Global microscope on the microfinance business environment 2012

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71 Notes © The Economist Intelligence Unit Limited 2012 <strong>Global</strong> <strong>microscope</strong> on the microfi nance business environment 2012
Cover: Shutterstock 72 Whilst every effort has been taken to verify the accuracy of this information, neither The Economist Intelligence Unit Ltd. nor the sponsor of this report can accept any responsibility or liability for reliance by any person on this white paper or any of the information, opinions or conclusions set out in the white paper. © The Economist Intelligence Unit Limited 2012 <strong>Global</strong> <strong>microscope</strong> on the microfi nance business environment 2012
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Global mic
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2 For further information, please c
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4 Acknowledgements The following re
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6 Executive summary The last few ye
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8 Microscope indicators The three c
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10 provision of mobile banking has
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12 The Microscope recorded more var
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14 Middle East and North Africa The
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16 Overall microfi nance business e
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18 Supporting Institutional Framewo
Page 21 and 22: This article was prepared by Robert
Page 23 and 24: This article was prepared by IFC. 2
Page 25 and 26: 24 Microscope country profi les The
Page 27 and 28: 26 to state their interest rates on
Page 29 and 30: 28 l Successful experience of sever
Page 31 and 32: 30 ■ Nepal Key characteristics of
Page 33 and 34: 32 Representatives in early 2012, a
Page 35 and 36: 34 effectively crowd out private se
Page 37 and 38: 36 requirements, MFIs can be establ
Page 39 and 40: 38 These were established some time
Page 41 and 42: 40 Key changes and impacts since la
Page 43 and 44: 42 regulated entities. Many have be
Page 45 and 46: 44 l Credit bureau coverage of micr
Page 47 and 48: 46 Key changes and impacts since la
Page 49 and 50: 48 network and adoption by some ins
Page 51 and 52: 50 (IBIS). Launched in September 20
Page 53 and 54: 52 Middle East and North Africa ■
Page 55 and 56: 54 l The country’s Microfi nance
Page 57 and 58: 56 accounts. The lack of qualifi ed
Page 59 and 60: 58 been proposed, capping interest
Page 61 and 62: 60 l The government of Rwanda, know
Page 63 and 64: 62 l While most fi nancial institut
Page 65 and 66: 64 Sources To score the indicators
Page 67 and 68: 66 laundering regulations, present
Page 69 and 70: 68 Regional representation This ind
Page 71: 70 Table 1 © The Economist Intelli
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