A Guide to HMDA Reporting - ffiec

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Appendix G Federal Supervisory Agencies G-4 Office of Thrift Supervision For savings institutions insured under the Savings Association Insurance Fund of the FDIC, federally-chartered savings banks insured under the Bank Insurance Fund of the FDIC (but not state-chartered savings banks insured under the Bank Insurance Fund), their subsidiaries, and subsidiaries of savings institution holding companies Direct compliance questions to the OTS Regional Office serving your region or: E-mail HMDAdata@ots.treas.gov. In your e-mail subject line, please indicate your institution’s name and its OTS region. Northeast-Jersey City Regional Office Harborside Financial Center Plaza Five Suite 1600 Jersey City, New Jersey 07311 (201) 413-1000 Connecticut, Delaware, Massachusetts, Maine, New Hampshire, Ohio, New Jersey, New York, Pennsylvania, Rhode Island, Vermont, West Virginia Southeast-Atlanta Regional Office 1475 Peachtree Street, N.E. Atlanta, Georgia 30309 (404) 888-0771 Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, North Carolina, South Carolina, Virginia, District of Columbia, Puerto Rico Midwest-Dallas Regional Office 225 E. John Carpenter Freeway, Suite 500 Irving, Texas 75062-2326 (972) 277-9500 Arkansas, Iowa, Kansas, Louisiana, Minnesota, Missouri, Mississippi, Nebraska, Oklahoma, Tennessee, Texas, Wisconsin West-San Francisco Regional Office Pacific Plaza P.O. Box 7165 San Francisco, California 94120-7165 (650) 746-7000 Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, North Dakota, New Mexico, Nevada, Oregon, South Dakota, Utah, Washington, Wyoming Federal Reserve System For state member banks of the Federal Reserve System, their subsidiaries, subsidiaries of bank holding companies, branches and agencies of foreign banks (other than federal branches, federal agencies, and insured state branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act Direct compliance questions to: Federal Reserve Bank of Atlanta 1000 Peachtree Street, N.E. Atlanta, GA 30309-3904 (404) 498-8500 Alabama, Florida, Georgia, Louisiana*, Mississippi*, Tennessee* *Some states are split between two districts.
Federal Reserve Bank of Boston 600 Atlantic Avenue Boston, MA 02106-2211 (617) 973-3000 Connecticut*, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont Federal Reserve Bank of Chicago 230 South LaSalle Street Chicago, IL 60604-1413 (312) 322-5322 Illinois*, Indiana*, Iowa, Michigan*, Wisconsin* Federal Reserve Bank of Cleveland 1455 East Sixth Street Cleveland, OH 44114-2517 (216) 579-2000 Kentucky*, Ohio, Pennsylvania*, West Virginia* Federal Reserve Bank of Dallas 2200 North Pearl Street Dallas, TX 75201-2272 (214) 922-6000 Louisiana*, New Mexico*, Texas Federal Reserve Bank of Kansas City 925 Grand Blvd Kansas City, MO 64198-0001 (816) 881-2000 Colorado, Kansas, Missouri*, Nebraska, New Mexico*, Oklahoma, Wyoming Federal Reserve Bank of Minneapolis 90 Hennepin Avenue Minneapolis, MN 55401-1804 (612) 204-5000 Michigan*, Minnesota, Montana, North Dakota, South Dakota, Wisconsin* Federal Reserve Bank of New York 33 Liberty Street New York, NY 10045 (212) 720-5000 Connecticut*, New Jersey*, New York, Puerto Rico Federal Reserve Bank of Philadelphia Ten Independence Mall Philadelphia, PA 19106 (215) 574-6000 Delaware, New Jersey*, Pennsylvania* Federal Reserve Bank of Richmond 701 East Byrd Street Richmond, VA 23219 (804) 697-8000 District of Columbia, Maryland, North Carolina, South Carolina, Virginia, West Virginia* Federal Reserve Bank of St. Louis 411 Locust Street St. Louis, MO 63102 (314) 444-8444 Arkansas, Indiana*, Kentucky*, Illinois*, Mississippi*, Missouri*, Tennessee* Federal Reserve Bank of San Francisco 101 Market Street San Francisco, CA 94105 (415) 974-2000 Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Utah, Washington G-5
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EDITION EFFECTIVE January 1, 2006 (
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Contents Foreword _________________
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Foreword A Guide to HMDA Reporting:
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Introduction An institution must tr
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Coverage Criteria for Other Mortgag
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Who Must Report If the institutions
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Data Reporting ¢ For loans sold in
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Completing the LAR Step by Step 10
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Completing the LAR MULTIPURPOSE LOA
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Completing MSA/MD numbers, state co
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Completing the LAR Step by Step 16
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Sources of Geographic Information (
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Sources of Geographic Information (
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Submitting the LAR 22 Officer’s C
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Checklists for Completing and Certi
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Submitting the LAR 26 Resubmitting
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Glossary 28 Branch office. For bank
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Appendix A to Part 203 Form and Ins
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the total amount of the refinancing
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series) [1] , enter “NA”(even i
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applicant information is unavailabl
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e. Code 6 for: Unable to verify cre
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the foregoing agencies and you elec
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The sample adopted by the Board in
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Appendix B to Part 203 Form and Ins
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Appendix C Regulation C (Home Mortg
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* Read: a loan not secured by a lie
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(11) The type of entity purchasing
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easonable fee for any cost incurred
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D-2 must report the action taken on
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D-4 2. 3. coverage test for a given
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D-6 square footage or by the income
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D-8 and may report the property typ
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D-10 institution reports the date t
Page 69 and 70: D-12 date the institution acquired
Page 71 and 72: D-14 backed securities are to be tr
Page 73 and 74: D-16 7. Transmittal sheet—additio
Page 75 and 76: Appendix E Home Mortgage Disclosure
Page 77 and 78: tistical area, metropolitan statist
Page 79 and 80: the loan application register infor
Page 81 and 82: Stat. 524, 525, 526); Dec. 19, 1991
Page 83 and 84: [12 USC 2806. As amended by H. Res.
Page 85 and 86: Appendix F State and County Codes a
Page 87 and 88: Lonoke (085) - MSA 30780 Madison* (
Page 89 and 90: Lee (071) - MSA 15980 Leon (073) -
Page 91 and 92: Bonner (017) Bonneville (019) - MSA
Page 93 and 94: St. Joseph (141) - MSA 43780 Scott*
Page 95 and 96: Seward* (175) Shawnee (177) - MSA 4
Page 97 and 98: Franklin* (007) Hancock (009) Kenne
Page 99 and 100: Sherburne (141) - MSA 33460 Sibley*
Page 101 and 102: Warren* (219) - MSA 41180 Washingto
Page 103 and 104: New New Mexico Mexico (35) (35) Ber
Page 105 and 106: Dickey* (021) Divide* (023) Dunn* (
Page 107 and 108: Oregon Oregon (41) (41) Baker* (001
Page 109 and 110: Pennington (103) - MSA 39660 Perkin
Page 111 and 112: Hansford* (195) Hardeman* (197) Har
Page 113 and 114: Bath* (017) Bedford (019) - MSA 313
Page 115 and 116: Ritchie* (085) Roane* (087) Summers
Page 117 and 118: Appendix G Federal Supervisory Agen
Page 119: New York Regional Office 20 Exchang
Page 123: Appendix H General Notice Poster Re
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