A Guide to HMDA Reporting - ffiec

¢ Date of action taken. Enter the
settlement or closing date for originations.
For applications (including
preapproval requests) that did not
result in an origination, enter the date
when the final action was taken (e.g.,
the application was denied or the file
was closed for incompleteness) or
when the notice of the action was
sent to the applicant. For an application
that was expressly withdrawn by
the applicant, you may enter either
the date shown on the applicant’s
letter or the date that you received
the letter or notice. For guidance
concerning applications that are
approved but not accepted, see staff
comment 203.4(a)(8)-5. For loans that
you originate, see comment
203.4(a)(8)-6 for further guidance.
For loans that your institution purchases,
enter the date of the purchase.
For more information, see
Appendix A, I.B.2.
Loan
amount
in
thousands
65
125
Action Taken
Preap
Date
proval Type (mm/dd/ccyy)
1
1
1 02/22/2006 47894
7 06/20/2006
Five- Two-
Digit Digit
MSA/MD State
Number Code
NA
51
NA
Property Location
¢ MSA/MD number, state code, and
county code. Report the five-digit
metropolitan statistical area (MSA)
number or, if available, the five-digit
metropolitan division (MD) number;
the two-digit code for the state; and
the three-digit code for the county.
Enter those codes for any loan or
loan application on property located
in an MSA where you have a home or
branch office. See page 5 for
guidance on the meaning of “branch
office.” If the property is located
outside the MSAs where you have a
home or branch office (or outside any
MSA) and you are not required to
report data under the Community
Reinvestment Act (CRA), you may
enter the applicable codes or you
may enter “NA” in every column.
See page 15 for guidance on CRA
reporting requirements. You may also
enter “NA” for every geography field
(including census tract) if a preapproval
request was denied, or
approved but not accepted by the
applicant.
Property Location
Three-
Digit
County
Code
059
NA
Six-Digit
Census
Tract
4 2 1 9 . 8 5
N A
50 1 3 04/30/2006 11500 01 015 0 0 2 1 . 0 0 1
.
A
2
Ethnic
2
13