A Guide to HMDA Reporting - ffiec

¢ Date application received. Report
either the date the application was
received or the date shown on the
application form, but be generally
consistent. For purchased loans,
enter “NA” for “not applicable.” For
more information, see Appendix A,
I.A.2, and staff comments
203.4(a)(1)-1, -2, and -3, which
include guidance on the date to be
used when an application is
forwarded by a broker or reinstated/
reconsidered.
¢ Type of loan. Enter the appropriate
code to indicate whether the loan
originated, applied for, or purchased
was conventional, governmentguaranteed,
or government-insured.
For more information, see Appendix
A, I.A.3.
Application or
Loan Information
¢ Property Type. Report whether the
loan or application was for manufactured
housing, a multifamily dwelling,
or a one-to-four-family dwelling other
than manufactured housing. For more
information, see Appendix A, I.A.4,
Regulation C § 203.2(i), and staff
comment 203.2(i)-1.
¢ Purpose of loan. Report whether the
loan or application was for a home
purchase loan, a home improvement
loan, or a refinancing. For more
information, see Appendix A, I.A.5.
Relevant definitions can be found in
Regulation C §§ 203.2(d), (g), (h),
and (k). Further explanation can be
found in the respective provisions
of the staff commentary and, for
refinancings, on page 29.
Date
Application Prop- Owner
Application or Received Loan erty Pur- Occu-
Loan Number
(mm/dd/ccyy) Type Type pose pancy
Originated Following Preapproval
9 01/15/2006 1 1 1 1
proval Request Denied
2 1 - 1 2 3 4 0 9 8 7 6 5 06/01/2006 1 1 1 1
cation Denied Following
8
9 - 9 8 7 6 5 4 3 2 1 0
03/20/2006 1 1 1
1
11