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report of the working group on improvement of banking services

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2.6 Even with <str<strong>on</strong>g>the</str<strong>on</strong>g> rapid advances in transport and communicati<strong>on</strong> facilities, <str<strong>on</strong>g>the</str<strong>on</strong>g> phenomen<strong>on</strong> <str<strong>on</strong>g>of</str<strong>on</strong>g> 'death <str<strong>on</strong>g>of</str<strong>on</strong>g><br />

distance' has not happened in <str<strong>on</strong>g>the</str<strong>on</strong>g> case <str<strong>on</strong>g>of</str<strong>on</strong>g> Lakshadweep, as has happened in <str<strong>on</strong>g>the</str<strong>on</strong>g> case <str<strong>on</strong>g>of</str<strong>on</strong>g> o<str<strong>on</strong>g>the</str<strong>on</strong>g>r parts <str<strong>on</strong>g>of</str<strong>on</strong>g> <str<strong>on</strong>g>the</str<strong>on</strong>g><br />

world. Lakshadweep c<strong>on</strong>tinues to suffer from <str<strong>on</strong>g>the</str<strong>on</strong>g> problem <str<strong>on</strong>g>of</str<strong>on</strong>g> distance in several ways. The distance from <str<strong>on</strong>g>the</str<strong>on</strong>g><br />

mainland and limited transportati<strong>on</strong>/communicati<strong>on</strong> facilities affect (a) mobility <str<strong>on</strong>g>of</str<strong>on</strong>g> people (for educati<strong>on</strong>,<br />

employment, medical treatment etc.), (b) increase in <str<strong>on</strong>g>the</str<strong>on</strong>g> time and cost <str<strong>on</strong>g>of</str<strong>on</strong>g> travel, (c) access to communicati<strong>on</strong><br />

(especially newspapers, periodicals etc.), (d) supply and cost <str<strong>on</strong>g>of</str<strong>on</strong>g> goods and <strong>services</strong>. It also affects <str<strong>on</strong>g>the</str<strong>on</strong>g><br />

psychological process <str<strong>on</strong>g>of</str<strong>on</strong>g> <str<strong>on</strong>g>the</str<strong>on</strong>g> people and causes delays in deriving benefits for technological and ec<strong>on</strong>omic<br />

development.<br />

Entry into <str<strong>on</strong>g>the</str<strong>on</strong>g> islands for n<strong>on</strong>-islanders<br />

2.7 Entry for <str<strong>on</strong>g>the</str<strong>on</strong>g> n<strong>on</strong>-islanders into <str<strong>on</strong>g>the</str<strong>on</strong>g> islands and <str<strong>on</strong>g>the</str<strong>on</strong>g>ir stay are regulated through “Entry Permit” by <str<strong>on</strong>g>the</str<strong>on</strong>g><br />

Administrati<strong>on</strong> <str<strong>on</strong>g>of</str<strong>on</strong>g> Uni<strong>on</strong> Territory <str<strong>on</strong>g>of</str<strong>on</strong>g> Lakshadweep under <str<strong>on</strong>g>the</str<strong>on</strong>g> “Laccadive Minicoy & Amindivi Islands<br />

(Restricti<strong>on</strong>s <strong>on</strong> Entry and Residence) Rules, 1967. While Indian nati<strong>on</strong>als are permitted to visit all <str<strong>on</strong>g>the</str<strong>on</strong>g> islands,<br />

foreigners are allowed <strong>on</strong>ly in three islands, viz., Agatti, Kadmat and Bangaram. N<strong>on</strong>-islanders including Indian<br />

nati<strong>on</strong>als are not allowed to purchase or own property or immovable assets in <str<strong>on</strong>g>the</str<strong>on</strong>g> islands.<br />

Administrati<strong>on</strong><br />

2.8 The entire <str<strong>on</strong>g>group</str<strong>on</strong>g> <str<strong>on</strong>g>of</str<strong>on</strong>g> islands is c<strong>on</strong>sidered as <strong>on</strong>e district for administrative purposes and headed by an<br />

<str<strong>on</strong>g>of</str<strong>on</strong>g>ficial from <str<strong>on</strong>g>the</str<strong>on</strong>g> IAS titled 'Administrator'. The Administrati<strong>on</strong> is supported at <str<strong>on</strong>g>the</str<strong>on</strong>g> senior level by two o<str<strong>on</strong>g>the</str<strong>on</strong>g>r IAS<br />

<str<strong>on</strong>g>of</str<strong>on</strong>g>ficers – <str<strong>on</strong>g>the</str<strong>on</strong>g> District Collector and Development Commissi<strong>on</strong>er and Managing Director <str<strong>on</strong>g>of</str<strong>on</strong>g> Lakshadweep<br />

Development Corporati<strong>on</strong>. These two senior <str<strong>on</strong>g>of</str<strong>on</strong>g>ficers are declared as ex-<str<strong>on</strong>g>of</str<strong>on</strong>g>ficio Secretaries <str<strong>on</strong>g>of</str<strong>on</strong>g> different<br />

departments to assist <str<strong>on</strong>g>the</str<strong>on</strong>g> Administrator <strong>on</strong> day-to-day functi<strong>on</strong>ing. In <str<strong>on</strong>g>the</str<strong>on</strong>g> year 1983, <str<strong>on</strong>g>the</str<strong>on</strong>g>se islands were subdivided<br />

into 4 <str<strong>on</strong>g>the</str<strong>on</strong>g>hsils or major sub-divisi<strong>on</strong>s and 5 minor sub-divisi<strong>on</strong>s. Over <str<strong>on</strong>g>the</str<strong>on</strong>g> years all <str<strong>on</strong>g>the</str<strong>on</strong>g>se islands have<br />

grown and developed and by and large stand almost at par in terms <str<strong>on</strong>g>of</str<strong>on</strong>g> <str<strong>on</strong>g>the</str<strong>on</strong>g>ir complexities <str<strong>on</strong>g>of</str<strong>on</strong>g> revenue, civic and<br />

general administrati<strong>on</strong>. Therefore, as part <str<strong>on</strong>g>of</str<strong>on</strong>g> reforms, <str<strong>on</strong>g>the</str<strong>on</strong>g> Uni<strong>on</strong> Territory has recently been sub-divided into 9<br />

sub-divisi<strong>on</strong>s headed by Sub Divisi<strong>on</strong>al Officers. Two <str<strong>on</strong>g>of</str<strong>on</strong>g> <str<strong>on</strong>g>the</str<strong>on</strong>g> more specialized sub-divisi<strong>on</strong>s, Minicoy and Agatti<br />

are headed by Deputy Collectors. The head quarters <str<strong>on</strong>g>of</str<strong>on</strong>g> <str<strong>on</strong>g>the</str<strong>on</strong>g> Uni<strong>on</strong> Territory Administrati<strong>on</strong> is Kavaratti. Various

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