2010 Access Bank Annual Report and Accounts
2010 Access Bank Annual Report and Accounts
2010 Access Bank Annual Report and Accounts
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
<strong>Annual</strong> <strong>Report</strong><br />
Introduction & Business Chairman & Chief Operating Our People Corporate Social<br />
Contents Overview Executive’s Review Review & Culture Responsibility<br />
<strong>Access</strong> <strong>Bank</strong> Plc’s business model is structured<br />
along five major strategic business segments,<br />
which include institutional banking, commercial<br />
banking, investment banking retail banking <strong>and</strong><br />
transaction services.<br />
%<br />
Growth<br />
+12%<br />
+662%<br />
Contribution to Total Profit<br />
Institutional <strong>Bank</strong>ing:<br />
(N4.15bn)<br />
Commercial <strong>Bank</strong>ing:<br />
N10.3bn<br />
%<br />
Growth<br />
+202%<br />
+1116%<br />
Contribution to Total Profit<br />
Investment <strong>Bank</strong>ing:<br />
N8.02bn<br />
Retail <strong>Bank</strong>ing:<br />
N1.98bn<br />
Institutional <strong>Bank</strong>ing<br />
Commercial <strong>Bank</strong>ing<br />
Financial Markets<br />
Retail <strong>Bank</strong>ing<br />
2%<br />
The products & retail banking division currently<br />
serves over 500,000 customer accounts<br />
providing financial products <strong>and</strong> services to<br />
individuals <strong>and</strong> small businesses in the valuechain<br />
of the <strong>Bank</strong>’s corporate clients.<br />
• Our products <strong>and</strong> services range from st<strong>and</strong>ard<br />
to specialized savings, current <strong>and</strong> investment<br />
accounts.<br />
• Others include credit products, including<br />
personal loans, advances, mortgages, asset<br />
finance, small business loans, <strong>and</strong> credit cards.<br />
• Our Ebusiness products include internet<br />
banking, mobile banking, merchant services<br />
<strong>and</strong> customized corporate solutions.<br />
Products offered<br />
Personal accounts:<br />
savings, current, investment<br />
Credit products:<br />
loans, advances, mortgages, asset finance, small<br />
business loans, credit cards<br />
e-business:<br />
internet banking, mobile banking, merchant<br />
services, customized corporate solutions<br />
PROJECTS<br />
PERFORMANCE HIGHLIGHTS<br />
Contribution to Total Assets<br />
<strong>Access</strong> <strong>Bank</strong> Plc<br />
<strong>Annual</strong> <strong>Report</strong> <strong>and</strong> <strong>Accounts</strong> <strong>2010</strong>