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2010 Access Bank Annual Report and Accounts

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<strong>Annual</strong> <strong>Report</strong><br />

Introduction & Business Chairman & Chief Operating Our People Corporate Social<br />

Contents Overview Executive’s Review Review & Culture Responsibility<br />

<strong>Access</strong> <strong>Bank</strong> Plc’s business model is structured<br />

along five major strategic business segments,<br />

which include institutional banking, commercial<br />

banking, investment banking retail banking <strong>and</strong><br />

transaction services.<br />

%<br />

Growth<br />

+12%<br />

+662%<br />

Contribution to Total Profit<br />

Institutional <strong>Bank</strong>ing:<br />

(N4.15bn)<br />

Commercial <strong>Bank</strong>ing:<br />

N10.3bn<br />

%<br />

Growth<br />

+202%<br />

+1116%<br />

Contribution to Total Profit<br />

Investment <strong>Bank</strong>ing:<br />

N8.02bn<br />

Retail <strong>Bank</strong>ing:<br />

N1.98bn<br />

Institutional <strong>Bank</strong>ing<br />

Commercial <strong>Bank</strong>ing<br />

Financial Markets<br />

Retail <strong>Bank</strong>ing<br />

2%<br />

The products & retail banking division currently<br />

serves over 500,000 customer accounts<br />

providing financial products <strong>and</strong> services to<br />

individuals <strong>and</strong> small businesses in the valuechain<br />

of the <strong>Bank</strong>’s corporate clients.<br />

• Our products <strong>and</strong> services range from st<strong>and</strong>ard<br />

to specialized savings, current <strong>and</strong> investment<br />

accounts.<br />

• Others include credit products, including<br />

personal loans, advances, mortgages, asset<br />

finance, small business loans, <strong>and</strong> credit cards.<br />

• Our Ebusiness products include internet<br />

banking, mobile banking, merchant services<br />

<strong>and</strong> customized corporate solutions.<br />

Products offered<br />

Personal accounts:<br />

savings, current, investment<br />

Credit products:<br />

loans, advances, mortgages, asset finance, small<br />

business loans, credit cards<br />

e-business:<br />

internet banking, mobile banking, merchant<br />

services, customized corporate solutions<br />

PROJECTS<br />

PERFORMANCE HIGHLIGHTS<br />

Contribution to Total Assets<br />

<strong>Access</strong> <strong>Bank</strong> Plc<br />

<strong>Annual</strong> <strong>Report</strong> <strong>and</strong> <strong>Accounts</strong> <strong>2010</strong>

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