UPHS_Enrollment_Guide_FINAL
UPHS_Enrollment_Guide_FINAL
UPHS_Enrollment_Guide_FINAL
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Human Resources/<br />
Benefits Locations<br />
Making Changes<br />
During the Year<br />
Contact<br />
Information<br />
Search this<br />
Document<br />
><br />
Carewise Health<br />
Programs<br />
Medical<br />
Behavioral Health<br />
Prescription Drug<br />
Vision<br />
Dental<br />
Penn Faculty<br />
Practice<br />
Flexible Spending<br />
Accounts (FSAs)<br />
Life Insurance<br />
AD&D Coverage<br />
Disability<br />
Legal Notices<br />
Welcome What’s New Cost for Coverage Plan Highlights<br />
Welcome > Dental<br />
Dental<br />
PENN Faculty Practice<br />
(PFP)*<br />
Delta Dental*<br />
Aetna DMO<br />
How to Access Care Go to any PFP network<br />
provider<br />
Go to any dental care<br />
provider (benefits may be<br />
greater with a Delta<br />
Care must be coordinated<br />
by your Primary Care<br />
dentist<br />
Dental provider)<br />
Referrals Needed No No Yes<br />
Annual Deductible $50/person, $150/family (on<br />
basic, major and ortho)<br />
$50/person, $150/family<br />
(on basic, major and<br />
None<br />
Coinsurance<br />
• Preventive<br />
• Basic<br />
• Major<br />
• Orthodontic<br />
Plan pays:<br />
• 100%<br />
• 80%<br />
• 50%<br />
• 50% up to $2,000 lifetime<br />
orthodontic maximum (for<br />
dependent children to age<br />
19 only)<br />
ortho)<br />
Plan pays:<br />
• 100% of Delta’s<br />
allowance<br />
• 80% of Delta’s<br />
allowance<br />
• 50% of Delta’s<br />
allowance<br />
• 50% of Delta’s<br />
allowance up to<br />
$1,500 lifetime<br />
orthodontic maximum<br />
(for dependent<br />
children to age 19<br />
only)<br />
Plan pays:<br />
• 100%<br />
• 100%<br />
• 50%<br />
• 50% (for adults and<br />
dependent children); no<br />
lifetime orthodontic<br />
maximum<br />
Annual Maximum $3,000/person<br />
Premier – $1,500/person None<br />
Benefit<br />
PPO – $2,000/person<br />
*The Dental Plan contains a provision that coordinates the benefits it pays on behalf of an individual with<br />
payments that may be made under other plans covering the individual, so that the total benefits available will not<br />
exceed 100% of the allowable expenses. Please see your Summary Plan Description for more information.<br />
This chart does not provide a complete description of the plans. For more details, please contact the<br />
<strong>UPHS</strong> Benefits Office at 215-615-2277.