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UPHS_Enrollment_Guide_FINAL

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Human Resources/<br />

Benefits Locations<br />

Making Changes<br />

During the Year<br />

Contact<br />

Information<br />

Search this<br />

Document<br />

><br />

Carewise Health<br />

Programs<br />

Medical<br />

Behavioral Health<br />

Prescription Drug<br />

Vision<br />

Dental<br />

Penn Faculty<br />

Practice<br />

Flexible Spending<br />

Accounts (FSAs)<br />

Life Insurance<br />

AD&D Coverage<br />

Disability<br />

Legal Notices<br />

Welcome What’s New Cost for Coverage Plan Highlights<br />

Welcome > Dental<br />

Dental<br />

PENN Faculty Practice<br />

(PFP)*<br />

Delta Dental*<br />

Aetna DMO<br />

How to Access Care Go to any PFP network<br />

provider<br />

Go to any dental care<br />

provider (benefits may be<br />

greater with a Delta<br />

Care must be coordinated<br />

by your Primary Care<br />

dentist<br />

Dental provider)<br />

Referrals Needed No No Yes<br />

Annual Deductible $50/person, $150/family (on<br />

basic, major and ortho)<br />

$50/person, $150/family<br />

(on basic, major and<br />

None<br />

Coinsurance<br />

• Preventive<br />

• Basic<br />

• Major<br />

• Orthodontic<br />

Plan pays:<br />

• 100%<br />

• 80%<br />

• 50%<br />

• 50% up to $2,000 lifetime<br />

orthodontic maximum (for<br />

dependent children to age<br />

19 only)<br />

ortho)<br />

Plan pays:<br />

• 100% of Delta’s<br />

allowance<br />

• 80% of Delta’s<br />

allowance<br />

• 50% of Delta’s<br />

allowance<br />

• 50% of Delta’s<br />

allowance up to<br />

$1,500 lifetime<br />

orthodontic maximum<br />

(for dependent<br />

children to age 19<br />

only)<br />

Plan pays:<br />

• 100%<br />

• 100%<br />

• 50%<br />

• 50% (for adults and<br />

dependent children); no<br />

lifetime orthodontic<br />

maximum<br />

Annual Maximum $3,000/person<br />

Premier – $1,500/person None<br />

Benefit<br />

PPO – $2,000/person<br />

*The Dental Plan contains a provision that coordinates the benefits it pays on behalf of an individual with<br />

payments that may be made under other plans covering the individual, so that the total benefits available will not<br />

exceed 100% of the allowable expenses. Please see your Summary Plan Description for more information.<br />

This chart does not provide a complete description of the plans. For more details, please contact the<br />

<strong>UPHS</strong> Benefits Office at 215-615-2277.

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