UPHS_Enrollment_Guide_FINAL

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Welcome What’s New Cost for Coverage Plan Highlights
Welcome > Disability
Short-Term Disability (STD)
• Provides you with income if you are not able to work due to a non-workrelated
illness or injury.
• For most of the Health System, the waiting period for STD is 30 days or the
end of your accrued sick time, whichever is greater. For CCA, the waiting
period is 14 days.
• The voluntary plan provides 60% of your base pay to a maximum of $1,000
per week for up to 180 days following the start of your disability payments.
• The cost of STD coverage is based on your age and base pay.
Employees who work in New Jersey can elect coverage through the UPHSflex
STD option. However, this coverage will be offset by any STD benefit you receive
from the New Jersey state plan.
You can file a short-term disability claim over the phone by calling
UnumProvident, at which time a representative will begin the claim process. You
will be asked to sign an authorization allowing UnumProvident to obtain
information directly from your medical provider. For more information, call the
Disability Management Office at 215-615-2360.
Long-Term Disability (LTD)
• A non-flex benefit and will not appear as an option for enrollment on the
EnrollOne website.
• Provides you with income if you are not able to work due to a non-workrelated
illness or injury that extends beyond the later of 26 weeks or the
exhaustion of your STD benefit.
• Provides a UPHS-paid core benefit of 60% of base pay to a maximum of
$10,000 per month.
• Full-time employees that have worked one continuous year are eligible for
LTD benefits.