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UPHS_Enrollment_Guide_FINAL

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Human Resources/<br />

Benefits Locations<br />

Making Changes<br />

During the Year<br />

Contact<br />

Information<br />

Search this<br />

Document<br />

><br />

Welcome What’s New Cost for Coverage Plan Highlights<br />

Carewise Health<br />

Programs<br />

Medical<br />

Behavioral Health<br />

Prescription Drug<br />

Vision<br />

Dental<br />

Flexible Spending<br />

Accounts (FSAs)<br />

Life Insurance<br />

AD&D Coverage<br />

Disability<br />

Legal Notices<br />

Welcome > What’s New<br />

What’s New for 2010-2011<br />

New for 2010-2011<br />

<strong>UPHS</strong> continues to review the competitiveness of our benefit programs through<br />

market surveys of local and regional health care providers and we are pleased to<br />

say that the our benefits remain one of the most generous in the region. In<br />

addition, <strong>UPHS</strong> Corporate Benefits aggressively negotiates, on your behalf, with<br />

medical, dental, vision and life and disability insurance vendors to continue to<br />

give you the best available rates. As a result, we are pleased to announce the<br />

following for this upcoming plan year.<br />

Plan Designs<br />

Our medical, dental and vision plan designs will remain the same for the 2010-<br />

2011 plan year.<br />

Mental Health Parity<br />

There is a change in the Penn Behavioral Health Plan design due to the Mental<br />

Health Parity and Addiction Act of 2008. As a result of this change, all limits on<br />

mental health and substance abuse days and visits will be removed for inpatient<br />

and outpatient care. Also, all co-pays and co-insurance will be removed for PBH<br />

providers (except for emergency services) while the co-pays and co-insurance<br />

will match those of the out-of-network medical/surgical benefits. For more<br />

information about the new Act, please refer to these questions and answers, as<br />

well as the updated benefit chart.<br />

Prescription Drug Coverage<br />

Due to increasing utilization and the cost of prescription drugs, <strong>UPHS</strong> has<br />

increased some of the copays under the prescription drug plan. This is the first<br />

time <strong>UPHS</strong> has raised copays since the 2006-2007 plan year. Remember, you<br />

will always save money when you use an in-house <strong>UPHS</strong> pharmacy, along with<br />

generic drugs. For more information, please see the prescription drug section.<br />

More ><br />

Monday, April 19 –<br />

Sunday, May 2<br />

Please review your current<br />

benefit elections. If you want<br />

to continue with the same<br />

benefit elections and<br />

coverage levels, you do not<br />

have to re-enroll. However, if<br />

you participated in the<br />

Health Care FSA and/or<br />

Dependent Care FSA plans<br />

for the 2009-2010 plan<br />

year and you want to<br />

continue to participate for the<br />

2010-2011 plan year, you<br />

must re-enroll.<br />

You can enroll 24-hours a<br />

day during Open <strong>Enrollment</strong>.<br />

Any elections you make<br />

during Open <strong>Enrollment</strong> are<br />

effective July 1, 2010<br />

through June 30, 2011.

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