UPHS_Enrollment_Guide_FINAL
UPHS_Enrollment_Guide_FINAL
UPHS_Enrollment_Guide_FINAL
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Human Resources/<br />
Benefits Locations<br />
Making Changes<br />
During the Year<br />
Contact<br />
Information<br />
Search this<br />
Document<br />
><br />
Welcome What’s New Cost for Coverage Plan Highlights<br />
Carewise Health<br />
Programs<br />
Medical<br />
Behavioral Health<br />
Prescription Drug<br />
Vision<br />
Dental<br />
Flexible Spending<br />
Accounts (FSAs)<br />
Life Insurance<br />
AD&D Coverage<br />
Disability<br />
Legal Notices<br />
Welcome > What’s New<br />
What’s New for 2010-2011<br />
New for 2010-2011<br />
<strong>UPHS</strong> continues to review the competitiveness of our benefit programs through<br />
market surveys of local and regional health care providers and we are pleased to<br />
say that the our benefits remain one of the most generous in the region. In<br />
addition, <strong>UPHS</strong> Corporate Benefits aggressively negotiates, on your behalf, with<br />
medical, dental, vision and life and disability insurance vendors to continue to<br />
give you the best available rates. As a result, we are pleased to announce the<br />
following for this upcoming plan year.<br />
Plan Designs<br />
Our medical, dental and vision plan designs will remain the same for the 2010-<br />
2011 plan year.<br />
Mental Health Parity<br />
There is a change in the Penn Behavioral Health Plan design due to the Mental<br />
Health Parity and Addiction Act of 2008. As a result of this change, all limits on<br />
mental health and substance abuse days and visits will be removed for inpatient<br />
and outpatient care. Also, all co-pays and co-insurance will be removed for PBH<br />
providers (except for emergency services) while the co-pays and co-insurance<br />
will match those of the out-of-network medical/surgical benefits. For more<br />
information about the new Act, please refer to these questions and answers, as<br />
well as the updated benefit chart.<br />
Prescription Drug Coverage<br />
Due to increasing utilization and the cost of prescription drugs, <strong>UPHS</strong> has<br />
increased some of the copays under the prescription drug plan. This is the first<br />
time <strong>UPHS</strong> has raised copays since the 2006-2007 plan year. Remember, you<br />
will always save money when you use an in-house <strong>UPHS</strong> pharmacy, along with<br />
generic drugs. For more information, please see the prescription drug section.<br />
More ><br />
Monday, April 19 –<br />
Sunday, May 2<br />
Please review your current<br />
benefit elections. If you want<br />
to continue with the same<br />
benefit elections and<br />
coverage levels, you do not<br />
have to re-enroll. However, if<br />
you participated in the<br />
Health Care FSA and/or<br />
Dependent Care FSA plans<br />
for the 2009-2010 plan<br />
year and you want to<br />
continue to participate for the<br />
2010-2011 plan year, you<br />
must re-enroll.<br />
You can enroll 24-hours a<br />
day during Open <strong>Enrollment</strong>.<br />
Any elections you make<br />
during Open <strong>Enrollment</strong> are<br />
effective July 1, 2010<br />
through June 30, 2011.