2006 Interim Reportï¼A Share.pdf - ä¸å½é¶è¡
2006 Interim Reportï¼A Share.pdf - ä¸å½é¶è¡
2006 Interim Reportï¼A Share.pdf - ä¸å½é¶è¡
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Notes to the Condensed Financial Statements<br />
For the six month period ended 30 June <strong>2006</strong><br />
(Amount in millions of Renminbi, unless otherwise stated)<br />
5. Net interest income<br />
For the six month period ended<br />
30 June <strong>2006</strong> 30 June 2005<br />
Interest income<br />
Loans and advances to customers 50,141 45,875<br />
Debt securities 23,738 15,804<br />
Due from and placements with banks and other financial institutions 3,457 2,327<br />
Due from central banks 2,189 2,032<br />
Sub-total 79,525 66,038<br />
Interest expense<br />
Deposits from customers (26,815) (19,427)<br />
Due to and placements from banks and other financial<br />
institutions, due to central banks<br />
(4,090) (2,811)<br />
Special purpose borrowings and bonds issued (2,292) (2,163)<br />
Sub-total (33,197) (24,401)<br />
Net interest income 46,328 41,637<br />
6. Net fee and commission income<br />
For the six month period ended<br />
30 June <strong>2006</strong> 30 June 2005<br />
Settlement and clearing fees 1,374 964<br />
Agency commissions 877 385<br />
Credit commitment fees and commissions 1,148 996<br />
Bank card fees 962 636<br />
Custodian and other fiduciary service fees 113 110<br />
Others 748 611<br />
Fee and commission income 5,222 3,702<br />
Fee and commission expenses (460) (673)<br />
Net fee and commission income 4,762 3,029<br />
7. Net trading (expense)/income<br />
For the six month period ended<br />
30 June <strong>2006</strong> 30 June 2005<br />
Net gains from foreign exchange and foreign exchange products 343 2,655<br />
Net losses from interest rate instruments (625) (405)<br />
Total (282) 2,250<br />
100
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