2006 Interim Reportï¼A Share.pdf - ä¸å½é¶è¡
2006 Interim Reportï¼A Share.pdf - ä¸å½é¶è¡
2006 Interim Reportï¼A Share.pdf - ä¸å½é¶è¡
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20. Net interest income<br />
For the six month period ended<br />
30 June <strong>2006</strong> 30 June 2005<br />
Interest income<br />
Loans and advances to customers 60,360 51,971<br />
Debt securities 30,652 19,908<br />
Due from and placements with banks and<br />
other financial institutions<br />
6,315 3,518<br />
Due from central banks 2,450 2,069<br />
Sub-total 99,777 77,466<br />
Interest expense<br />
Deposits from customers (38,887) (23,815)<br />
Due to and placements from banks and other<br />
financial institutions, and due to central banks<br />
(4,122) (2,827)<br />
Special purpose borrowings and bonds issued (2,292) (2,166)<br />
Sub-total (45,301) (28,808)<br />
Net interest income 54,476 48,658<br />
21. Net fee and commission income<br />
For the six month period ended<br />
30 June <strong>2006</strong> 30 June 2005<br />
Settlement and clearing fees 1,794 1,287<br />
Agency commissions 2,201 1,235<br />
Credit commitment fees and commissions 1,438 1,308<br />
Bank card fees 1,365 1,049<br />
Custodian and other fiduciary service fees 248 235<br />
Others 1,120 801<br />
Fee and commission income 8,166 5,915<br />
Fee and commission expense (1,325) (1,397)<br />
Net fee and commission income 6,841 4,518<br />
93
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