2006 Interim Reportï¼A Share.pdf - ä¸å½é¶è¡
2006 Interim Reportï¼A Share.pdf - ä¸å½é¶è¡
2006 Interim Reportï¼A Share.pdf - ä¸å½é¶è¡
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Financial Highlights<br />
At 30 June<br />
<strong>2006</strong>(%)<br />
At 31<br />
December<br />
2005(%)<br />
At 31<br />
December<br />
2004(%)<br />
Increase/<br />
Decrease<br />
from 1<br />
January<br />
<strong>2006</strong> to 30<br />
June <strong>2006</strong><br />
(%)<br />
Return on total assets (annualized) 0.87 0.72 0.61 0.15<br />
Return on share capital 4 (annualized, excluding<br />
minority interests)<br />
12.87 12.52 10.23 0.35<br />
Return on share capital (annualized, including<br />
minority interests)<br />
13.34 13.16 10.92 0.18<br />
Return on net assets 2 (annualized, fully diluted) 10.64 11.76 10.19 (1.12)<br />
Return on net assets 2 (annualized, weighted<br />
average)<br />
14.99 12.62 10.04 2.37<br />
Credit cost (annualized) 0.44 0.50 1.06 (0.06)<br />
Non-performing loan (NPL) ratio 4.19 4.62 5.12 (0.43)<br />
Capital adequacy ratio 12. 40 10.42 10.04 1.98<br />
Provision coverage ratio 87.44 80.55 68.02 6.89<br />
Half year<br />
ended<br />
30 June<br />
<strong>2006</strong>(%)<br />
Half year<br />
ended<br />
30 June<br />
2005(%)<br />
Year ended<br />
31 December<br />
2005(%)<br />
Increase/<br />
Decrease<br />
from first<br />
half of 2005<br />
to first half<br />
of <strong>2006</strong> (%)<br />
Cost to income ratio 35.90 37.05 39.30 (1.15)<br />
Proportion of non-interest income 15.67 14.15 13.46 1.52<br />
Net interest margin 2.26 2.31 2.32 (0.05)<br />
4.<br />
The data are caculated according to the Guidelines on the Corporate Governance and Suppervision of State-owned Commercial Banks (YJF<br />
[<strong>2006</strong>] No.22).
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