2006 Interim Report－A Share.pdf - 中国银行

Industry Concentration of Impaired Corporate Loans by Domestic Operations
Unit: RMB million
At 30 June 2006 At 31 December 2005 At 31 December 2004
Balance
Proportion
(%)
Impaired
loan ratio
(%)
Balance
Proportion
(%)
Impaired
loan ratio
Balance
Proportion
(%)
Impaired
loan ratio
(%)
Manufacturing 34,856 38.86 6.41 32,969 35.58 6.76 32,218 33.37 6.48
Commerce and
services
23,162 25.83 8.38 25,443 27.46 9.96 26,344 27.29 9.25
Real estate 11,596 12.93 11.14 12,763 13.77 13.24 13,453 13.93 13.33
Energy, mining
and agriculture
6,624 7.39 2.84 6,665 7.19 3.17 6,588 6.82 3.52
Transportation 7,176 8.00 4.14 7,759 8.37 4.69 9,729 10.08 6.17
Public utilities 4,312 4.81 4.11 4,627 4.99 5.03 5,564 5.76 6.34
Construction 1,717 1.91 5.21 2,226 2.40 7.40 2,569 2.66 9.20
Financial services 235 0.26 0.24 215 0.24 0.28 72 0.08 0.22
Others 6 0.01 0.26 0 0.00 0.00 6 0.01 0.08
Total 89,684 100.00 5.72 92,667 100.00 6.54 96,543 100.00 6.98
Impaired Loans of the Group by Customer
Unit: RMB million
At 30 June 2006 At 31 December 2005 At 31 December 2004
Balance
Proportion
(%)
Impaired
loan ratio
(%)
Balance
Balance
Proportion
(%)
Impaired
loan ratio
Balance
(%)
Balance
(%)
Corporate
loans
Personal
loans
95,120 89.78 5.10 98,669 90.26 5.76 108,005 91.41 6.54
10,824 10.22 2.00 10,642 9.74 2.03 10,152 8.59 2.05
Total 105,944 100.00 4.40 109,311 100.00 4.89 118,157 100.00 5.50
Impaired Loans of Domestic Operations by Customer
At 30 June 2006 At 31 December 2005 At 31 December 2004
Balance
Proportion
(%)
Impaired
loan ratio
(%)
Balance
Proportion
(%)
Impaired
loan ratio
(%)
Balance
Proportion
(%)
Impaired
loan ratio
(%)
Corporate
loans
Personal
loans
89,684 90.10 5.72 92,667 90.73 6.53 96,543 92.55 6.99
9,859 9.90 2.44 9,473 9.27 2.49 7,784 7.45 2.22
Total 99,543 100.00 5.05 102,140 100.00 5.67 104,327 100.00 6.02
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