2006 Interim Reportï¼A Share.pdf - ä¸å½é¶è¡

More documents

Recommendations

Info

6. Loans and advances to customers (1) Analysed by security type Loans and advances to customers are analysed by the form of security as follows: 30 June 2006 31 December 2005 Unsecured loans 578,987 475,764 Guaranteed loans 723,502 684,824 Collateralised and other secured loans 1,103,047 1,074,458 Total 2,405,536 2,235,046 (2) Analysed by industry sector 30 June 2006 31 December 2005 Corporate Loans Manufacturing 591,908 531,191 Commercial and servicing 323,348 301,863 Real estate 201,585 190,297 Energy, mining and agriculture 252,416 230,854 Transportation and logistics 200,503 193,428 Public services 104,827 91,924 Financial services 112,153 96,245 Construction 38,304 36,050 Others 39,037 40,191 Sub-total 1,864,081 1,712,043 Consumer loans Residential mortgages 428,119 413,007 Vehicle loans 24,391 28,005 Credit card and others 88,945 81,991 Sub-total 541,455 523,003 Total 2,405,536 2,235,046 83
Notes to the Condensed Financial Statements For the six month period ended 30 June 2006 (Amount in millions of Renminbi, unless otherwise stated) 6. Loans and advances to customers (Continued) (3) Accrual and non-accrual loans 30 June 2006 31 December 2005 Accrual loans 2,322,496 2,158,232 Non-accrual loans 83,040 76,814 Total 2,405,536 2,235,046 (4) As at 30 June 2006, loans and advances to customers include bills pledged as collateral under reverse repurchase agreements amounting to RMB 5,569 million (2005: RMB 11,968 million). Refer to Note IX.2. 7. Equity investments 30 June 2006 31 December 2005 Investment in associates (1) 5,673 5,100 Other equity investments (2) 6,675 7,043 12,348 12,143 Less: Impairment provision (1,138) (1,243) 11,210 10,900 Equity investments held for trading (at fair value) (3) 3,565 4,493 Total 14,775 15,393 (1) As at 30 June 2006, the principal associates of the Group are as follows: Huaneng International Power Development Corporation Place of Paid-in incorporation/ Equity held capital establishment (%) (in millions) Principal business Construct and operate PRC 20 USD450 electricity factory and related projects Securities underwriting, BOC International (China) Limited PRC 49 RMB1,500 Investment advisory, and brokerage services CJM Insurance Brokers Limited Hong Kong 33 HKD6 Insurance broker Private inter-bank Joint Electronic Teller Services Limited Hong Kong 19.96 HKD10 message switching network and ATM services Dongfeng Peugeot Citroen Car loan and financing Auto Finance Company Ltd PRC 50 RMB500 services (2) Other equity investments mainly include: (i) Equity investments held for investment purpose by the Bank's subsidiaries in Hong Kong; and (ii) Certain historical non-banking equity investments held by domestic operations. In December 2005, the Bank entered into a contract with China Orient and transfered out most of its historical nonbanking equity investments. (3) Equity investments held for trading principally comprise listed shares held by the Bank's subsidiaries in Hong Kong. 84
Page 1 and 2:
2008 !"#$%&' OFFICIAL BANKING PART
Page 3 and 4:
Important Notes Important Note The
Page 5 and 6:
Financial Highlights At 30 June 200
Page 7 and 8:
Chairman's Statement up of strategi
Page 9 and 10:
President's Statement the Bank. We
Page 11 and 12:
Management Discussion & Analysis Fi
Page 13 and 14:
Management Discussion & Analysis No
Page 15 and 16:
Management Discussion & Analysis Th
Page 17 and 18:
Management Discussion & Analysis in
Page 19 and 20:
Management Discussion & Analysis Se
Page 21 and 22:
Management Discussion & Analysis Im
Page 23 and 24:
Management Discussion & Analysis As
Page 25 and 26:
Management Discussion & Analysis Lo
Page 27 and 28:
Management Discussion & Analysis Qu
Page 29 and 30:
Management Discussion & Analysis Im
Page 31 and 32:
Management Discussion & Analysis De
Page 33 and 34: Management Discussion & Analysis Su
Page 35 and 36: Management Discussion & Analysis Re
Page 37 and 38: Management Discussion & Analysis bi
Page 39 and 40: Management Discussion & Analysis Sa
Page 41 and 42: Management Discussion & Analysis Pr
Page 43 and 44: Management Discussion & Analysis un
Page 45 and 46: Management Discussion & Analysis Pe
Page 47 and 48: Management Discussion & Analysis 30
Page 49 and 50: Corporate Information Registered Na
Page 51 and 52: Directors, Supervisors, Senior Mana
Page 53 and 54: Directors, Supervisors, Senior Mana
Page 55 and 56: Corporate Governance Committees Str
Page 57 and 58: Significant Events III Changes in S
Page 59 and 60: Significant Events Top ten Sharehol
Page 61 and 62: Significant Events IV Significant R
Page 63 and 64: Significant Events Group's financia
Page 65 and 66: Significant Events Validation Opini
Page 67 and 68: Condensed Financial Statements and
Page 69 and 70: Balance Sheets As at 30 JUNE 2006 (
Page 71 and 72: Income Statements For the six month
Page 73 and 74: Statements of Changes in Shareholde
Page 75 and 76: Cash Flow Statements For the six mo
Page 77 and 78: Notes to the Condensed Financial St
Page 83: Notes to the Condensed Financial St
Page 119 and 120: APPENDIX I: NET PROFIT AFTER DEDUCT
Page 121 and 122: APPENDIX II: RECONCILIATION BETWEEN
Page 123 and 124: APPENDIX II: RECONCILIATION BETWEEN
Page 125 and 126: List of Branches and Subsidiaries B
Page 127 and 128: Branches, Sub-branches and Subsidia
Page 135 and 136:
Major Overseas Network ASIA-PACIFIC
Page 137 and 138:
Major Overseas Network BANK OF CHIN
show all

2006 Interim Reportï¼A Share.pdf - ä¸­å½é¶è¡

Create successful ePaper yourself

Delete template?

Save as template?

2006 Interim Reportï¼A Share.pdf - ä¸å½é¶è¡