Putting things right: complaints and learning from DWP - the ...
Putting things right: complaints and learning from DWP - the ...
Putting things right: complaints and learning from DWP - the ...
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was owed would ever be paid. Also in March, The<br />
Pension Service issued a fur<strong>the</strong>r payment of £185.48<br />
(for <strong>the</strong> period 20 February to 13 March). In April<br />
a different officer, Officer D, emailed Mr V <strong>and</strong><br />
said that a payment of £1,298.36 had been issued<br />
on 17 February <strong>and</strong> a payment of £185.48 had been<br />
issued on 13 March. She asked for confirmation<br />
of receipt of <strong>the</strong> first payment so <strong>the</strong>y knew <strong>the</strong><br />
details were correct for <strong>the</strong> second. Mr V replied to<br />
Officer D, acknowledging receipt of two copies of<br />
Form IPC152 (which claimants complete to confirm<br />
that a payment has not been received). He also<br />
said that: HSBC Macau had received two cheques<br />
for £1,298.36; <strong>the</strong>y had been sent for collection to<br />
<strong>the</strong> UK on 14 March <strong>and</strong> returned without payment<br />
by The Pension Service; HSBC Macau had sent <strong>the</strong><br />
cheques for collection again on 29 March; HSBC<br />
had not received an order for £185.48; amounts<br />
could be credited direct if <strong>the</strong>y were made payable<br />
to HSBC (Macau); he had incurred a fee for each<br />
collection; <strong>and</strong> he would not be returning <strong>the</strong><br />
IPC152 forms in case that led to cancellation of<br />
cheques that might still be in <strong>the</strong> system.<br />
The Pension Service have no record of receiving<br />
any fur<strong>the</strong>r letters or emails <strong>from</strong> Mr V <strong>from</strong> this<br />
point on. However, Mr V emailed Officer D in late<br />
April to explain that his Hong Kong dollar account<br />
had been credited with £1,289.36 <strong>and</strong> his sterling<br />
account with £1,308.36 (which he believed resulted<br />
<strong>from</strong> a duplicate payment order). He said also that<br />
HSBC had charged him fees totalling £14.25 for<br />
two deposits <strong>and</strong> a £10 cancellation fee when The<br />
Pension Service had counterm<strong>and</strong>ed one of <strong>the</strong><br />
duplicate payments. He asked if his pension could<br />
now be paid to HSBC Macau without duplication.<br />
In late May 2006 Mr V emailed Officer D to say<br />
that his bank statement showed no payment since<br />
10 April <strong>and</strong> no sign of <strong>the</strong> payment of £185.48.<br />
He questioned <strong>the</strong> lack of replies to his emails<br />
<strong>and</strong> asked what was happening to his pension. He<br />
emailed Officer D in June asking why payments<br />
had stopped. Between 18 July <strong>and</strong> 8 August Mr V’s<br />
bank in Macau received four separate payments of<br />
£185.48. On 9 August <strong>the</strong> Ombudsman received a<br />
referral of a complaint <strong>from</strong> Mr V <strong>from</strong> a Member<br />
of Parliament, <strong>and</strong> accepted <strong>the</strong> complaint for<br />
investigation in September. In late September The<br />
Pension Service wrote to Mr V, apologising for<br />
<strong>the</strong> delay in his case, naming an officer for him to<br />
contact <strong>and</strong> explaining that <strong>the</strong>y had continued to<br />
send his payments to Hong Kong instead of Macau<br />
<strong>and</strong> that <strong>the</strong>y had, <strong>from</strong> February 2006, made all<br />
payments by payable order. Mr V did not receive<br />
this letter. In November The Pension Service<br />
awarded £100 to Mr V by way of apology because<br />
<strong>the</strong> service <strong>the</strong>y provided had fallen short of <strong>the</strong>ir<br />
usual st<strong>and</strong>ard, <strong>and</strong> £24.38 towards <strong>the</strong> interest<br />
he might have earned on his state pension had he<br />
received it on time.<br />
What we investigated<br />
Mr V complained that The Pension Service failed<br />
to make him regular pension payments <strong>from</strong><br />
August 2005 to <strong>the</strong> end of July 2006; that<br />
<strong>from</strong> August 2005 onwards he received<br />
unsatisfactory replies to his correspondence;<br />
<strong>and</strong> that <strong>the</strong>y had not replied to him at all after<br />
April 2006. He said he had been caused financial<br />
hardship, stress <strong>and</strong> inconvenience.<br />
What our investigation found<br />
The Pension Service made a mistake in<br />
September 2005 when <strong>the</strong>y failed to input<br />
Mr V’s bank details correctly. While regrettable,<br />
that mistake on its own did not amount to<br />
maladministration. It was after Mr V contacted<br />
<strong>the</strong>m in October 2005, having not received his<br />
pension, that The Pension Service failed to provide<br />
<strong>Putting</strong> <strong>things</strong> <strong>right</strong>: <strong>complaints</strong> <strong>and</strong> <strong>learning</strong> <strong>from</strong> <strong>DWP</strong> | March 2009 87