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learn more: personal development
6
competencies of the students who
have registered to take the course.
10 Sessions Tuesdays & Thursdays
Begins: Sept. 28 – Nov. 4 5 – 8p.m.
(no classes Oct. 5 and 7)
Tuition: $115 (includes materials)
Career & Tech Schoharie Campus
Steve Weinhofer is Superintendent
of Buildings, Facilities & Grounds at
Middleburgh Central School District and
has taught adult students at the Capital
Region BOCES Career & Technical School.
How Money Works
Kevin Kenyon, Instructor
This course will cover the root
causes of financial problems:
failure to plan and being
uninformed or misinformed.
It will also explain the basics
behind “the rule of 72;” what
are mutual funds and money
market investments; the 3Ds of
successful investing; wholesale
banks versus retail banks; how
and why to pay off debt; and
how to recognize credit card
traps. Also: details of how
mortgages work and who
profits on your investment in
a house; how to reduce your
monthly mortgage payments;
how to get completely out of
debt sooner; how to invest
the difference in your monthly
savings and set up college fund
and retirement accounts. Further:
a full explanation of what
insurance is and how it relates
to the participant and his/her
relatives, and what life insurance
is and how to properly purchase
a policy that is appropriate for
you, not the agent. Every student
will complete and receive a free
professional financial needs
analysis (FNA), complete with a
restructuring program on how
to alter his/her own present debt
course and an exact date when
he/she can get completely out of
debt sooner and at much lower
cost. The instructor will complete
the FNA and present it to each
student. An FNA normally costs
approximately $1,500 to perform,
but is offered at no expense to
students in this course.
6 sessions Wednesdays
Begins: Sept. 29, 2010 7 – 9 p.m.
Tuition: $25
Career & Tech Albany Campus Rm C8
NOTE: In addition to the tuition
charge, there will be an expense of
approximately $10-$15 for CDs and
other printed materials.
Kevin Kenyon is a NYS Licensed Life,
Accident & Health (LAH) agent. He is
trained in financial matters concerning
life insurance, health insurance, longterm
care and accident insurance, and
is a registered credit counselor with PFS.
His teaching partner, Mark Henderson,
is an LAH agent and a licensed series 6
and 7 broker. He also has his real estate
and mortgage license.
[Capital Region BOCES adult & Continuing Education :: 2010-2011]