annual report 2009-10 - IRDA

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ANNUAL REPORT 2009-10INDIVIDUAL BUSINESS (WITHIN INDIA)-DETAILS OF FORFEITURE/LAPSED POLICIES IN RESPECT OF NON-LINKED BUSINESS*STATEMENT 25Description Bajaj Reliance AVIVA Birla HDFC ICICI ING LIC Max Met Kotak SBI TATA Sahara Shriram Bharti Future IDBI Canara Aegon DLF StarAllianz Sun Life Std Pru Vysya NY Life Mahindra AIG AXA Generali Federal HSBC Religare Pramerica UnionDai-ichi2006-07Number of policies in ‘000 77 47 24 8 29 180 45 7773 163 37 21 85 151 7 9 0 NA NA NA NA NA NASum Assured ` Crores 2364 692 3 597 787 2461 788 63206 2666 1157 546 773 3042 78 139 0 NA NA NA NA NA NA2007-08Number of policies in ‘000 106 43 40 16 36 439 54 11009 142 28 25 79 238 14 25 3 0 0 0 0 0 0Sum Assured ` Crores 2392 663 125 1017 909 6854 762 73686 3394 880 1104 1108 5044 174 569 109 0 0 0 0 0 02008-09Number of policies in ‘000 96 91 32 45 76 777 61 7373 198 27 31 48 199 19 16 11 5 0 0.003 1 0.006 0.003Sum Assured ` Crores 1723 679 166 808 1524 25269 998 52926 5915 739 1180 1356 4729 257 366 596 216 0 0 96 0 02009-10Number of policies in ‘000 161 81 37 323 114 969 89 9744 287 45 23 46 329 22 16 17 44 0 2 1 0Sum Assured ` Crores 10852 1531 378 1578 2716 32354 4706 114767 11370 6689 4813 5904 12972 340 593 1043 1679 21 0 432 55 7Lapse Ratio (Basedon number of policies)During 2007-08 19% 21% 80% 6% 4% 40% 17% 6% 17% 24% 17% 16% 35% 24% 55% 45% 0% 0% NA NA NA NADuring 2008-09 14% 40% 59% 9% 6% 53% 16% 4% 19% 18% 19% 9% 26% 22% 41% 46% 18% 0% 4% 23% 2% 1%During 2009-10 17% 31% 24% 39% 8% 81% 19% 4% 23% 25% 14% 7% 42% 21% 41% 38% 37% 0% 0% 24% 80% 4%* Includes Non-Linked Health Business, if any.A policy is treated as lapsed if the premium is not paid within a period ranging from 15 to 60 days.Lapse Ratio during the year = Lapses (including forfeitures) during the year/Arithmetic Mean of the business inforce at the beginning and at the end of the yearNA : Not ApplicableSource of Data:Actuarial Report and Abstract as on 31-03-2008, 31-03-2009 & 31-03-2010 of the life insurers.128
ANNUAL REPORT 2009-10DETAILS OF INDIVIDUAL AGENTS OF LIFE INSURERSSTATEMENT 26Insurer As on Additions during Deletions during As on 31 st1 st April, 2009 2009-10 2009-10 March, 2010Aegon Religare 2309 5342 34 7617Aviva 30838 14705 12815 32728Bajaj Allianz 204941 61824 99024 167741Bharti AXA 28495 16261 12095 32661Birla Sunlife 164363 53043 49282 168124DLF Pramerica 113 2042 40 2115Future Generali 24437 19612 1436 42613HDFC Standard 207626 41506 50253 198879ICICI Prudential 299879 87774 145823 241830IDBI Federal 6509 2644 1416 7737ING Vysya 76058 25138 47923 53273Kotak Mahindra 42083 17610 23796 35897Max NewYork 84651 46192 58015 72828MetLife 60727 18325 15752 63300Reliance Life 149613 105566 59614 195565Sahara 13515 765 424 13856SBI Life 68993 29514 32975 65532Shriram 19759 1810 15 21554Star Union Dai-ichi 0 69 0 69TATA AIG 107670 75594 31707 151557Private Total 1592579 625336 642439 1575476LIC 1344856 312547 254596 1402807Industry Total 2937435 937883 897035 2978283NOTE: The Number of Agents for Canara HSBC and IndiaFirst was NIL as on 31 st March, 2010129
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ANNUAL REPORT 2009-10ANNUAL REPORT2
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ANNUAL REPORT 2009-10PART IIISTATUT
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ANNUAL REPORT 2009-1027. Net Incurr
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ANNUAL REPORT 2009-1046. Underwriti
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ANNUAL REPORT 2009-10TEAM AT IRDAJ.
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ANNUAL REPORT 2009-10Prabodh Chande
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ANNUAL REPORT 2009-10NAMEMahesh Aga
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ANNUAL REPORT 2009-10Randip Singh J
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ANNUAL REPORT 2009-10in financial s
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ANNUAL REPORT 2009-10during the yea
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ANNUAL REPORT 2009-10Corporate Gove
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ANNUAL REPORT 2009-108
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ANNUAL REPORT 2009-10during 2009-10
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ANNUAL REPORT 2009-10Insurance pene
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ANNUAL REPORT 2009-103. APPRAISAL O
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ANNUAL REPORT 2009-10Market ShareI.
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ANNUAL REPORT 2009-10I.3.16 The ope
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that companies in the life sector t
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ANNUAL REPORT 2009-10department, un
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ANNUAL REPORT 2009-10declined in ca
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ANNUAL REPORT 2009-10TABLE 23PAID U
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ANNUAL REPORT 2009-10TABLE 28INCURR
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ANNUAL REPORT 2009-10Star Health an
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ANNUAL REPORT 2009-10prevailing as
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ANNUAL REPORT 2009-104.2 MAINTENANC
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ANNUAL REPORT 2009-10I.4.3.3 The Re
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ANNUAL REPORT 2009-10I.4.4.1 During
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ANNUAL REPORT 2009-10TABLE 38DEVELO
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I.4.5.5 Based on a further segregat
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ANNUAL REPORT 2009-10I.4.6.5 The re
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ANNUAL REPORT 2009-10In the days to
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ANNUAL REPORT 2009-10I.4.6.13 The A
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ANNUAL REPORT 2009-10into account w
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ANNUAL REPORT 2009-10actually make
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ANNUAL REPORT 2009-10was a quantum
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ANNUAL REPORT 2009-10TABLE 51GROUP
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ANNUAL REPORT 2009-10II.2.2 The tur
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ANNUAL REPORT 2009-10TABLE 58GROUP
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ANNUAL REPORT 2009-10II.2.12 During
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ANNUAL REPORT 2009-10Since no relie
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ANNUAL REPORT 2009-10II.5.2 During
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ANNUAL REPORT 2009-10TABLE 69STATUS
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ANNUAL REPORT 2009-10GENERAL INSURA
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ANNUAL REPORT 2009-10• Disseminat
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ANNUAL REPORT 2009-102. Protection
Page 94 and 95: ANNUAL REPORT 2009-107. Levying fee
Page 96 and 97: ANNUAL REPORT 2009-10III.11.4 Also,
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Page 102 and 103: ANNUAL REPORT 2009-10IV.6.13 The pr
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Page 106 and 107: ANNUAL REPORT 2009-10INTERNATIONAL
Page 108 and 109: ANNUAL REPORT 2009-10TOTAL LIFE INS
Page 110 and 111: ANNUAL REPORT 2009-10INDIVIDUAL NEW
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Page 118 and 119: ANNUAL REPORT 2009-10LINKED AND NON
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Page 122 and 123: ANNUAL REPORT 2009-10INDIVIDUAL DEA
Page 124 and 125: ANNUAL REPORT 2009-10GROUP DEATH CL
Page 126 and 127: ANNUAL REPORT 2009-10DURATION WISE
Page 128 and 129: ANNUAL REPORT 2009-10ASSETS UNDER M
Page 130 and 131: ANNUAL REPORT 2009-10EQUITY SHARE C
Page 132 and 133: ANNUAL REPORT 2009-10LIFE INSURERS
Page 142 and 143: ANNUAL REPORT 2009-10LIFE INSURANCE
Page 146 and 147: ANNUAL REPORT 2009-10STATEMENT 27DE
Page 148 and 149: ANNUAL REPORT 2009-10REGION WISE DI
Page 150 and 151: ANNUAL REPORT 2009-10STATEMENT 31NE
Page 152 and 153: ANNUAL REPORT 2009-10Cont’d... ST
Page 154 and 155: ANNUAL REPORT 2009-10DEATH CLAIMS U
Page 156 and 157: ANNUAL REPORT 2009-10STATEMENT 35DU
Page 158 and 159: ANNUAL REPORT 2009-10LIST OF MICRO
Page 160 and 161: ANNUAL REPORT 2009-10SEGMENT WISE G
Page 162 and 163: ANNUAL REPORT 2009-10CHANNEL WISE G
Page 164 and 165: ANNUAL REPORT 2009-10STATEMENT 43NE
Page 166 and 167: ANNUAL REPORT 2009-10INCURRED CLAIM
Page 168 and 169: ANNUAL REPORT 2009-10UNDERWRITING E
Page 170 and 171: ANNUAL REPORT 2009-10ASSETS UNDER M
Page 172 and 173: ANNUAL REPORT 2009-10SOLVENCY RATIO
Page 174 and 175: ANNUAL REPORT 2009-10PUBLIC SECTOR
Page 176 and 177: ANNUAL REPORT 2009-10PUBLIC SECTOR
Page 178 and 179: ANNUAL REPORT 2009-10PRIVATE SECTOR
Page 186 and 187: ANNUAL REPORT 2009-10HEALTH INSURER
Page 188 and 189: ANNUAL REPORT 2009-10HEALTH INSURER
Page 190 and 191: ANNUAL REPORT 2009-10EXPORT CREDIT
Page 192 and 193: ANNUAL REPORT 2009-10AGRICULTURE IN
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ANNUAL REPORT 2009-10STATEMENT 65AG
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ANNUAL REPORT 2009-10STATEMENT 67GE
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ANNUAL REPORT 2009-10STATE-WISE NUM
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ANNUAL REPORT 2009-10STATEMENT 70TH
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ANNUAL REPORT 2009-10STATUS OF GRIE
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ANNUAL REPORT 2009-10STATUS OF GRIE
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ANNUAL REPORT 2009-10PERFORMANCE OF
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ANNUAL REPORT 2009-10PERFORMANCE OF
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ANNUAL REPORT 2009-10Cont’d... AN
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ANNUAL REPORT 2009-10INDIAN ASSURED
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ANNUAL REPORT 2009-10ANNEX 4LIFE IN
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ANNUAL REPORT 2009-10LIFE INSURANCE
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ANNUAL REPORT 2009-10NON-LIFE INSUR
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ANNUAL REPORT 2009-10NON-LIFE INSUR
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ANNUAL REPORT 2009-10STATE-WISE NUM
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ANNUAL REPORT 2009-10Authority (IRD
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1. Adequacy of Internal Audit Syste
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ANNUAL REPORT 2009-10INSURANCE REGU
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ANNUAL REPORT 2009-10ANNEXURE VIINS
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ANNUAL REPORT 2009-10ANNEXURE VIIII
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