annual report 2009-10 - IRDA

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ANNUAL REPORT 2009-10HEALTH INSURERS : POLICYHOLDERS ACCOUNTSTATEMENT 57STAR HEALTH APOLLO MUNICH MAX BUPAPARTICULARS 2009-10 2008-09 2009-10 2008-09 2009-10Premiums earned (Net) 61043 30145 6996 2164 0Profit/ Loss on sale/redemptionof Investments 142(` Lakh)OthersInterest, Dividend & Rent – Gross 717 442 300 96 0TOTAL (A) 61760 30730 7296 2260 0Claims Incurred (Net) 53173 25847 5974 2473 0Commission (1267) (1228) 1056 359 0Operating Expenses related toInsurance Business 9311 6270 9830 7238 3856Others- Amortisations, Write offs & ProvisionsForeign TaxesTOTAL (B) 61217 30889 16860 10070 3857Operating Profit/(Loss) fromFire/Marine/MiscellaneousBusiness C= (A - B) 543 (159) (9564) (7810) (3856)APPROPRIATIONSTransfer to Shareholders’ Account 543 (159) (9564) (7810) (3856)Transfer to Catastrophe ReserveTransfer to Other ReservesTOTAL (C ) 543 (159) (9564) (7810) (3856)Note : Figures in brackets indicate the negative values170
ANNUAL REPORT 2009-10HEALTH INSURERS : SHAREHOLDERS ACCOUNTSTATEMENT 58STAR HEALTH APOLLO MUNICH MAX BUPAPARTICULARS 2009-10 2008-09 2009-10 2008-09 2009-10OPERATING PROFIT/(LOSS)(a) Fire Insurance(b) Marine Insurance(c) Miscellaneous Insurance 543 (159) (9564) (7810) (3855)543 (159) (9564) (7810) (3855)INCOME FROM INVESTMENTS(a) Interest, Dividend & Rent – Gross 498 540 539 469 57(b) Profit on sale of investments 174 13 94 125Less: Loss on sale of investments 104 80OTHER INCOME 2 1 13TOTAL (A) 1041 555 (8907) (7166) (3660)PROVISIONS (Other than taxation)(a) For diminution in the value of investments(b) For doubtful debts(c) Others 2OTHER EXPENSES(a) Expenses other than those 63 16related to Insurance Business(b) Bad debts written off(c) Others 19 26TOTAL (B) 19 28 63 16Profit Before Tax 1022 527 (8970) (7182) (3660)Provision for Taxation 496 404 0 36 0Profit after Tax 526 124 (8970) (7218) (3660)APPROPRIATIONS(a) Interim dividends paid during the year(b) Proposed final dividend(c) Dividend distribution tax(d) Transfer to any Reserves or Other Accounts 526 124Transfer to General ReserveBalance of Profit / Loss B/f from last year (258) (258) (10077) (2859) (636)Balance C/f to Balance Sheet (258) (258) (19047) (10077) (4296)Note : Figures in brackets indicate negative values(` Lakh)171
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ANNUAL REPORT 2009-10ANNUAL REPORT2
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ANNUAL REPORT 2009-10PART IIISTATUT
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ANNUAL REPORT 2009-1027. Net Incurr
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ANNUAL REPORT 2009-1046. Underwriti
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ANNUAL REPORT 2009-10TEAM AT IRDAJ.
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ANNUAL REPORT 2009-10Prabodh Chande
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ANNUAL REPORT 2009-10NAMEMahesh Aga
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ANNUAL REPORT 2009-10Randip Singh J
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ANNUAL REPORT 2009-10in financial s
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ANNUAL REPORT 2009-10during the yea
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ANNUAL REPORT 2009-10Corporate Gove
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ANNUAL REPORT 2009-108
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ANNUAL REPORT 2009-10during 2009-10
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ANNUAL REPORT 2009-10Insurance pene
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ANNUAL REPORT 2009-103. APPRAISAL O
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ANNUAL REPORT 2009-10Market ShareI.
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ANNUAL REPORT 2009-10I.3.16 The ope
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that companies in the life sector t
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ANNUAL REPORT 2009-10department, un
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ANNUAL REPORT 2009-10declined in ca
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ANNUAL REPORT 2009-10TABLE 23PAID U
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ANNUAL REPORT 2009-10TABLE 28INCURR
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ANNUAL REPORT 2009-10Star Health an
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ANNUAL REPORT 2009-10prevailing as
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ANNUAL REPORT 2009-104.2 MAINTENANC
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ANNUAL REPORT 2009-10I.4.3.3 The Re
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ANNUAL REPORT 2009-10I.4.4.1 During
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ANNUAL REPORT 2009-10TABLE 38DEVELO
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I.4.5.5 Based on a further segregat
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ANNUAL REPORT 2009-10I.4.6.5 The re
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ANNUAL REPORT 2009-10In the days to
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ANNUAL REPORT 2009-10I.4.6.13 The A
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ANNUAL REPORT 2009-10into account w
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ANNUAL REPORT 2009-10actually make
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ANNUAL REPORT 2009-10was a quantum
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ANNUAL REPORT 2009-10TABLE 51GROUP
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ANNUAL REPORT 2009-10II.2.2 The tur
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ANNUAL REPORT 2009-10TABLE 58GROUP
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ANNUAL REPORT 2009-10II.2.12 During
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ANNUAL REPORT 2009-10Since no relie
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ANNUAL REPORT 2009-10II.5.2 During
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ANNUAL REPORT 2009-10TABLE 69STATUS
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ANNUAL REPORT 2009-10GENERAL INSURA
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ANNUAL REPORT 2009-10• Disseminat
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ANNUAL REPORT 2009-102. Protection
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ANNUAL REPORT 2009-107. Levying fee
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ANNUAL REPORT 2009-10III.11.4 Also,
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ANNUAL REPORT 2009-10(b)Social Sect
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ANNUAL REPORT 2009-10issues on the
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ANNUAL REPORT 2009-10IV.6.13 The pr
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ANNUAL REPORT 2009-10INTERNATIONAL
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ANNUAL REPORT 2009-10TOTAL LIFE INS
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ANNUAL REPORT 2009-10INDIVIDUAL NEW
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ANNUAL REPORT 2009-10GROUP NEW BUSI
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ANNUAL REPORT 2009-10STATE WISE IND
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ANNUAL REPORT 2009-10INDIVIDUAL BUS
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ANNUAL REPORT 2009-10LINKED AND NON
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ANNUAL REPORT 2009-10LINKED AND NON
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ANNUAL REPORT 2009-10INDIVIDUAL DEA
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ANNUAL REPORT 2009-10GROUP DEATH CL
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ANNUAL REPORT 2009-10DURATION WISE
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ANNUAL REPORT 2009-10ASSETS UNDER M
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ANNUAL REPORT 2009-10EQUITY SHARE C
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ANNUAL REPORT 2009-10LIFE INSURERS
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ANNUAL REPORT 2009-10LIFE INSURERS
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Page 146 and 147: ANNUAL REPORT 2009-10STATEMENT 27DE
Page 148 and 149: ANNUAL REPORT 2009-10REGION WISE DI
Page 150 and 151: ANNUAL REPORT 2009-10STATEMENT 31NE
Page 152 and 153: ANNUAL REPORT 2009-10Cont’d... ST
Page 154 and 155: ANNUAL REPORT 2009-10DEATH CLAIMS U
Page 156 and 157: ANNUAL REPORT 2009-10STATEMENT 35DU
Page 158 and 159: ANNUAL REPORT 2009-10LIST OF MICRO
Page 160 and 161: ANNUAL REPORT 2009-10SEGMENT WISE G
Page 162 and 163: ANNUAL REPORT 2009-10CHANNEL WISE G
Page 164 and 165: ANNUAL REPORT 2009-10STATEMENT 43NE
Page 166 and 167: ANNUAL REPORT 2009-10INCURRED CLAIM
Page 168 and 169: ANNUAL REPORT 2009-10UNDERWRITING E
Page 170 and 171: ANNUAL REPORT 2009-10ASSETS UNDER M
Page 172 and 173: ANNUAL REPORT 2009-10SOLVENCY RATIO
Page 174 and 175: ANNUAL REPORT 2009-10PUBLIC SECTOR
Page 176 and 177: ANNUAL REPORT 2009-10PUBLIC SECTOR
Page 178 and 179: ANNUAL REPORT 2009-10PRIVATE SECTOR
Page 188 and 189: ANNUAL REPORT 2009-10HEALTH INSURER
Page 190 and 191: ANNUAL REPORT 2009-10EXPORT CREDIT
Page 192 and 193: ANNUAL REPORT 2009-10AGRICULTURE IN
Page 194 and 195: ANNUAL REPORT 2009-10STATEMENT 65AG
Page 196 and 197: ANNUAL REPORT 2009-10STATEMENT 67GE
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Page 200 and 201: ANNUAL REPORT 2009-10STATEMENT 70TH
Page 202 and 203: ANNUAL REPORT 2009-10STATUS OF GRIE
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Page 206 and 207: ANNUAL REPORT 2009-10PERFORMANCE OF
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Page 212 and 213: ANNUAL REPORT 2009-10Cont’d... AN
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Page 216 and 217: ANNUAL REPORT 2009-10ANNEX 4LIFE IN
Page 222 and 223: ANNUAL REPORT 2009-10LIFE INSURANCE
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ANNUAL REPORT 2009-10Authority (IRD
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1. Adequacy of Internal Audit Syste
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ANNUAL REPORT 2009-10INSURANCE REGU
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ANNUAL REPORT 2009-10ANNEXURE VIINS
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ANNUAL REPORT 2009-10ANNEXURE VIIII
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