annual report 2009-10 - IRDA

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ANNUAL REPORT 2009-10CONTENTSMISSION STATEMENTTEAM AT IRDAOVERVIEW ... 1PART IPOLICIES AND PROGRAMMES1. General Economic Environment ... 92. World Insurance Scenario ... 103. Appraisal of Indian Insurance Market ... 144. Review4.1 Protection of Interests of Policyholders ... 304.2 Maintenance of Solvency Margins of Insurers ... 344.3 Monitoring of Reinsurance ... 354.4 Insurance Pools ... 374.5 Monitoring of Investments by the Insurers ... 404.6 Health Insurance ... 434.7 Business in the Rural and Social Sector ... 484.8 Financial Reporting and Actuarial Standards ... 494.9 Anti-Money Laundering/Counter-Financing of Terrorism ... 534.10 Crop Insurance ... 534.11 Micro Insurance ... 544.12 Directions, Orders and Regulations issued by the Authority ... 574.13 Right to Information Act ... 57PART IIREVIEW OF WORKING AND OPERATIONS1. Regulation of Insurance and Reinsurance Companies ... 592 Intermediaries associated with the Insurance Business ... 593. Litigations, Appeals and Court Pronouncements ... 644. International Cooperation in Insurance ... 665. Public Grievances ... 676. Insurance Association and Insurance Councils ... 707. Functioning of Ombudsmen ... 74iii
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Page 5 and 6: ANNUAL REPORT 2009-10PART IVORGANIS
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Page 13 and 14: ANNUAL REPORT 2009-10JOINT DIRECTOR
Page 15 and 16: ANNUAL REPORT 2009-10J Meena Kumari
Page 17 and 18: ANNUAL REPORT 2009-10OVERVIEWThe In
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ANNUAL REPORT 2009-10I.4.3.8 Toward
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ANNUAL REPORT 2009-10including moto
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ANNUAL REPORT 2009-10Investments of
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ANNUAL REPORT 2009-10I.4.5.8 During
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ANNUAL REPORT 2009-10Personal Accid
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ANNUAL REPORT 2009-10TABLE 47TPA IN
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ANNUAL REPORT 2009-10and was non-co
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ANNUAL REPORT 2009-10The emphasis i
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ANNUAL REPORT 2009-104.9 ANTI-MONEY
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ANNUAL REPORT 2009-10insurance prod
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ANNUAL REPORT 2009-10TABLE 54DURATI
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ANNUAL REPORT 2009-10PART IIREVIEW
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ANNUAL REPORT 2009-10TABLE 57INDIVI
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ANNUAL REPORT 2009-10TABLE 59NEW BU
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ANNUAL REPORT 2009-10II.3.2 The fol
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ANNUAL REPORT 2009-10as well as off
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II.5.3 An analysis of the complaint
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ANNUAL REPORT 2009-10II.6.6 The Und
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ANNUAL REPORT 2009-10identify techn
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ANNUAL REPORT 2009-10PART IIISTATUT
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ANNUAL REPORT 2009-10existing Regul
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ANNUAL REPORT 2009-10have also been
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ANNUAL REPORT 2009-10discretion. Th
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ANNUAL REPORT 2009-10PART IVORGANIS
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ANNUAL REPORT 2009-10mechanism to a
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ANNUAL REPORT 2009-10STATEMENTS87
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ANNUAL REPORT 2009-10INTERNATIONAL
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ANNUAL REPORT 2009-10FIRST YEAR (IN
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ANNUAL REPORT 2009-10STATEMENT 5IND
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ANNUAL REPORT 2009-10GROUP NEW BUSI
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ANNUAL REPORT 2009-10STATE WISE IND
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ANNUAL REPORT 2009-10STATE WISE IND
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ANNUAL REPORT 2009-10INDIVIDUAL BUS
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ANNUAL REPORT 2009-10LINKED AND NON
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ANNUAL REPORT 2009-10INDIVIDUAL DEA
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ANNUAL REPORT 2009-10GROUP DEATH CL
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ANNUAL REPORT 2009-10DURATION WISE
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ANNUAL REPORT 2009-10ASSETS UNDER M
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ANNUAL REPORT 2009-10ASSETS UNDER M
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ANNUAL REPORT 2009-10SOLVENCY RATIO
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ANNUAL REPORT 2009-10LIFE INSURERS
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ANNUAL REPORT 2009-10STATEMENT 22LI
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ANNUAL REPORT 2009-10LIFE INSURANCE
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ANNUAL REPORT 2009-10DETAILS OF IND
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ANNUAL REPORT 2009-10STATE WISE DIS
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ANNUAL REPORT 2009-10STATE WISE DIS
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ANNUAL REPORT 2009-10STATEMENT 32DE
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ANNUAL REPORT 2009-10DEATH CLAIMS U
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ANNUAL REPORT 2009-10DURATION WISE
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ANNUAL REPORT 2009-10COMPANY WISE N
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ANNUAL REPORT 2009-10GROSS DIRECT P
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ANNUAL REPORT 2009-10SEGMENT WISE N
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ANNUAL REPORT 2009-10STATE-WISE GRO
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ANNUAL REPORT 2009-10STATEMENT 44IN
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ANNUAL REPORT 2009-10UNDERWRITING E
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ANNUAL REPORT 2009-10Cont’d... ST
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ANNUAL REPORT 2009-10EQUITY SHARE C
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ANNUAL REPORT 2009-10PUBLIC SECTOR
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ANNUAL REPORT 2009-10PUBLIC SECTOR
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ANNUAL REPORT 2009-10PRIVATE SECTOR
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ANNUAL REPORT 2009-10HEALTH INSURER
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ANNUAL REPORT 2009-10STATEMENT 60EX
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ANNUAL REPORT 2009-10STATEMENT 62EX
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ANNUAL REPORT 2009-10AGRICULTURE IN
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ANNUAL REPORT 2009-10GENERAL INSURA
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SOURCES OF FUNDSANNUAL REPORT 2009-
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ANNUAL REPORT 2009-10Cont’d... ST
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ANNUAL REPORT 2009-10STATUS OF GRIE
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ANNUAL REPORT 2009-10STATUS OF GRIE
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ANNUAL REPORT 2009-10PERFORMANCE OF
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ANNUAL REPORT 2009-10ANNEX193
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ANNUAL REPORT 2009-10ANNEX 1INSURAN
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ANNUAL REPORT 2009-10FEE STRUCTURE
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ANNUAL REPORT 2009-10MORTALITY RATE
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ANNUAL REPORT 2009-10Cont’d... AN
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ANNUAL REPORT 2009-10NON-LIFE INSUR
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ANNUAL REPORT 2009-10OBLIGATORY CES
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ANNUAL REPORT 2009-10ANNEX 8CIRCULA
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ANNUAL REPORT 2009-10Cont’d... AN
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ANNUAL REPORT 2009-10REGULATIONS FR
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ANNUAL REPORT 2009-10ANNEX 10ANNUAL
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ANNUAL REPORT 2009-10Separate Audit
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ANNUAL REPORT 2009-10Subsequently M
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ANNUAL REPORT 2009-10INSURANCE REGU
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ANNUAL REPORT 2009-10ANNEXURE IVINS
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ANNUAL REPORT 2009-10ANNEXURE VIIIN
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ANNUAL REPORT 2009-10Annexure-IX1.
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