annual report 2009-10 - IRDA

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ANNUAL REPORT 2009-10PRIVATE SECTOR NON-LIFE INSURERS : POLICYHOLDERS ACCOUNTCont’d... STATEMENT 54(` Lakh)PARTICULARS UNIVERSAL SOMPO SHRIRAM BHARTI AXAFire Marine Misc. 2009-10 2008-09 Fire Marine Misc. 2009-10 2008-09 Fire Marine Misc. 2009-10 2008-09Premiums earned (Net) 1263 13 6248 7524 (87) 75 2 13528 13605 1715 234 145 7986 8364 (278)Profit/ Loss on sale/redemption 11 1 39 50 0 0 0 1 1 78of InvestmentsOthers (8) (0) (30) (39) 9 0 317 317 57 2 0 18 20 135Interest, Dividend & Rent – Gross 105 6 485 596 146 4 0 1061 1066 320 53 10 516 579 146TOTAL (A) 1370 19 6742 8131 68 79 2 14907 14988 2093 288 156 8521 8964 82Claims Incurred (Net) 879 88 4782 5749 241 63 1 9535 9599 1200 906 178 7536 8619 289Commission 64 (19) 640 685 100 (13) 0 (629) (642) 9 (368) (12) (660) (1040) (114)Operating Expenses related to 1875 170 6299 8344 2743 25 0 4078 4103 1861 1422 273 13909 15604 5447Insurance BusinessCo-insurance administration feeSolatium Fund 8 8 0Premium Deficiency 428 428Others-Miscellaneous 5 1 2 8 3TOTAL (B) 2823 240 11731 14794 3087 75 2 12983 13060 3069 1959 439 21212 23611 5622Operating Profit/(Loss) C= (A - B) (1452) (221) (4989) (6663) (3019) 4 (0) 1923.99 1928 (977) (1671) (284) (12692) (14647) (5540)APPROPRIATIONSTransfer to Shareholders’ Account (1452) (221) (4989) (6663) (3019) 4 (0) 1924 1928 (977) (1671) (284) (12692) (14647) (5540)Transfer to Catastrophe ReserveTransfer to Other ReservesTOTAL (C ) (1452) (221) (4989) (6663) (3019) 4 (0) 1924 1928 (977) (1671) (284) (12692) (14647) (5540)Note : Figures in brackets indicate the negative values.164
ANNUAL REPORT 2009-10PRIVATE SECTOR NON-LIFE INSURERS : POLICYHOLDERS ACCOUNTCont’d... STATEMENT 54(` Lakh)PARTICULARS RAHEJA QBE TOTALFire Marine Misc. 2009-10 2009-10 2008-09Premiums earned (Net) (74) (5) (252) (331) 904453 790741Profit/ Loss on sale/redemption of Investments 0 0 21561 15629Others 2 2 2640 1783Interest, Dividend & Rent – Gross 0 0 3 3 70734 60107TOTAL (A) (73) (5) (247) (326) 999389 868260Claims Incurred (Net) 1 1 44 45 726249 607916Commission (1) 0 1 0 976 (9046)Operating Expenses related to Insurance Business 97 9 1088 1195 312961 301722Co-insurance administration fee 34 98Solatium FundPremium Deficiency (447) 16496Others-MiscellaneousTOTAL (B) 98 10 1132 1240 1040074 902185Operating Profit/(Loss) C= (A - B) (171) (15) (1380) (1566) (40686) (34098)APPROPRIATIONSTransfer to Shareholders’ Account (171) (15) (1380) (1566) (40686) (34098)Transfer to Catastrophe ReserveTransfer to Other ReservesTOTAL (C ) (171) (15) (1380) (1566) (40686) (34098)Note : Figures in brackets indicate the negative values.165
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ANNUAL REPORT 2009-10ANNUAL REPORT2
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ANNUAL REPORT 2009-10PART IIISTATUT
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ANNUAL REPORT 2009-1027. Net Incurr
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ANNUAL REPORT 2009-1046. Underwriti
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ANNUAL REPORT 2009-10TEAM AT IRDAJ.
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ANNUAL REPORT 2009-10Prabodh Chande
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ANNUAL REPORT 2009-10NAMEMahesh Aga
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ANNUAL REPORT 2009-10Randip Singh J
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ANNUAL REPORT 2009-10in financial s
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ANNUAL REPORT 2009-10during the yea
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ANNUAL REPORT 2009-10Corporate Gove
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ANNUAL REPORT 2009-108
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ANNUAL REPORT 2009-10during 2009-10
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ANNUAL REPORT 2009-10Insurance pene
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ANNUAL REPORT 2009-103. APPRAISAL O
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ANNUAL REPORT 2009-10Market ShareI.
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ANNUAL REPORT 2009-10I.3.16 The ope
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that companies in the life sector t
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ANNUAL REPORT 2009-10department, un
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ANNUAL REPORT 2009-10declined in ca
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ANNUAL REPORT 2009-10TABLE 23PAID U
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ANNUAL REPORT 2009-10TABLE 28INCURR
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ANNUAL REPORT 2009-10Star Health an
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ANNUAL REPORT 2009-10prevailing as
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ANNUAL REPORT 2009-104.2 MAINTENANC
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ANNUAL REPORT 2009-10I.4.3.3 The Re
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ANNUAL REPORT 2009-10I.4.4.1 During
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ANNUAL REPORT 2009-10TABLE 38DEVELO
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I.4.5.5 Based on a further segregat
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ANNUAL REPORT 2009-10I.4.6.5 The re
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ANNUAL REPORT 2009-10In the days to
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ANNUAL REPORT 2009-10I.4.6.13 The A
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ANNUAL REPORT 2009-10into account w
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ANNUAL REPORT 2009-10actually make
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ANNUAL REPORT 2009-10was a quantum
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ANNUAL REPORT 2009-10TABLE 51GROUP
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ANNUAL REPORT 2009-10II.2.2 The tur
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ANNUAL REPORT 2009-10TABLE 58GROUP
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ANNUAL REPORT 2009-10II.2.12 During
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ANNUAL REPORT 2009-10Since no relie
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ANNUAL REPORT 2009-10II.5.2 During
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ANNUAL REPORT 2009-10TABLE 69STATUS
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ANNUAL REPORT 2009-10GENERAL INSURA
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ANNUAL REPORT 2009-10• Disseminat
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ANNUAL REPORT 2009-102. Protection
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ANNUAL REPORT 2009-107. Levying fee
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ANNUAL REPORT 2009-10III.11.4 Also,
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ANNUAL REPORT 2009-10(b)Social Sect
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ANNUAL REPORT 2009-10issues on the
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ANNUAL REPORT 2009-10IV.6.13 The pr
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ANNUAL REPORT 2009-10INTERNATIONAL
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ANNUAL REPORT 2009-10TOTAL LIFE INS
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ANNUAL REPORT 2009-10INDIVIDUAL NEW
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ANNUAL REPORT 2009-10GROUP NEW BUSI
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ANNUAL REPORT 2009-10STATE WISE IND
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ANNUAL REPORT 2009-10INDIVIDUAL BUS
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ANNUAL REPORT 2009-10LINKED AND NON
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ANNUAL REPORT 2009-10LINKED AND NON
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ANNUAL REPORT 2009-10INDIVIDUAL DEA
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ANNUAL REPORT 2009-10GROUP DEATH CL
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ANNUAL REPORT 2009-10DURATION WISE
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ANNUAL REPORT 2009-10ASSETS UNDER M
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Page 132 and 133: ANNUAL REPORT 2009-10LIFE INSURERS
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Page 144 and 145: ANNUAL REPORT 2009-10INDIVIDUAL BUS
Page 146 and 147: ANNUAL REPORT 2009-10STATEMENT 27DE
Page 148 and 149: ANNUAL REPORT 2009-10REGION WISE DI
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Page 152 and 153: ANNUAL REPORT 2009-10Cont’d... ST
Page 154 and 155: ANNUAL REPORT 2009-10DEATH CLAIMS U
Page 156 and 157: ANNUAL REPORT 2009-10STATEMENT 35DU
Page 158 and 159: ANNUAL REPORT 2009-10LIST OF MICRO
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Page 164 and 165: ANNUAL REPORT 2009-10STATEMENT 43NE
Page 166 and 167: ANNUAL REPORT 2009-10INCURRED CLAIM
Page 168 and 169: ANNUAL REPORT 2009-10UNDERWRITING E
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Page 172 and 173: ANNUAL REPORT 2009-10SOLVENCY RATIO
Page 174 and 175: ANNUAL REPORT 2009-10PUBLIC SECTOR
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Page 178 and 179: ANNUAL REPORT 2009-10PRIVATE SECTOR
Page 186 and 187: ANNUAL REPORT 2009-10HEALTH INSURER
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Page 190 and 191: ANNUAL REPORT 2009-10EXPORT CREDIT
Page 192 and 193: ANNUAL REPORT 2009-10AGRICULTURE IN
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Page 202 and 203: ANNUAL REPORT 2009-10STATUS OF GRIE
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Page 216 and 217: ANNUAL REPORT 2009-10ANNEX 4LIFE IN
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ANNUAL REPORT 2009-10Cont’d... AN
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ANNUAL REPORT 2009-10Cont’d... AN
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ANNUAL REPORT 2009-10Authority (IRD
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1. Adequacy of Internal Audit Syste
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ANNUAL REPORT 2009-10INSURANCE REGU
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ANNUAL REPORT 2009-10ANNEXURE VIINS
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ANNUAL REPORT 2009-10ANNEXURE VIIII
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