annual report 2009-10 - IRDA

More documents

Recommendations

Info

dm{f©H$ [anmoQ>© 2009-10A§e H$m{bH$ gXñ`A_aOrV Mmon‹S>m(6 \$adar 2010 go){dO` _hmOZBbm Ama ^Å>Eb.E_. dmg(5 AŠQw>~a 2009 go)amhþb Iwëb‹S>(4 A>ŠQw>~a 2009 go)CÎm_ àH$me AJ«dmb(5 \$adar 2010 go)xi
dm{f©H$ [anmoQ>© 2009-10à~moY MÝXaH$m`©H$mar {ZXoeH$ (J¡a-OrdZ)E {J[aYaH$m`©H$mar {ZXoeH$ (àemgZ)Ho$ gw~«h_Ê`_H$m`©H$mar {ZXoeH$ ({~_m§H$Z)S>m° S>r dr Eg emór_hm {ZXoeH$ (emoY Ed§ {dH$mg)Hw$Þob ào_gr Eg Amo (OrdZ)EZ. lr{Zdmg amdE\$E Ed§ grEAmoxii
Page 1:
ANNUAL REPORT 2009-10ANNUAL REPORT2
Page 4 and 5:
ANNUAL REPORT 2009-10PART IIISTATUT
Page 6 and 7:
ANNUAL REPORT 2009-1027. Net Incurr
Page 8 and 9:
ANNUAL REPORT 2009-1046. Underwriti
Page 10 and 11:
ANNUAL REPORT 2009-10TEAM AT IRDAJ.
Page 12 and 13:
ANNUAL REPORT 2009-10Prabodh Chande
Page 14 and 15:
ANNUAL REPORT 2009-10NAMEMahesh Aga
Page 16 and 17:
ANNUAL REPORT 2009-10Randip Singh J
Page 18 and 19:
ANNUAL REPORT 2009-10in financial s
Page 20 and 21:
ANNUAL REPORT 2009-10during the yea
Page 22 and 23:
ANNUAL REPORT 2009-10Corporate Gove
Page 24 and 25:
ANNUAL REPORT 2009-108
Page 26 and 27:
ANNUAL REPORT 2009-10during 2009-10
Page 28 and 29:
ANNUAL REPORT 2009-10Insurance pene
Page 30 and 31:
ANNUAL REPORT 2009-103. APPRAISAL O
Page 32 and 33:
ANNUAL REPORT 2009-10Market ShareI.
Page 34 and 35:
ANNUAL REPORT 2009-10I.3.16 The ope
Page 36 and 37:
that companies in the life sector t
Page 38 and 39:
ANNUAL REPORT 2009-10department, un
Page 40 and 41:
ANNUAL REPORT 2009-10declined in ca
Page 42 and 43:
ANNUAL REPORT 2009-10TABLE 23PAID U
Page 44 and 45:
ANNUAL REPORT 2009-10TABLE 28INCURR
Page 46 and 47:
ANNUAL REPORT 2009-10Star Health an
Page 48 and 49:
ANNUAL REPORT 2009-10prevailing as
Page 50 and 51:
ANNUAL REPORT 2009-104.2 MAINTENANC
Page 52 and 53:
ANNUAL REPORT 2009-10I.4.3.3 The Re
Page 54 and 55:
ANNUAL REPORT 2009-10I.4.4.1 During
Page 56 and 57:
ANNUAL REPORT 2009-10TABLE 38DEVELO
Page 58 and 59:
I.4.5.5 Based on a further segregat
Page 60 and 61:
ANNUAL REPORT 2009-10I.4.6.5 The re
Page 62 and 63:
ANNUAL REPORT 2009-10In the days to
Page 64 and 65:
ANNUAL REPORT 2009-10I.4.6.13 The A
Page 66 and 67:
ANNUAL REPORT 2009-10into account w
Page 68 and 69:
ANNUAL REPORT 2009-10actually make
Page 70 and 71:
ANNUAL REPORT 2009-10was a quantum
Page 72 and 73:
ANNUAL REPORT 2009-10TABLE 51GROUP
Page 74 and 75:
Page 76 and 77:
ANNUAL REPORT 2009-10II.2.2 The tur
Page 78 and 79:
ANNUAL REPORT 2009-10TABLE 58GROUP
Page 80 and 81:
ANNUAL REPORT 2009-10II.2.12 During
Page 82 and 83:
ANNUAL REPORT 2009-10Since no relie
Page 84 and 85:
ANNUAL REPORT 2009-10II.5.2 During
Page 86 and 87:
ANNUAL REPORT 2009-10TABLE 69STATUS
Page 88 and 89:
ANNUAL REPORT 2009-10GENERAL INSURA
Page 90 and 91:
ANNUAL REPORT 2009-10• Disseminat
Page 92 and 93:
ANNUAL REPORT 2009-102. Protection
Page 94 and 95:
ANNUAL REPORT 2009-107. Levying fee
Page 96 and 97:
ANNUAL REPORT 2009-10III.11.4 Also,
Page 98 and 99:
ANNUAL REPORT 2009-10(b)Social Sect
Page 100 and 101:
ANNUAL REPORT 2009-10issues on the
Page 102 and 103:
ANNUAL REPORT 2009-10IV.6.13 The pr
Page 104 and 105:
Page 106 and 107:
ANNUAL REPORT 2009-10INTERNATIONAL
Page 108 and 109:
ANNUAL REPORT 2009-10TOTAL LIFE INS
Page 110 and 111:
ANNUAL REPORT 2009-10INDIVIDUAL NEW
Page 112 and 113:
ANNUAL REPORT 2009-10GROUP NEW BUSI
Page 114 and 115:
ANNUAL REPORT 2009-10STATE WISE IND
Page 116 and 117:
ANNUAL REPORT 2009-10INDIVIDUAL BUS
Page 118 and 119:
ANNUAL REPORT 2009-10LINKED AND NON
Page 120 and 121:
ANNUAL REPORT 2009-10LINKED AND NON
Page 122 and 123:
ANNUAL REPORT 2009-10INDIVIDUAL DEA
Page 124 and 125:
ANNUAL REPORT 2009-10GROUP DEATH CL
Page 126 and 127:
ANNUAL REPORT 2009-10DURATION WISE
Page 128 and 129:
ANNUAL REPORT 2009-10ASSETS UNDER M
Page 130 and 131:
ANNUAL REPORT 2009-10EQUITY SHARE C
Page 132 and 133:
ANNUAL REPORT 2009-10LIFE INSURERS
Page 134 and 135:
Page 136 and 137:
Page 138 and 139:
Page 140 and 141:
Page 142 and 143:
ANNUAL REPORT 2009-10LIFE INSURANCE
Page 144 and 145:
ANNUAL REPORT 2009-10INDIVIDUAL BUS
Page 146 and 147:
ANNUAL REPORT 2009-10STATEMENT 27DE
Page 148 and 149:
ANNUAL REPORT 2009-10REGION WISE DI
Page 150 and 151:
ANNUAL REPORT 2009-10STATEMENT 31NE
Page 152 and 153:
ANNUAL REPORT 2009-10Cont’d... ST
Page 154 and 155:
ANNUAL REPORT 2009-10DEATH CLAIMS U
Page 156 and 157:
ANNUAL REPORT 2009-10STATEMENT 35DU
Page 158 and 159:
ANNUAL REPORT 2009-10LIST OF MICRO
Page 160 and 161:
ANNUAL REPORT 2009-10SEGMENT WISE G
Page 162 and 163:
ANNUAL REPORT 2009-10CHANNEL WISE G
Page 164 and 165:
ANNUAL REPORT 2009-10STATEMENT 43NE
Page 166 and 167:
ANNUAL REPORT 2009-10INCURRED CLAIM
Page 168 and 169:
ANNUAL REPORT 2009-10UNDERWRITING E
Page 170 and 171:
ANNUAL REPORT 2009-10ASSETS UNDER M
Page 172 and 173:
ANNUAL REPORT 2009-10SOLVENCY RATIO
Page 174 and 175:
ANNUAL REPORT 2009-10PUBLIC SECTOR
Page 176 and 177:
ANNUAL REPORT 2009-10PUBLIC SECTOR
Page 178 and 179:
ANNUAL REPORT 2009-10PRIVATE SECTOR
Page 180 and 181:
Page 182 and 183:
Page 184 and 185:
Page 186 and 187:
ANNUAL REPORT 2009-10HEALTH INSURER
Page 188 and 189:
ANNUAL REPORT 2009-10HEALTH INSURER
Page 190 and 191:
ANNUAL REPORT 2009-10EXPORT CREDIT
Page 192 and 193:
ANNUAL REPORT 2009-10AGRICULTURE IN
Page 194 and 195:
ANNUAL REPORT 2009-10STATEMENT 65AG
Page 196 and 197:
ANNUAL REPORT 2009-10STATEMENT 67GE
Page 198 and 199:
ANNUAL REPORT 2009-10STATE-WISE NUM
Page 200 and 201:
ANNUAL REPORT 2009-10STATEMENT 70TH
Page 202 and 203:
ANNUAL REPORT 2009-10STATUS OF GRIE
Page 204 and 205:
ANNUAL REPORT 2009-10STATUS OF GRIE
Page 206 and 207:
ANNUAL REPORT 2009-10PERFORMANCE OF
Page 208 and 209:
ANNUAL REPORT 2009-10PERFORMANCE OF
Page 210 and 211:
Page 212 and 213:
ANNUAL REPORT 2009-10Cont’d... AN
Page 214 and 215:
ANNUAL REPORT 2009-10INDIAN ASSURED
Page 216 and 217:
ANNUAL REPORT 2009-10ANNEX 4LIFE IN
Page 218 and 219:
Page 220 and 221:
Page 222 and 223:
ANNUAL REPORT 2009-10LIFE INSURANCE
Page 224 and 225: ANNUAL REPORT 2009-10NON-LIFE INSUR
Page 226 and 227: ANNUAL REPORT 2009-10NON-LIFE INSUR
Page 228 and 229: ANNUAL REPORT 2009-10STATE-WISE NUM
Page 230 and 231: ANNUAL REPORT 2009-10Cont’d... AN
Page 232 and 233: ANNUAL REPORT 2009-10Cont’d... AN
Page 234 and 235: ANNUAL REPORT 2009-10218
Page 236 and 237: ANNUAL REPORT 2009-10220
Page 238 and 239: ANNUAL REPORT 2009-10Authority (IRD
Page 240 and 241: 1. Adequacy of Internal Audit Syste
Page 242 and 243: ANNUAL REPORT 2009-10INSURANCE REGU
Page 258 and 259: ANNUAL REPORT 2009-10ANNEXURE VIINS
Page 260 and 261: ANNUAL REPORT 2009-10ANNEXURE VIIII
Page 262 and 263: ANNUAL REPORT 2009-10(ii)License Fe
Page 264 and 265: dm{f©H$ [anmoQ>© 2009-10dm{f©H$
Page 266 and 267: dm{f©H$ [anmoQ>© 2009-10bú` H$WZ
Page 268 and 269: dm{f©H$ [anmoQ>© 2009-10^mJ-IVg§
Page 270 and 271: dm{f©H$ [anmoQ>© 2009-10{ddaUm| H
Page 272 and 273: dm{f©H$ [anmoQ>© 2009-10bú` H$WZ
Page 276 and 277: dm{f©H$ [anmoQ>© 2009-10g§`wº$
Page 278 and 279: dm{f©H$ [anmoQ>© 2009-10ñdmñÏ`
Page 280 and 281: Yeejleer³e DeLe&J³eJemLee:1. Yeej
Page 282 and 283: dm{f©H$ [anmoQ>© 2009-10hegve&yee
Page 284 and 285: dm{f©H$ [anmoQ>© 2009-10men³eesi
Page 286 and 287: dm{f©H$ [anmoQ>© 2009-10keÀe mec
Page 288 and 289: 1. mççcççv³ç DçççÆLç&kç
Page 290 and 291: 1.2.4 60 ÒççÆlçMçlç oíMçç
Page 292 and 293: dm{f©H$ [anmoQ>© 2009-10lçççÆ
Page 294 and 295: dm{f©H$ [anmoQ>© 2009-10Jç
Page 296 and 297: dm{f©H$ [anmoQ>© 2009-10lçççÆ
Page 298 and 299: 1.3.22: çÆvçpççÇpççÇJçvç
Page 300 and 301: dm{f©H$ [anmoQ>© 2009-101.3.33: c
Page 302 and 303: dm{f©H$ [anmoQ>© 2009-10kçÀj Y
Page 304 and 305: dm{f©H$ [anmoQ>© 2009-10Yççjlç
Page 306 and 307: dm{f©H$ [anmoQ>© 2009-101.3.46 :
Page 308 and 309: dm{f©H$ [anmoQ>© 2009-10pçyçç
Page 310 and 311: dm{f©H$ [anmoQ>© 2009-10³çÓç
Page 312 and 313: dm{f©H$ [anmoQ>© 2009-10HçççÆ
Page 314 and 315: dm{f©H$ [anmoQ>© 2009-104.3 Hçá
Page 316 and 317: dm{f©H$ [anmoQ>© 2009-101.4.3.8 J
Page 318 and 319: dm{f©H$ [anmoQ>© 2009-10SkçÀ k
Page 320 and 321: dm{f©H$ [anmoQ>© 2009-10pççÇJ
Page 322 and 323: dm{f©H$ [anmoQ>© 2009-101.4.5.8 J
Page 324 and 325:
dm{f©H$ [anmoQ>© 2009-10GHçjçí
Page 326 and 327:
dm{f©H$ [anmoQ>© 2009-10lçççÆ
Page 328 and 329:
Jç
Page 330 and 331:
dm{f©H$ [anmoQ>© 2009-10pççíj
Page 332 and 333:
dm{f©H$ [anmoQ>© 2009-104.9 YZ {d
Page 334 and 335:
dm{f©H$ [anmoQ>© 2009-10çÆpçm
Page 336 and 337:
Page 338 and 339:
1. yççÇcçç DççÌj Hçávçy
Page 340 and 341:
Page 342 and 343:
Page 344 and 345:
dm{f©H$ [anmoQ>© 2009-10II.3.2 y
Page 346 and 347:
dm{f©H$ [anmoQ>© 2009-10³çn Dç
Page 348 and 349:
II.5.3. yççÇcçç DççF&Dççj[
Page 350 and 351:
dm{f©H$ [anmoQ>© 2009-10II.6.7. p
Page 352 and 353:
dm{f©H$ [anmoQ>© 2009-10nÌ ScçD
Page 354 and 355:
yççÇcçç çÆJççÆvç³ççc
Page 356 and 357:
dm{f©H$ [anmoQ>© 2009-10DççF&D
Page 358 and 359:
dm{f©H$ [anmoQ>© 2009-10{ZJ{_V em
Page 360 and 361:
dm{f©H$ [anmoQ>© 2009-10Fmç cç
Page 362 and 363:
dm{f©H$ [anmoQ>© 2009-10Yççiç
Page 364 and 365:
dm{f©H$ [anmoQ>© 2009-10IV.6.7 ç
Page 366 and 367:
dm{f©H$ [anmoQ>© 2009-10{ddaU87
Page 368 and 369:
dm{f©H$ [anmoQ>© 2009-10~r_m nhþ
Page 370 and 371:
{ddaU 3(`. H$amo‹S> _|)~r_mH$Vm©
Page 372 and 373:
{ddaU 5OrdZ ~r_mH$Vm©Am| Ho$ ì`{
Page 374 and 375:
{ddaU 6OrdZ ~r_mH$mVm©Am| H$m df©
Page 376 and 377:
{ddaU 7(n«r{_`_ H$amoS> ` _|)amÁ`
Page 378 and 379:
Omar {ddaU 7(n«r{_`_ H$amoS> ` _|)
Page 380 and 381:
{ddaU 9(` H$amo‹S> _|)~r_mH$Vm©
Page 382 and 383:
Omar {ddaU 10(n«r{_`_ H$amoS> ` _o
Page 384 and 385:
{ddaU 12(bm^ am{e ` H$amo‹S> _|)O
Page 386 and 387:
Page 388 and 389:
Page 390 and 391:
{ddaU 16(` H$amo‹S> _|)~r_mH$Vm©
Page 392 and 393:
~r_mH$Vm© `y{ZQ> qbŠS> \§$S>AZw_
Page 394 and 395:
dm{f©H$ [anmoQ>© 2009-10OrdZ ~r_m
Page 396 and 397:
Omar {ddaU 19(` bmI _|)dm{f©H$ [an
Page 398 and 399:
{ddaU 20(` bmIm| _|){ddaU {~abm gZ
Page 400 and 401:
Omar {ddaU 20(` bmIm| _|){ddaU â`y
Page 402 and 403:
Omar {ddaU 21(` bmIm| _o){ddaU ~OmO
Page 404 and 405:
dm{f©H$ [anmoQ>© 2009-10^maVr` Or
Page 406 and 407:
{Z{Y`m| Ho$ ómoVeò a ny§Ordm{f©
Page 408 and 409:
dm{f©H$ [anmoQ>© 2009-10OrdZ ~r_m
Page 410 and 411:
amÁ`/ EJmoZ A{ddm ~OmO ^maVr {~abm
Page 412 and 413:
{ddaU 30amÁ`/ EJmoZ A{ddm ~OmO ^ma
Page 414 and 415:
{ddaU 32(bm^ am{e ` H$amoS> _o)OrdZ
Page 416 and 417:
{ddaU 33(bm^ am{e ` H$amoS> _o)OrdZ
Page 418 and 419:
2009-10 Ho$ {b`o Ad{YAZwgma gyú_ ~
Page 420 and 421:
dm{f©H$ [anmoQ>© 2009-10~r_mH$Vm
Page 422 and 423:
J¡aOrdZ ~r_mH$Vm©Am| H$m gH$b à
Page 424 and 425:
[ddaU 40(` bmIm| _|)~r_mH$Vm© A{¾
Page 426 and 427:
ddaU 42(` bmIm| _o)amÁ`/Ho$ÝÐ A{
Page 428 and 429:
A{¾ g_w{Ð _moQ>a ñdmñÏ` AÝ` 2
Page 430 and 431:
[ddaU 46(` bmIm| _o){ddaU Ý`y B§{
Page 432 and 433:
EMS>rE\$Or BaJmo â`yMa OZabr `w{Zd
Page 434 and 435:
dm{f©H$ [anmoQ>© 2009-10J¡a OrdZ
Page 436 and 437:
[ddaU 51(` bmIm| _o)Ý`y BpÊS>`m A
Page 438 and 439:
{ddaU 52(` bmIm| _o){ddaU Ý`y B{Ý
Page 440 and 441:
{ddaU am`b gwÝXa_ ~OmO Abm`§O Q>m
Page 442 and 443:
Omar... {ddaU 54(` bmIm| _o){ddaU M
Page 444 and 445:
{ddaU ahoOm Š`y~rB© Hw$bA{¾ g_w
Page 446 and 447:
Omar... {ddaU 55(` bmIm| _|){ddaU E
Page 448 and 449:
Omar.... {ddaU 56(` bmIm| _o){ddaU
Page 450 and 451:
dm{f©H$ [anmoQ>© 2009-10ñdmñÏ`
Page 452 and 453:
dm{f©H$ [anmoQ>© 2009-10^maVr` {Z
Page 454 and 455:
dm{f©H$ [anmoQ>© 2009-10^maVr` {Z
Page 456 and 457:
dm{f©H$ [anmoQ>© 2009-10^maVr` H
Page 458 and 459:
{ddaU 66(` bmIm| _o)2009-10 2008-09
Page 460 and 461:
dm{f©H$ [anmoQ>© 2009-10^maVr` gm
Page 462 and 463:
J¡a OrdZ ~r_mH$VmAm| Ho$ amÁ`mZwg
Page 464 and 465:
dm{f©H$ [anmoQ>© 2009-10Vrgam nj
Page 466 and 467:
dm{f©H$ [anmoQ>© 2009-10{eH$m`Vm|
Page 468 and 469:
dm{f©H$ [anmoQ>© 2009-10{eH$m`Vm|
Page 470 and 471:
dm{f©H$ [anmoQ>© 2009-10{d{^Þ Ho
Page 472 and 473:
dm{f©H$ [anmoQ>© 2009-10g§b½ZH$
Page 474 and 475:
dm{f©H$ [anmoQ>© 2009-10^maV _o H
Page 476 and 477:
dm{f©H$ [anmoQ>© 2009-10~r_m§H$V
Page 478 and 479:
dm{f©H$ [anmoQ>© 2009-10^maVr` Or
Page 480 and 481:
dm{f©H$ [anmoQ>© 2009-10{dÎm df
Page 482 and 483:
Page 484 and 485:
Page 486 and 487:
Page 488 and 489:
Page 490 and 491:
g§b¾H$ 6dm{f©H$ [anmoQ>© 2009-1
Page 492 and 493:
peejer... mebueivekeÀ 8DeÒewue 20
Page 494 and 495:
peejer... mebueivekeÀ 8DeÒewue 20
Page 496 and 497:
dm{f©H$ [anmoQ>© 2009-10H«$.g§.
Page 498 and 499:
dm{f©H$ [anmoQ>© 2009-10g§b½ZH$
Page 500 and 501:
dm{f©H$ [anmoQ>© 2009-1031 ¨ÉÉ
Page 502 and 503:
dm{f©H$ [anmoQ>© 2009-10iÉnù{É
Page 504 and 505:
nyd© df© Ho$ {bE AmH§$S>| Xm{`Ë
Page 506 and 507:
- ã`mO (ZmoQ 3> XoI|) 2,752,030 gd
Page 508 and 509:
Omar... ànÌ (gr)H«$.g§ àm{á`m
Page 510 and 511:
~¢H$ àma§{^H$ E\$S>rAma O_m ã`m
Page 512 and 513:
Omar... g§b¾H$ IIdm{f©H$ [anmoQ>
Page 514 and 515:
dm{f©H$ [anmoQ>© 2009-10235~r_m {
Page 516 and 517:
dm{f©H$ [anmoQ>© 2009-10237~r_m {
Page 518 and 519:
dm{f©H$ [anmoQ>© 2009-10239~r_m {
Page 520 and 521:
dm{f©H$ [anmoQ>© 2009-10~r_m {d{Z
Page 522 and 523:
dm{f©H$ [anmoQ>© 2009-10~r_m {d{Z
Page 524 and 525:
dm{f©H$ [anmoQ>© 2009-10g§b¾H$
Page 526:
dm{f©H$ [anmoQ>© 2009-105) Yeejle
show all

annual report 2009-10 - IRDA

Create successful ePaper yourself

Delete template?

Save as template?