annual report 2009-10 - IRDA

ANNUAL REPORT 2009-10INCURRED CLAIMS RATIO-PRIVATE SECTOR NON-LIFE INSURERSSTATEMENT 45INSURER Net Earned Premium Claims Incurred (Net) Incurred Claims RatioFire Marine Motor Health Others 2009-10 2008-09 Fire Marine Motor Health Others 2009-10 2008-09 Fire Marine Motor Health Others 2009-10 2008-09(` Lakh) (` Lakh) (Per cent)Royal Sundaram 1293 1045 53713 10429 5006 71486 59806 494 682 42544 5099 2089 50907 41235 38.18 65.28 79.21 48.89 41.72 71.21 68.95Reliance 4074 1800 105072 22176 6803 139925 138886 3172 1781 83414 25687 4514 118569 107366 77.86 98.95 79.39 115.83 66.37 84.74 77.30IFFCO Tokio 4684 3969 61245 12350 9974 92222 83293 4383 4085 45428 13499 5872 73267 69502 93.57 102.93 74.17 109.30 58.87 79.45 83.44TATA AIG 2011 6169 27442 6531 16820 58973 58748 1022 4724 21407 3859 8626 39637 35567 50.83 76.57 78.01 59.10 51.28 67.21 60.54ICICI Lombard 8993 3228 111243 75166 20651 219282 197365 6581 2668 102816 67693 10504 190263 168454 73.18 82.64 92.42 90.06 50.87 86.77 85.35Bajaj Allianz 11847 5643 125527 25854 19549 188420 189127 6877 4577 97630 17931 11641 138657 135992 58.05 81.11 77.78 69.36 59.55 73.59 71.90Cholamandalam 1597 1216 32489 6196 4730 46229 38536 1215 993 21535 7277 3414 34434 27578 76.05 81.65 66.28 117.45 72.18 74.49 71.56HDFC Ergo 332 301 20205 16401 2766 40006 17947 522 465 17408 19362 1830 39586 14489 157.05 154.59 86.16 118.05 66.15 98.95 80.73Future Generali 301 251 13527 3879 790 18748 5682 549 301 11522 4033 511 16915 6003 182.34 119.88 85.18 103.99 64.63 90.23 105.65Universal Sompo 1263 13 2790 1056 2402 7524 (87) 879 88 2244 1445 1094 5749 241 69.60 673.85 80.42 136.86 45.52 76.41 (277.23)Shriram 75 2 13428 0 100 13605 1715 63 1 9497 0 38 9599 1200 84.30 78.95 70.73 37.62 70.56 69.97Bharti AXA 234 145 6131 1504 351 8364 (278) 906 178 5175 1536 826 8619 289 387.66 122.52 84.41 102.10 235.29 103.05 (103.97)Raheja QBE (74) (5) (57) 0 (195) (331) 0 1 1 14 30 45 0 (1.49) (10.32) (24.98) (15.13) (13.71)Total 36629 23777 572756 181542 89749 904453 790741 26663 20543 460633 167422 50989 726249 607916 72.79 86.40 80.42 92.22 56.81 80.30 76.88Note: Figures in brackets indicate the negative values.150