annual report 2009-10 - IRDA

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ANNUAL REPORT 2009-10HEALTH INSURERS : BALANCE SHEET(AS ON 31 ST MARCH)STATEMENT 59STAR HEALTH APOLLO MUNICH MAX BUPASOURCES OF FUNDS 2010 2009 2010 2009 2010Share Capital 16433 10930 12930 10737 15100(` Lakh)Share Application Money 13867 374 3491Reserves & Surplus 650 124 14696 5472Fair Value Change Account 2 (18) 7Deferred Tax Liability 329 232BorrowingsTOTAL 31279 11285 28001 19682 15107APPLICATION OF FUNDSInvestments 17452 8106 13431 8111 9260Loans 500Fixed Assets 3901 2122 2068 1966 1261Deferred Tax AssetsCURRENT ASSETSCash & Bank Balance 17035 2755 1099 2474 1150Advances and Other Assets 20733 11473 2545 1989 1137Sub-Total (A) 37768 14228 3643 4463 2288CURRENT LIABILITIES 12697 4470 5044 2348 1934Provisions 15805 9458 5144 2587 63Sub-Total (B) 28502 13928 10188 4935 1997Net Current Assets (C)= (A-B) 9266 300 (6544) (472) 291Misc. Expenditure(to the extent not written off or adjusted) 403Profit & Loss Account (Debit Balance) 258 258 19047 10077 4296TOTAL 31279 11285 28001 19682 15107Note : Figures in brackets indicate negative values172
ANNUAL REPORT 2009-10STATEMENT 60EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LTD. (ECGC) :POLICYHOLDERS ACCOUNT(` Lakh)PARTICULARS 2009-10 2008-09Premiums earned (Net) 57599 52527Profit/ Loss on sale/redemption of Investments 175 0Others 79 59Interest, Dividend & Rent – Gross 11753 15684TOTAL (A) 69607 68270Claims Incurred (Net) 67518 35523Commission (3157) (2476)Operating Expenses related to Insurance Business 10360 9437Other - Premium Deficiency 4820Others - Amortisations, Write offs & ProvisionsForeign TaxesTOTAL (B) 79540 42484Operating Profit/(Loss) from Fire/Marine/Miscellaneous Business C= (A - B) (9934) 25786APPROPRIATIONSTransfer to Shareholders’ Account (9934) 25786Transfer to Catastrophe ReserveTransfer to Other ReservesTOTAL (C ) (9934) 25786Note : Figures in brackets indicate negative values173
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ANNUAL REPORT 2009-10ANNUAL REPORT2
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ANNUAL REPORT 2009-10PART IIISTATUT
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ANNUAL REPORT 2009-1027. Net Incurr
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ANNUAL REPORT 2009-1046. Underwriti
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ANNUAL REPORT 2009-10TEAM AT IRDAJ.
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ANNUAL REPORT 2009-10Prabodh Chande
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ANNUAL REPORT 2009-10NAMEMahesh Aga
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ANNUAL REPORT 2009-10Randip Singh J
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ANNUAL REPORT 2009-10in financial s
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ANNUAL REPORT 2009-10during the yea
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ANNUAL REPORT 2009-10Corporate Gove
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ANNUAL REPORT 2009-108
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ANNUAL REPORT 2009-10during 2009-10
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ANNUAL REPORT 2009-10Insurance pene
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ANNUAL REPORT 2009-103. APPRAISAL O
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ANNUAL REPORT 2009-10Market ShareI.
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ANNUAL REPORT 2009-10I.3.16 The ope
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that companies in the life sector t
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ANNUAL REPORT 2009-10department, un
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ANNUAL REPORT 2009-10declined in ca
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ANNUAL REPORT 2009-10TABLE 23PAID U
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ANNUAL REPORT 2009-10TABLE 28INCURR
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ANNUAL REPORT 2009-10Star Health an
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ANNUAL REPORT 2009-10prevailing as
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ANNUAL REPORT 2009-104.2 MAINTENANC
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ANNUAL REPORT 2009-10I.4.3.3 The Re
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ANNUAL REPORT 2009-10I.4.4.1 During
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ANNUAL REPORT 2009-10TABLE 38DEVELO
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I.4.5.5 Based on a further segregat
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ANNUAL REPORT 2009-10I.4.6.5 The re
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ANNUAL REPORT 2009-10In the days to
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ANNUAL REPORT 2009-10I.4.6.13 The A
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ANNUAL REPORT 2009-10into account w
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ANNUAL REPORT 2009-10actually make
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ANNUAL REPORT 2009-10was a quantum
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ANNUAL REPORT 2009-10TABLE 51GROUP
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ANNUAL REPORT 2009-10II.2.2 The tur
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ANNUAL REPORT 2009-10TABLE 58GROUP
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ANNUAL REPORT 2009-10II.2.12 During
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ANNUAL REPORT 2009-10Since no relie
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ANNUAL REPORT 2009-10II.5.2 During
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ANNUAL REPORT 2009-10TABLE 69STATUS
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ANNUAL REPORT 2009-10GENERAL INSURA
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ANNUAL REPORT 2009-10• Disseminat
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ANNUAL REPORT 2009-102. Protection
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ANNUAL REPORT 2009-107. Levying fee
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ANNUAL REPORT 2009-10III.11.4 Also,
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ANNUAL REPORT 2009-10(b)Social Sect
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ANNUAL REPORT 2009-10issues on the
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ANNUAL REPORT 2009-10IV.6.13 The pr
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ANNUAL REPORT 2009-10INTERNATIONAL
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ANNUAL REPORT 2009-10TOTAL LIFE INS
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ANNUAL REPORT 2009-10INDIVIDUAL NEW
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ANNUAL REPORT 2009-10GROUP NEW BUSI
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ANNUAL REPORT 2009-10STATE WISE IND
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ANNUAL REPORT 2009-10INDIVIDUAL BUS
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ANNUAL REPORT 2009-10LINKED AND NON
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ANNUAL REPORT 2009-10LINKED AND NON
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ANNUAL REPORT 2009-10INDIVIDUAL DEA
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ANNUAL REPORT 2009-10GROUP DEATH CL
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ANNUAL REPORT 2009-10DURATION WISE
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ANNUAL REPORT 2009-10ASSETS UNDER M
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ANNUAL REPORT 2009-10EQUITY SHARE C
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ANNUAL REPORT 2009-10LIFE INSURERS
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Page 138 and 139: ANNUAL REPORT 2009-10LIFE INSURERS
Page 140 and 141: ANNUAL REPORT 2009-10LIFE INSURERS
Page 142 and 143: ANNUAL REPORT 2009-10LIFE INSURANCE
Page 144 and 145: ANNUAL REPORT 2009-10INDIVIDUAL BUS
Page 146 and 147: ANNUAL REPORT 2009-10STATEMENT 27DE
Page 148 and 149: ANNUAL REPORT 2009-10REGION WISE DI
Page 150 and 151: ANNUAL REPORT 2009-10STATEMENT 31NE
Page 152 and 153: ANNUAL REPORT 2009-10Cont’d... ST
Page 154 and 155: ANNUAL REPORT 2009-10DEATH CLAIMS U
Page 156 and 157: ANNUAL REPORT 2009-10STATEMENT 35DU
Page 158 and 159: ANNUAL REPORT 2009-10LIST OF MICRO
Page 160 and 161: ANNUAL REPORT 2009-10SEGMENT WISE G
Page 162 and 163: ANNUAL REPORT 2009-10CHANNEL WISE G
Page 164 and 165: ANNUAL REPORT 2009-10STATEMENT 43NE
Page 166 and 167: ANNUAL REPORT 2009-10INCURRED CLAIM
Page 168 and 169: ANNUAL REPORT 2009-10UNDERWRITING E
Page 170 and 171: ANNUAL REPORT 2009-10ASSETS UNDER M
Page 172 and 173: ANNUAL REPORT 2009-10SOLVENCY RATIO
Page 174 and 175: ANNUAL REPORT 2009-10PUBLIC SECTOR
Page 176 and 177: ANNUAL REPORT 2009-10PUBLIC SECTOR
Page 178 and 179: ANNUAL REPORT 2009-10PRIVATE SECTOR
Page 186 and 187: ANNUAL REPORT 2009-10HEALTH INSURER
Page 190 and 191: ANNUAL REPORT 2009-10EXPORT CREDIT
Page 192 and 193: ANNUAL REPORT 2009-10AGRICULTURE IN
Page 194 and 195: ANNUAL REPORT 2009-10STATEMENT 65AG
Page 196 and 197: ANNUAL REPORT 2009-10STATEMENT 67GE
Page 198 and 199: ANNUAL REPORT 2009-10STATE-WISE NUM
Page 200 and 201: ANNUAL REPORT 2009-10STATEMENT 70TH
Page 202 and 203: ANNUAL REPORT 2009-10STATUS OF GRIE
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Page 206 and 207: ANNUAL REPORT 2009-10PERFORMANCE OF
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Page 212 and 213: ANNUAL REPORT 2009-10Cont’d... AN
Page 214 and 215: ANNUAL REPORT 2009-10INDIAN ASSURED
Page 216 and 217: ANNUAL REPORT 2009-10ANNEX 4LIFE IN
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Page 224 and 225: ANNUAL REPORT 2009-10NON-LIFE INSUR
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ANNUAL REPORT 2009-10Authority (IRD
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1. Adequacy of Internal Audit Syste
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ANNUAL REPORT 2009-10INSURANCE REGU
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ANNUAL REPORT 2009-10ANNEXURE VIINS
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ANNUAL REPORT 2009-10ANNEXURE VIIII
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