annual report 2009-10 - IRDA

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ANNUAL REPORT 2009-10NON-LIFE INSURANCE PRODUCTS CLEAREDDURING THE FINANCIAL YEAR 2009-10Contd... ANNEX 511 Reliance General D&O Liability PolicyReliance Film ProtectReliance Healthwise Policy12 Royal Sundaram General Medi SafeHealth Shield - GoldHealth Shield - NormalHealth Shield - PremierFamily Health ProtectorHealth Shield Premium13 SBI General Motor Act Only InsuranceMotor Commercial Vehicle PolicyMotor Private Car InsuranceMotor Two Wheeler InsuranceConsequentional loss (Fire policy)Standard Fire & Special PerilsContractors All Risk InsuranceElectronic Equipment Insurance policyMoney insurance14 Shriram General Burglary InsurancePublic Liability (Under PLI Act) InsurancePublic Liability (NI) Insurance PolicyFidelity Guarantee InsuranceMarine CargoMoney Insurance15 Star Health Star Shri Individual Care Insurance PolicyStar Shri Family Care Insurance Policy16 TATA AIG General Service Contract Liability Insurance PolicyPrivate Client Group Home Secure policyFreight Forwarders liabilityEndorsement for Terrorism CoverRashtriya Swasthya Bima Yojana Insurance PolicyWellsurance ExecutiveWellsurance WomanWellsurance FamilyWellsurance Senior17 Universal Sompo General Credit Insurance PolicyBusiness Shield PolicyD&O Liability InsuranceE&O Liability PolicyLong Term JPASampoorna Swasthya Kavach210
ANNUAL REPORT 2009-10OBLIGATORY CESSIONS RECEIVED BY GICANNEX 6Class Limit of Cession in Sum Insured (SI) Reinsurance ProfitCommission (%) Commission (%)Fire, IAR ` 500 crore SI (MD+LOP) per risk 15-30 25-30Large Risks ` 500 crore SI (MD+LOP) per risk 10 20Marine Cargo ` 25 crore SI per policy 15-20 10Marine Hull ` 40 crore SI per Vessel 15-17.5 15War & SRCC ` 40 crore SI per Vessel 10 NilMotor, Workmen’s Compensation No Limit 15-20 15-30General Aviation Hull No Limit 10 15General Aviation Liability No Limit 10 15Aviation (Airlines) ` 300 crore SI per risk on hull & corresponding Average Terms Nilpercentage share on other insurancesOil & Energy ` 37.50 crore SI per risk 5 20Liability: Casualty and ` 12.5 crore per policy including USA/ 20 15Financial Liability ` 25 crore per policy excluding USACredit and Guarantee Lines, ` 25 crore SI per event 10 15Mortgage InsuranceCrop/Weather InsuranceOther Miscellaneous No Limit 15-20 15Engineering Machinery Breakdown/ ` 100 crore per risk 15-27 25-30Boiler Explosion/Loss of ProfitContractor All Risk/Erection ` 300 crore per risk (MD+LOP) 15-27 25-30All Risk/Advance Loss ofProfit/Delay in Start UpMD: Material Damage; LOP: Loss of profit211
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ANNUAL REPORT 2009-10ANNUAL REPORT2
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ANNUAL REPORT 2009-10PART IIISTATUT
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ANNUAL REPORT 2009-1027. Net Incurr
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ANNUAL REPORT 2009-1046. Underwriti
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ANNUAL REPORT 2009-10TEAM AT IRDAJ.
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ANNUAL REPORT 2009-10Prabodh Chande
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ANNUAL REPORT 2009-10NAMEMahesh Aga
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ANNUAL REPORT 2009-10Randip Singh J
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ANNUAL REPORT 2009-10in financial s
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ANNUAL REPORT 2009-10during the yea
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ANNUAL REPORT 2009-10Corporate Gove
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ANNUAL REPORT 2009-108
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ANNUAL REPORT 2009-10during 2009-10
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ANNUAL REPORT 2009-10Insurance pene
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ANNUAL REPORT 2009-103. APPRAISAL O
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ANNUAL REPORT 2009-10Market ShareI.
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ANNUAL REPORT 2009-10I.3.16 The ope
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that companies in the life sector t
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ANNUAL REPORT 2009-10department, un
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ANNUAL REPORT 2009-10declined in ca
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ANNUAL REPORT 2009-10TABLE 23PAID U
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ANNUAL REPORT 2009-10TABLE 28INCURR
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ANNUAL REPORT 2009-10Star Health an
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ANNUAL REPORT 2009-10prevailing as
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ANNUAL REPORT 2009-104.2 MAINTENANC
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ANNUAL REPORT 2009-10I.4.3.3 The Re
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ANNUAL REPORT 2009-10I.4.4.1 During
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ANNUAL REPORT 2009-10TABLE 38DEVELO
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I.4.5.5 Based on a further segregat
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ANNUAL REPORT 2009-10I.4.6.5 The re
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ANNUAL REPORT 2009-10In the days to
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ANNUAL REPORT 2009-10I.4.6.13 The A
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ANNUAL REPORT 2009-10into account w
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ANNUAL REPORT 2009-10actually make
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ANNUAL REPORT 2009-10was a quantum
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ANNUAL REPORT 2009-10TABLE 51GROUP
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ANNUAL REPORT 2009-10II.2.2 The tur
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ANNUAL REPORT 2009-10TABLE 58GROUP
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ANNUAL REPORT 2009-10II.2.12 During
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ANNUAL REPORT 2009-10Since no relie
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ANNUAL REPORT 2009-10II.5.2 During
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ANNUAL REPORT 2009-10TABLE 69STATUS
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ANNUAL REPORT 2009-10GENERAL INSURA
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ANNUAL REPORT 2009-10• Disseminat
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ANNUAL REPORT 2009-102. Protection
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ANNUAL REPORT 2009-107. Levying fee
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ANNUAL REPORT 2009-10III.11.4 Also,
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ANNUAL REPORT 2009-10(b)Social Sect
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ANNUAL REPORT 2009-10issues on the
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ANNUAL REPORT 2009-10IV.6.13 The pr
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ANNUAL REPORT 2009-10INTERNATIONAL
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ANNUAL REPORT 2009-10TOTAL LIFE INS
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ANNUAL REPORT 2009-10INDIVIDUAL NEW
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ANNUAL REPORT 2009-10GROUP NEW BUSI
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ANNUAL REPORT 2009-10STATE WISE IND
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ANNUAL REPORT 2009-10INDIVIDUAL BUS
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ANNUAL REPORT 2009-10LINKED AND NON
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ANNUAL REPORT 2009-10LINKED AND NON
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ANNUAL REPORT 2009-10INDIVIDUAL DEA
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ANNUAL REPORT 2009-10GROUP DEATH CL
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ANNUAL REPORT 2009-10DURATION WISE
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ANNUAL REPORT 2009-10ASSETS UNDER M
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ANNUAL REPORT 2009-10EQUITY SHARE C
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ANNUAL REPORT 2009-10LIFE INSURERS
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ANNUAL REPORT 2009-10LIFE INSURANCE
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ANNUAL REPORT 2009-10INDIVIDUAL BUS
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ANNUAL REPORT 2009-10STATEMENT 27DE
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ANNUAL REPORT 2009-10REGION WISE DI
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ANNUAL REPORT 2009-10STATEMENT 31NE
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ANNUAL REPORT 2009-10Cont’d... ST
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ANNUAL REPORT 2009-10DEATH CLAIMS U
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ANNUAL REPORT 2009-10STATEMENT 35DU
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ANNUAL REPORT 2009-10LIST OF MICRO
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ANNUAL REPORT 2009-10SEGMENT WISE G
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ANNUAL REPORT 2009-10CHANNEL WISE G
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ANNUAL REPORT 2009-10STATEMENT 43NE
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ANNUAL REPORT 2009-10INCURRED CLAIM
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ANNUAL REPORT 2009-10UNDERWRITING E
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ANNUAL REPORT 2009-10ASSETS UNDER M
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ANNUAL REPORT 2009-10SOLVENCY RATIO
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ANNUAL REPORT 2009-10PUBLIC SECTOR
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Page 178 and 179: ANNUAL REPORT 2009-10PRIVATE SECTOR
Page 186 and 187: ANNUAL REPORT 2009-10HEALTH INSURER
Page 188 and 189: ANNUAL REPORT 2009-10HEALTH INSURER
Page 190 and 191: ANNUAL REPORT 2009-10EXPORT CREDIT
Page 192 and 193: ANNUAL REPORT 2009-10AGRICULTURE IN
Page 194 and 195: ANNUAL REPORT 2009-10STATEMENT 65AG
Page 196 and 197: ANNUAL REPORT 2009-10STATEMENT 67GE
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Page 202 and 203: ANNUAL REPORT 2009-10STATUS OF GRIE
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Page 206 and 207: ANNUAL REPORT 2009-10PERFORMANCE OF
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Page 212 and 213: ANNUAL REPORT 2009-10Cont’d... AN
Page 214 and 215: ANNUAL REPORT 2009-10INDIAN ASSURED
Page 216 and 217: ANNUAL REPORT 2009-10ANNEX 4LIFE IN
Page 222 and 223: ANNUAL REPORT 2009-10LIFE INSURANCE
Page 224 and 225: ANNUAL REPORT 2009-10NON-LIFE INSUR
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Page 242 and 243: ANNUAL REPORT 2009-10INSURANCE REGU
Page 258 and 259: ANNUAL REPORT 2009-10ANNEXURE VIINS
Page 260 and 261: ANNUAL REPORT 2009-10ANNEXURE VIIII
Page 262 and 263: ANNUAL REPORT 2009-10(ii)License Fe
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