annual report 2009-10 - IRDA

More documents

Recommendations

Info

ANNUAL REPORT 2009-10STATE-WISE NUMBER OF REGISTERED BROKERSANNEX 7SL.No State No of Licensed Brokers *1 Andhra Pradesh 192 Chandigarh 53 Delhi 594 Gujarat 125 Haryana 16 Karnataka 127 Kerala 78 Madhya Pradesh 39 Maharashtra 9810 Punjab 1211 Rajasthan 512 Tamil Nadu 2713 Uttar Pradesh 1614 West Bengal 27Total 303* as on 18 th August, 2010212
ANNUAL REPORT 2009-10ANNEX 8CIRCULARS / ORDERS / NOTIFICATIONS ISSUED BY THE AUTHORITY FROM APRIL 2009*SI. No. Reference Number Date of Issue Subject1 IRDA/F&I/CIR/F&A/025/04/2009 22/04/2009 Appointment of Statutory Auditors2 IRDA/AGTS/ORD/ORD/030/05/2009 04/05/2009 Distribution Channel3 IRDA/AGTS/MISC/ORD/037/05/2009 04/05/2009 Matter regarding insurance companies and membersnominated to the Committee.4 IRDA/F&I/CIR/CIR/028/05/2009 06/05/2009 Approval of appointment and remuneration of Managing Directoru/s 34A of the Insurance Act, 1938.5 IRDA/F&I/CIR/CIR/026/05/2009 07/05/2009 Disclosures forming part of Financial Statements6 IRDA/F&I/CIR/CIR/027/05/2009 11/05/2009 Pension Fund Managers (PFMs)/Points of Presence (PoP)7 IRDA/NL/CIR/MPL/029/05/2009 15/05/2009 Indian Motor Third party Insurance Pool - Administration Fees.8 IRDA/NL/MISC/RIN/036/05/2009 15/05/2009 Submission of compliance report for facultative placements9 IRDA/F&I/ORD/F&A/035/05/2009 18/05/2009 Exemption from prescribed Limit of expenses of management.10 IRDA/NL/GDL/F&U/034/05/2009 20/05/2009 Guidelines on File & Use requirements for general insurance products11 IRDA/HLT/MISC/CIR/033/05/2009 25/05/2009 Health insurance for senior citizens12 IRDA/F&I/CIR/F&A/031/05/2009 26/05/2009 Reconciliation of amounts due to/due fromEntities Carrying on insurance Business13 IRDA/LIFE/CIR/CIR/13/05/2009 27/05/2009 Protection of policyholder’s Interests14 IRDA/F&I/CIR/CIR/038/05/2009 29/05/2009 Declaration of Bonus under section 49 of the Insurance Act,1938.15 IRDA/F&I/CIR/CIR/039/06/2009 04/06/2009 Indian Depositary Receipts16 IRDA/F&I/ORD/F&A/040/06/2009 24/06/2009 Levy of penalty under section 105B of the Insurance Act, 193817 IRDA/AGTS/GDL/ORD/041/07/2009 03/07/2009 Guidelines on qualifications of Corporate insuranceExecutives and faculty of Agents’ Training Institutes.18 IRDA/F&I/CIR/CIR/043/07/2009 09/07/2009 AML Guidelines.19 IRDA/ADMN/CIR/CIR/044/07/2009 13/07/2009 Submission of Insurance Data at IRDA Data Center20 IRDA/ACT/CIR/PRD/045/07/2009 22/07/2009 Unit Linked Products-cap on charges21 IRDA/LIFE/CIR/PAN/21/07/2009 23/07/2009 Requirement of PAN for Insurance Product.22 IRDA/F&I/GDL/INV/042/07/2009 27/07/2009 Clarification on investments in central government securities23 IRDA/F&I/CIR/INV/047/08/2009 04/08/2009 Audit of investment Risk management systems & processinternal/Concurrent Audit.24 IRDA/F&I/CIR/F&A/050/08/2009 05/08/2009 Guidelines on Corporate Governance for the insurance sector25 IRDA/ACT/CIR/PRD/049/08/2009 05/08/2009 Appropriation/expropriation unit pricing and reservingLinked business clarification26 IRDA/AGTS/ORD/GUL/051/08/2009 06/08/2009 Insurance Qualification of the Corporate Agent27 IRDA/ACT/GDL/GEN/048/08/2009 13/08/2009 Role of Appointed Actuaries28 IRDA/LIFE/CIR/PAN/028/08/2009 18/08/2009 Requirement of PAN for Insurance Products29 IRDA/ACT/CIR/PRD/053/08/2009 20/08/2009 Unit-Linked Products cap on charges30 IRDA/F&I/CIR/AML/054/08/2009 24/08/2009 Anti-money Laundering Guidelines31 IRDA/CHM/GDL/CIR/057/09/2009 02/09/2009 Transfer of corporate agency agreement from one insurer to another32 IRDA/HLT/MISC/CIR/061/09/2009 02/09/2009 Free look period in health insurance policies by general insurance companies.33 IRDA/F&I/CIR/AML/062/09/2009 09/09/2009 The prevention of Money Laundering (Amendment) Act, 2009* till 30 th September, 2010213
Page 1:
ANNUAL REPORT 2009-10ANNUAL REPORT2
Page 4 and 5:
ANNUAL REPORT 2009-10PART IIISTATUT
Page 6 and 7:
ANNUAL REPORT 2009-1027. Net Incurr
Page 8 and 9:
ANNUAL REPORT 2009-1046. Underwriti
Page 10 and 11:
ANNUAL REPORT 2009-10TEAM AT IRDAJ.
Page 12 and 13:
ANNUAL REPORT 2009-10Prabodh Chande
Page 14 and 15:
ANNUAL REPORT 2009-10NAMEMahesh Aga
Page 16 and 17:
ANNUAL REPORT 2009-10Randip Singh J
Page 18 and 19:
ANNUAL REPORT 2009-10in financial s
Page 20 and 21:
ANNUAL REPORT 2009-10during the yea
Page 22 and 23:
ANNUAL REPORT 2009-10Corporate Gove
Page 24 and 25:
ANNUAL REPORT 2009-108
Page 26 and 27:
ANNUAL REPORT 2009-10during 2009-10
Page 28 and 29:
ANNUAL REPORT 2009-10Insurance pene
Page 30 and 31:
ANNUAL REPORT 2009-103. APPRAISAL O
Page 32 and 33:
ANNUAL REPORT 2009-10Market ShareI.
Page 34 and 35:
ANNUAL REPORT 2009-10I.3.16 The ope
Page 36 and 37:
that companies in the life sector t
Page 38 and 39:
ANNUAL REPORT 2009-10department, un
Page 40 and 41:
ANNUAL REPORT 2009-10declined in ca
Page 42 and 43:
ANNUAL REPORT 2009-10TABLE 23PAID U
Page 44 and 45:
ANNUAL REPORT 2009-10TABLE 28INCURR
Page 46 and 47:
ANNUAL REPORT 2009-10Star Health an
Page 48 and 49:
ANNUAL REPORT 2009-10prevailing as
Page 50 and 51:
ANNUAL REPORT 2009-104.2 MAINTENANC
Page 52 and 53:
ANNUAL REPORT 2009-10I.4.3.3 The Re
Page 54 and 55:
ANNUAL REPORT 2009-10I.4.4.1 During
Page 56 and 57:
ANNUAL REPORT 2009-10TABLE 38DEVELO
Page 58 and 59:
I.4.5.5 Based on a further segregat
Page 60 and 61:
ANNUAL REPORT 2009-10I.4.6.5 The re
Page 62 and 63:
ANNUAL REPORT 2009-10In the days to
Page 64 and 65:
ANNUAL REPORT 2009-10I.4.6.13 The A
Page 66 and 67:
ANNUAL REPORT 2009-10into account w
Page 68 and 69:
ANNUAL REPORT 2009-10actually make
Page 70 and 71:
ANNUAL REPORT 2009-10was a quantum
Page 72 and 73:
ANNUAL REPORT 2009-10TABLE 51GROUP
Page 74 and 75:
Page 76 and 77:
ANNUAL REPORT 2009-10II.2.2 The tur
Page 78 and 79:
ANNUAL REPORT 2009-10TABLE 58GROUP
Page 80 and 81:
ANNUAL REPORT 2009-10II.2.12 During
Page 82 and 83:
ANNUAL REPORT 2009-10Since no relie
Page 84 and 85:
ANNUAL REPORT 2009-10II.5.2 During
Page 86 and 87:
ANNUAL REPORT 2009-10TABLE 69STATUS
Page 88 and 89:
ANNUAL REPORT 2009-10GENERAL INSURA
Page 90 and 91:
ANNUAL REPORT 2009-10• Disseminat
Page 92 and 93:
ANNUAL REPORT 2009-102. Protection
Page 94 and 95:
ANNUAL REPORT 2009-107. Levying fee
Page 96 and 97:
ANNUAL REPORT 2009-10III.11.4 Also,
Page 98 and 99:
ANNUAL REPORT 2009-10(b)Social Sect
Page 100 and 101:
ANNUAL REPORT 2009-10issues on the
Page 102 and 103:
ANNUAL REPORT 2009-10IV.6.13 The pr
Page 104 and 105:
Page 106 and 107:
ANNUAL REPORT 2009-10INTERNATIONAL
Page 108 and 109:
ANNUAL REPORT 2009-10TOTAL LIFE INS
Page 110 and 111:
ANNUAL REPORT 2009-10INDIVIDUAL NEW
Page 112 and 113:
ANNUAL REPORT 2009-10GROUP NEW BUSI
Page 114 and 115:
ANNUAL REPORT 2009-10STATE WISE IND
Page 116 and 117:
ANNUAL REPORT 2009-10INDIVIDUAL BUS
Page 118 and 119:
ANNUAL REPORT 2009-10LINKED AND NON
Page 120 and 121:
ANNUAL REPORT 2009-10LINKED AND NON
Page 122 and 123:
ANNUAL REPORT 2009-10INDIVIDUAL DEA
Page 124 and 125:
ANNUAL REPORT 2009-10GROUP DEATH CL
Page 126 and 127:
ANNUAL REPORT 2009-10DURATION WISE
Page 128 and 129:
ANNUAL REPORT 2009-10ASSETS UNDER M
Page 130 and 131:
ANNUAL REPORT 2009-10EQUITY SHARE C
Page 132 and 133:
ANNUAL REPORT 2009-10LIFE INSURERS
Page 134 and 135:
Page 136 and 137:
Page 138 and 139:
Page 140 and 141:
Page 142 and 143:
ANNUAL REPORT 2009-10LIFE INSURANCE
Page 144 and 145:
ANNUAL REPORT 2009-10INDIVIDUAL BUS
Page 146 and 147:
ANNUAL REPORT 2009-10STATEMENT 27DE
Page 148 and 149:
ANNUAL REPORT 2009-10REGION WISE DI
Page 150 and 151:
ANNUAL REPORT 2009-10STATEMENT 31NE
Page 152 and 153:
ANNUAL REPORT 2009-10Cont’d... ST
Page 154 and 155:
ANNUAL REPORT 2009-10DEATH CLAIMS U
Page 156 and 157:
ANNUAL REPORT 2009-10STATEMENT 35DU
Page 158 and 159:
ANNUAL REPORT 2009-10LIST OF MICRO
Page 160 and 161:
ANNUAL REPORT 2009-10SEGMENT WISE G
Page 162 and 163:
ANNUAL REPORT 2009-10CHANNEL WISE G
Page 164 and 165:
ANNUAL REPORT 2009-10STATEMENT 43NE
Page 166 and 167:
ANNUAL REPORT 2009-10INCURRED CLAIM
Page 168 and 169:
ANNUAL REPORT 2009-10UNDERWRITING E
Page 170 and 171:
ANNUAL REPORT 2009-10ASSETS UNDER M
Page 172 and 173:
ANNUAL REPORT 2009-10SOLVENCY RATIO
Page 174 and 175:
ANNUAL REPORT 2009-10PUBLIC SECTOR
Page 176 and 177:
ANNUAL REPORT 2009-10PUBLIC SECTOR
Page 178 and 179: ANNUAL REPORT 2009-10PRIVATE SECTOR
Page 186 and 187: ANNUAL REPORT 2009-10HEALTH INSURER
Page 188 and 189: ANNUAL REPORT 2009-10HEALTH INSURER
Page 190 and 191: ANNUAL REPORT 2009-10EXPORT CREDIT
Page 192 and 193: ANNUAL REPORT 2009-10AGRICULTURE IN
Page 194 and 195: ANNUAL REPORT 2009-10STATEMENT 65AG
Page 196 and 197: ANNUAL REPORT 2009-10STATEMENT 67GE
Page 198 and 199: ANNUAL REPORT 2009-10STATE-WISE NUM
Page 200 and 201: ANNUAL REPORT 2009-10STATEMENT 70TH
Page 202 and 203: ANNUAL REPORT 2009-10STATUS OF GRIE
Page 204 and 205: ANNUAL REPORT 2009-10STATUS OF GRIE
Page 206 and 207: ANNUAL REPORT 2009-10PERFORMANCE OF
Page 208 and 209: ANNUAL REPORT 2009-10PERFORMANCE OF
Page 210 and 211: ANNUAL REPORT 2009-10194
Page 212 and 213: ANNUAL REPORT 2009-10Cont’d... AN
Page 214 and 215: ANNUAL REPORT 2009-10INDIAN ASSURED
Page 216 and 217: ANNUAL REPORT 2009-10ANNEX 4LIFE IN
Page 222 and 223: ANNUAL REPORT 2009-10LIFE INSURANCE
Page 224 and 225: ANNUAL REPORT 2009-10NON-LIFE INSUR
Page 226 and 227: ANNUAL REPORT 2009-10NON-LIFE INSUR
Page 238 and 239: ANNUAL REPORT 2009-10Authority (IRD
Page 240 and 241: 1. Adequacy of Internal Audit Syste
Page 242 and 243: ANNUAL REPORT 2009-10INSURANCE REGU
Page 258 and 259: ANNUAL REPORT 2009-10ANNEXURE VIINS
Page 260 and 261: ANNUAL REPORT 2009-10ANNEXURE VIIII
Page 262 and 263: ANNUAL REPORT 2009-10(ii)License Fe
Page 264 and 265: dm{f©H$ [anmoQ>© 2009-10dm{f©H$
Page 266 and 267: dm{f©H$ [anmoQ>© 2009-10bú` H$WZ
Page 268 and 269: dm{f©H$ [anmoQ>© 2009-10^mJ-IVg§
Page 270 and 271: dm{f©H$ [anmoQ>© 2009-10{ddaUm| H
Page 272 and 273: dm{f©H$ [anmoQ>© 2009-10bú` H$WZ
Page 274 and 275: dm{f©H$ [anmoQ>© 2009-10A§e H$m{
Page 276 and 277: dm{f©H$ [anmoQ>© 2009-10g§`wº$
Page 278 and 279:
dm{f©H$ [anmoQ>© 2009-10ñdmñÏ`
Page 280 and 281:
Yeejleer³e DeLe&J³eJemLee:1. Yeej
Page 282 and 283:
dm{f©H$ [anmoQ>© 2009-10hegve&yee
Page 284 and 285:
dm{f©H$ [anmoQ>© 2009-10men³eesi
Page 286 and 287:
dm{f©H$ [anmoQ>© 2009-10keÀe mec
Page 288 and 289:
1. mççcççv³ç DçççÆLç&kç
Page 290 and 291:
1.2.4 60 ÒççÆlçMçlç oíMçç
Page 292 and 293:
dm{f©H$ [anmoQ>© 2009-10lçççÆ
Page 294 and 295:
dm{f©H$ [anmoQ>© 2009-10Jç
Page 296 and 297:
Page 298 and 299:
1.3.22: çÆvçpççÇpççÇJçvç
Page 300 and 301:
dm{f©H$ [anmoQ>© 2009-101.3.33: c
Page 302 and 303:
dm{f©H$ [anmoQ>© 2009-10kçÀj Y
Page 304 and 305:
dm{f©H$ [anmoQ>© 2009-10Yççjlç
Page 306 and 307:
dm{f©H$ [anmoQ>© 2009-101.3.46 :
Page 308 and 309:
dm{f©H$ [anmoQ>© 2009-10pçyçç
Page 310 and 311:
dm{f©H$ [anmoQ>© 2009-10³çÓç
Page 312 and 313:
dm{f©H$ [anmoQ>© 2009-10HçççÆ
Page 314 and 315:
dm{f©H$ [anmoQ>© 2009-104.3 Hçá
Page 316 and 317:
dm{f©H$ [anmoQ>© 2009-101.4.3.8 J
Page 318 and 319:
dm{f©H$ [anmoQ>© 2009-10SkçÀ k
Page 320 and 321:
dm{f©H$ [anmoQ>© 2009-10pççÇJ
Page 322 and 323:
dm{f©H$ [anmoQ>© 2009-101.4.5.8 J
Page 324 and 325:
dm{f©H$ [anmoQ>© 2009-10GHçjçí
Page 326 and 327:
Page 328 and 329:
Jç
Page 330 and 331:
dm{f©H$ [anmoQ>© 2009-10pççíj
Page 332 and 333:
dm{f©H$ [anmoQ>© 2009-104.9 YZ {d
Page 334 and 335:
dm{f©H$ [anmoQ>© 2009-10çÆpçm
Page 336 and 337:
Page 338 and 339:
1. yççÇcçç DççÌj Hçávçy
Page 340 and 341:
Page 342 and 343:
Page 344 and 345:
dm{f©H$ [anmoQ>© 2009-10II.3.2 y
Page 346 and 347:
dm{f©H$ [anmoQ>© 2009-10³çn Dç
Page 348 and 349:
II.5.3. yççÇcçç DççF&Dççj[
Page 350 and 351:
dm{f©H$ [anmoQ>© 2009-10II.6.7. p
Page 352 and 353:
dm{f©H$ [anmoQ>© 2009-10nÌ ScçD
Page 354 and 355:
yççÇcçç çÆJççÆvç³ççc
Page 356 and 357:
dm{f©H$ [anmoQ>© 2009-10DççF&D
Page 358 and 359:
dm{f©H$ [anmoQ>© 2009-10{ZJ{_V em
Page 360 and 361:
dm{f©H$ [anmoQ>© 2009-10Fmç cç
Page 362 and 363:
dm{f©H$ [anmoQ>© 2009-10Yççiç
Page 364 and 365:
dm{f©H$ [anmoQ>© 2009-10IV.6.7 ç
Page 366 and 367:
dm{f©H$ [anmoQ>© 2009-10{ddaU87
Page 368 and 369:
dm{f©H$ [anmoQ>© 2009-10~r_m nhþ
Page 370 and 371:
{ddaU 3(`. H$amo‹S> _|)~r_mH$Vm©
Page 372 and 373:
{ddaU 5OrdZ ~r_mH$Vm©Am| Ho$ ì`{
Page 374 and 375:
{ddaU 6OrdZ ~r_mH$mVm©Am| H$m df©
Page 376 and 377:
{ddaU 7(n«r{_`_ H$amoS> ` _|)amÁ`
Page 378 and 379:
Omar {ddaU 7(n«r{_`_ H$amoS> ` _|)
Page 380 and 381:
{ddaU 9(` H$amo‹S> _|)~r_mH$Vm©
Page 382 and 383:
Omar {ddaU 10(n«r{_`_ H$amoS> ` _o
Page 384 and 385:
{ddaU 12(bm^ am{e ` H$amo‹S> _|)O
Page 386 and 387:
Page 388 and 389:
Page 390 and 391:
{ddaU 16(` H$amo‹S> _|)~r_mH$Vm©
Page 392 and 393:
~r_mH$Vm© `y{ZQ> qbŠS> \§$S>AZw_
Page 394 and 395:
dm{f©H$ [anmoQ>© 2009-10OrdZ ~r_m
Page 396 and 397:
Omar {ddaU 19(` bmI _|)dm{f©H$ [an
Page 398 and 399:
{ddaU 20(` bmIm| _|){ddaU {~abm gZ
Page 400 and 401:
Omar {ddaU 20(` bmIm| _|){ddaU â`y
Page 402 and 403:
Omar {ddaU 21(` bmIm| _o){ddaU ~OmO
Page 404 and 405:
dm{f©H$ [anmoQ>© 2009-10^maVr` Or
Page 406 and 407:
{Z{Y`m| Ho$ ómoVeò a ny§Ordm{f©
Page 408 and 409:
dm{f©H$ [anmoQ>© 2009-10OrdZ ~r_m
Page 410 and 411:
amÁ`/ EJmoZ A{ddm ~OmO ^maVr {~abm
Page 412 and 413:
{ddaU 30amÁ`/ EJmoZ A{ddm ~OmO ^ma
Page 414 and 415:
{ddaU 32(bm^ am{e ` H$amoS> _o)OrdZ
Page 416 and 417:
{ddaU 33(bm^ am{e ` H$amoS> _o)OrdZ
Page 418 and 419:
2009-10 Ho$ {b`o Ad{YAZwgma gyú_ ~
Page 420 and 421:
dm{f©H$ [anmoQ>© 2009-10~r_mH$Vm
Page 422 and 423:
J¡aOrdZ ~r_mH$Vm©Am| H$m gH$b à
Page 424 and 425:
[ddaU 40(` bmIm| _|)~r_mH$Vm© A{¾
Page 426 and 427:
ddaU 42(` bmIm| _o)amÁ`/Ho$ÝÐ A{
Page 428 and 429:
A{¾ g_w{Ð _moQ>a ñdmñÏ` AÝ` 2
Page 430 and 431:
[ddaU 46(` bmIm| _o){ddaU Ý`y B§{
Page 432 and 433:
EMS>rE\$Or BaJmo â`yMa OZabr `w{Zd
Page 434 and 435:
dm{f©H$ [anmoQ>© 2009-10J¡a OrdZ
Page 436 and 437:
[ddaU 51(` bmIm| _o)Ý`y BpÊS>`m A
Page 438 and 439:
{ddaU 52(` bmIm| _o){ddaU Ý`y B{Ý
Page 440 and 441:
{ddaU am`b gwÝXa_ ~OmO Abm`§O Q>m
Page 442 and 443:
Omar... {ddaU 54(` bmIm| _o){ddaU M
Page 444 and 445:
{ddaU ahoOm Š`y~rB© Hw$bA{¾ g_w
Page 446 and 447:
Omar... {ddaU 55(` bmIm| _|){ddaU E
Page 448 and 449:
Omar.... {ddaU 56(` bmIm| _o){ddaU
Page 450 and 451:
dm{f©H$ [anmoQ>© 2009-10ñdmñÏ`
Page 452 and 453:
dm{f©H$ [anmoQ>© 2009-10^maVr` {Z
Page 454 and 455:
dm{f©H$ [anmoQ>© 2009-10^maVr` {Z
Page 456 and 457:
dm{f©H$ [anmoQ>© 2009-10^maVr` H
Page 458 and 459:
{ddaU 66(` bmIm| _o)2009-10 2008-09
Page 460 and 461:
dm{f©H$ [anmoQ>© 2009-10^maVr` gm
Page 462 and 463:
J¡a OrdZ ~r_mH$VmAm| Ho$ amÁ`mZwg
Page 464 and 465:
dm{f©H$ [anmoQ>© 2009-10Vrgam nj
Page 466 and 467:
dm{f©H$ [anmoQ>© 2009-10{eH$m`Vm|
Page 468 and 469:
dm{f©H$ [anmoQ>© 2009-10{eH$m`Vm|
Page 470 and 471:
dm{f©H$ [anmoQ>© 2009-10{d{^Þ Ho
Page 472 and 473:
dm{f©H$ [anmoQ>© 2009-10g§b½ZH$
Page 474 and 475:
dm{f©H$ [anmoQ>© 2009-10^maV _o H
Page 476 and 477:
dm{f©H$ [anmoQ>© 2009-10~r_m§H$V
Page 478 and 479:
dm{f©H$ [anmoQ>© 2009-10^maVr` Or
Page 480 and 481:
dm{f©H$ [anmoQ>© 2009-10{dÎm df
Page 482 and 483:
Page 484 and 485:
Page 486 and 487:
Page 488 and 489:
Page 490 and 491:
g§b¾H$ 6dm{f©H$ [anmoQ>© 2009-1
Page 492 and 493:
peejer... mebueivekeÀ 8DeÒewue 20
Page 494 and 495:
peejer... mebueivekeÀ 8DeÒewue 20
Page 496 and 497:
dm{f©H$ [anmoQ>© 2009-10H«$.g§.
Page 498 and 499:
dm{f©H$ [anmoQ>© 2009-10g§b½ZH$
Page 500 and 501:
dm{f©H$ [anmoQ>© 2009-1031 ¨ÉÉ
Page 502 and 503:
dm{f©H$ [anmoQ>© 2009-10iÉnù{É
Page 504 and 505:
nyd© df© Ho$ {bE AmH§$S>| Xm{`Ë
Page 506 and 507:
- ã`mO (ZmoQ 3> XoI|) 2,752,030 gd
Page 508 and 509:
Omar... ànÌ (gr)H«$.g§ àm{á`m
Page 510 and 511:
~¢H$ àma§{^H$ E\$S>rAma O_m ã`m
Page 512 and 513:
Omar... g§b¾H$ IIdm{f©H$ [anmoQ>
Page 514 and 515:
dm{f©H$ [anmoQ>© 2009-10235~r_m {
Page 516 and 517:
dm{f©H$ [anmoQ>© 2009-10237~r_m {
Page 518 and 519:
dm{f©H$ [anmoQ>© 2009-10239~r_m {
Page 520 and 521:
dm{f©H$ [anmoQ>© 2009-10~r_m {d{Z
Page 522 and 523:
dm{f©H$ [anmoQ>© 2009-10~r_m {d{Z
Page 524 and 525:
dm{f©H$ [anmoQ>© 2009-10g§b¾H$
Page 526:
dm{f©H$ [anmoQ>© 2009-105) Yeejle
show all

annual report 2009-10 - IRDA

Create successful ePaper yourself

Delete template?

Save as template?