"We are born astride a grave - WaynesWorldStage.com

Lyn and I started to look in Huntington. Idecided that we would buy instead of rent. I hadno money, but that had never stopped me before.The bankruptcy could be a problem but it wasworth a shot.We found a beautiful four-bedroom homeon a half-acre plot with an inground pool. Theowners were desperate. This was a time of highinterest rates and mortgages were difficult to get.They had sold their house and bought another,but their buyers could not get a mortgage andnow they were making payments on both houses.I told the real estate agent that I had no money,but that I knew that I could get a mortgagethrough my credit union. My membership inActors' Equity was about to pay off. The bigproblem was the down payment. I would need$20,000. If the owners would loan me part of thedown payment as an under-the-table secondmortgage, I would ask my brother for the rest.In those days, the banks did not ask where yougot the down payment money.When Lyn and I returned home, thephone was ringing. The owners had accepted myoffer. Now, all I had to do was get the mortgage. Iwent to the Credit Union. For a mortgage, theentire board had to meet, and the decision had tobe unanimous.243