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UNDERgRADUATE PROSPECTUS - Study Brisbane

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Living costs<br />

In order to make the most of your study experience, remember to allocate<br />

enough funds to cover a range of study-related and living expenses.<br />

STATUTORY EXPENSES<br />

When you apply for a student visa, the<br />

Department of Immigration and Citizenship<br />

(DIAC) may ask you for evidence that you have<br />

sufficient funds to complete your studies.<br />

Department of Immigration and Citizenship (DIAC)<br />

www.immi.gov.au<br />

Expenses to be considered include visa and<br />

medical (pre-departure) fees (see page 96),<br />

tuition fees (see pages 85-86), general living<br />

expenses, return airfares, and Overseas<br />

Student Health Cover (OSHC).<br />

See a summary of estimated expenses<br />

(excluding UQ tuition fees) in the Expenses<br />

guide table on page 90.<br />

Global Currency Converter<br />

www.oanda.com<br />

GENERAL EXPENSES<br />

<strong>Brisbane</strong> rates well on cost of living indexes<br />

for Australian cities.<br />

The cost of living will vary according to your<br />

lifestyle and requirements. As a guide, if you<br />

are living in shared accommodation off-campus<br />

you will pay approximately AUD$17,680 a year<br />

for rent, food, and utilities. You will also need<br />

to consider establishment costs (approximately<br />

AUD$3940 for a student living off-campus)<br />

when setting up your accommodation, and<br />

additional living expenses such as public<br />

transport, entertainment, telephone costs,<br />

textbooks, photocopying, and clothing.<br />

Please refer to the Expenses guide on<br />

page 90 to determine which costs you should<br />

consider.<br />

Personal access to a computer and the<br />

Internet is required. While computers are<br />

available on campus, you should bring a<br />

computer with you, or purchase or hire one<br />

in Australia. Wireless laptop connections are<br />

available on all campuses. UQ provides basic<br />

access to the Internet for study purposes, and<br />

if your Internet use is high you may purchase<br />

“top up” access for a reasonable cost.<br />

If you wish to purchase a car, costs can vary<br />

from AUD$5000 to AUD$25,000 or more and<br />

running costs after purchase price are about<br />

AUD$100 per week. UQ strongly recommends<br />

that you use public transport.<br />

Allowances should also be made for<br />

recreation, for emergencies, and for health<br />

expenses not covered by OSHC. Exchange<br />

rate variations may also affect budgeting.<br />

OVERSEAS STUDENT<br />

HEALTH COVER (OSHC)<br />

Overseas Student Health Cover (OSHC)<br />

is insurance that provides basic cover for<br />

medical and hospital care costs that you<br />

may need while in Australia.<br />

OSHC is a compulsory requirement for a<br />

student visa (see page 96) and is available from<br />

any government-approved OSHC provider.<br />

OSHC covers you from the time you arrive in<br />

Australia only. Travel insurance is also strongly<br />

recommended to provide cover during transit.<br />

More information about the Australian health<br />

system and health insurance will be provided<br />

during Orientation (see page 16). Further<br />

general information about OSHC is available on<br />

the Department of Health and Ageing website<br />

at www.health.gov.au<br />

OSHC Worldcare<br />

The University of Queensland’s preferred OSHC<br />

provider is OSHC Worldcare and the University<br />

can accept payment on their behalf.<br />

The University’s Letter of Offer shows the<br />

OSHC Worldcare fee for visa-length cover of<br />

OSHC along with the program deposit amount<br />

which is part of the your tuition fees. When<br />

the deposit and OSHC have been paid and<br />

the signed Agreement and Response to Offer<br />

(ARO) is returned, the University indicates on<br />

your Confirmation of Enrolment (CoE) that the<br />

OSHC has been paid and this is sufficient for<br />

the student visa application (see page 96). You<br />

will receive information about obtaining your<br />

OSHC Worldcare membership cards in your<br />

offer and acceptance letter packages, and in<br />

the Getting Started session.<br />

OSHC Worldcare coverage<br />

– 24-hour emergency assistance and medical<br />

advice<br />

– partial coverage of medical services<br />

provided by doctors (General Practitioner<br />

Services)<br />

– partial coverage of medical services such as<br />

pathology and radiology<br />

– some prescription medicines<br />

– emergency ambulance services.<br />

The OSHC Worldcare website contains full<br />

information on prices, options and what is and<br />

is not covered by this form of health insurance.<br />

Note that there is a waiting period for claims<br />

relating to pre-existing conditions.<br />

OSHC Worldcare prices<br />

MONTHS<br />

SINGLE PREMIUM<br />

(AUD$)<br />

FAMILY PREMIUM<br />

(AUD$)<br />

12 $420 $840<br />

18 $630 $1260<br />

24 $840 $1680<br />

36 $1260 $2520<br />

This is an extract from the 2011 price list.<br />

OSHC Worldcare is also UQ’s Institute of<br />

Continuing & TESOL Education (ICTE-UQ)<br />

preferred provider of OSHC. ICTE-UQ students<br />

can purchase OSHC Worldcare insurance<br />

with payment of their ICTE-UQ tuition fees.<br />

Information about OSHC cover for periods<br />

of less than 12 months is available from the<br />

course fees and dates page of the ICTE-UQ<br />

website www.icte.uq.edu.au<br />

OSHC Worldcare<br />

www.oshcworldcare.com.au<br />

Other government-approved OSHC<br />

providers<br />

The University has no relationship with any<br />

other government-approved OSHC providers<br />

and cannot accept payment from students for<br />

any provider other than OSHC Worldcare.<br />

However, students can insure with any other<br />

OSHC provider by contacting them directly.<br />

Other providers include:<br />

– British United Provident Association (BUPA)<br />

Ltd (www.overseasstudenthealth.com)<br />

– Australian Health Management (AHM)<br />

(www.ahm.com.au)<br />

– Medibank Private (www.medibank.com.au).<br />

88<br />

UNDERGRADUATE <strong>PROSPECTUS</strong> FOR INTERNATIONAL STUDENTS 2012

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