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more slowly in the winter. All construction will slow down somewhat around the non-Jewish holiday season, as municipal inspections are less available and many workers take off then. In order to keep your project running smoothly, be sure to keep in constant touch with your contractor. Asking for regular updates and any changes in status can help avoid unpleasant surprises down the road. Also, involve your builder in your decisions. You may have your heart set on a particular type of tile without realizing that it costs twice as much to install. By helping you understand your budget and how much has been used, your contractor will be able to help you make your purchasing decisions in a cost-conscious manner. Cost-Plus vs. Set Price A contractor’s services can be engaged in one of two ways — cost-plus or set price. In the cost-plus model, the contractor will pass along all his expenses to the customer, and then charge his own fee separately. For example, if the job cost him $46,000 in materials and labor and his own fee is $7,000, the customer pays $53,000. Set price, exactly like it sounds, means that a price is negotiated at the start of the job and does not change, regardless of any fluctuations or unexpected changes in the cost of the work. The contractor does not detail his expenses to the customer. If the price of materials rose during the course of the project, the contractor might be left with only a small profit, but if prices dropped, he will have a larger-than-anticipated profit. A customer using an experienced contractor, who has learned to estimate accurately, will usually get a better price by paying cost-plus. This is because contractors need to build a cushion into their set prices to ensure that they are left with a profit even if their expenses rise, whereas cost-plus doesn’t require any cushion. However, customers on a very fixed budget might prefer set prices, so they can plan their expenditures carefully. Either way, it is important to clearly delineate at the start of the project exactly what is included in the cost, and what would be beyond the project scope or subject to additional fees. Will solar panels damage my roof? Unlikely. If your roof is under warranty, though, the warranty will be voided. Electrical intelligence This section has been prepared with the assistance of Yisroel Berkowitz of BerkoWatts Electric. When doing electrical work on a newlypurchased home, consider the differences 82 | 2017 Lakewood Home Buyer’s Guide
732.806.8444 212 2ND ST, STORE #2 LEXINGTON TOWERS DREAM CABINETRY between your usage and that of the previous owner. • A frum household uses about double the power of a non-Jewish family in the same house. Make sure the fuses can bear the load of your usage. • Does the bedroom have overhead lighting? Many older houses don’t; check that your system can bear the load of what you plan to add. Some electrical work should be done immediately if you plan to do it at all. If you are considering installing recessed lighting, a generator, or solar panels, among other improvements, it will be much more cost-effective to install them when you are first renovating than later on, when you will have to rip open sheetrock and then re-paint. Even if you don’t do the installation now, you can have your electrician plan to ensure that you will be able to do it at a later date. Kitchen remodeling Kitchen remodeling consistently tops lists as one of America’s most popular home renovations — and one of the most costly. Follow these tips to get the most for your money when investing in this expensive, time-consuming, and very rewarding project. • Talk to an experienced kitchen designer if you intend to do more than a few hundred dollars of work. A good designer can guide you on layout and material choices and vendor selections, ultimately saving you more money than you are paying her, as well as helping you produce a great result with minimal hassle. • Think about how the room will be used. How many people will be cooking together? Is the kitchen intended solely for meal prep, or as a place for people to congregate? • Prepare a folder of inspiration and ideas. Clip pictures from magazines Pine Park Kitchens 225 2nd Street Lakewood, NJ 08701 732.367.9107 joel@pineparkkitchens.com 2017 Lakewood Home Buyer’s Guide | 83
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10 | 2017 Lakewood Home Buyer’s G
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inspection Advantage Home & Propert
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David E. Klein, Esq. real estate la
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Page 66 and 67: State of the City Is now the time?
Page 68 and 69: Make sure you are aware of all rele
Page 70 and 71: Keep your credit in shape Keep trac
Page 72 and 73: application, even if the apartment
Page 74 and 75: Consider Co-borrowing Both co-signe
Page 76 and 77: appliances to paint colors. Some pe
Page 78 and 79: what type are you? The style of hou
Page 80 and 81: Miller Road ad Black Oak Road ckson
Page 82 and 83: Miller Road Ave Pl r Ave uth nk Tra
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Page 86 and 87: Rena Co South Hope Chapel Road Lind
Page 88 and 89: s Rd e Jackson Denise Dr Place Gard
Page 90 and 91: (continued from page Map 7) Also be
Page 92 and 93: • Check out the window exposure i
Page 94 and 95: • Many new homes are built with r
Page 96 and 97: payments and the latest closing dat
Page 98 and 99: sure to also do some independent ve
Page 100 and 101: Under Contract This section was pre
Page 102 and 103: Loan Products Mortgages are describ
Page 104 and 105: that any co-signer you use has thei
Page 106 and 107: Liability: Sufficient liability cov
Page 108 and 109: epairs, or, he may even find ground
Page 110 and 111: Before approving a construction loa
Page 112 and 113: annually on your utility bills, bes
Page 114 and 115: If you would like to buy a home tha
Page 118 and 119: or photograph friends’ kitchens s
Page 120 and 121: fixtures if they are present at the
Page 122 and 123: • Consider switching your light b
Page 127 and 128: 732.367.7515 | 205 CEDAR BRIDGE AVE
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Page 140: It’s your investment. Keep it in
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