2017complete3
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4 Business listings<br />
44 state of the city<br />
2017<br />
The Lakewood<br />
Home Buyer’s Guide<br />
contents<br />
45 are you ready to buy a home?<br />
47 Before you begin<br />
The paper trail / Get pre-approved / How much house can you afford?<br />
Additional closing and ownership costs / Consider co-borrowing<br />
How much will you put down?<br />
53 The Search is On<br />
Buying vs. building / Working with a real estate agent<br />
Choosing a real estate agent / Agent exclusivity / Start hunting<br />
What type are you? / What to look for / Development or private home?<br />
New construction vs. pre-existing homes / Negotiating a price / Creating a contract<br />
63 Attorney Review<br />
Choosing a lawyer / What services will your attorney provide? / Attorney Fees<br />
66 Under Contract<br />
Choosing your mortgage lender / Mortgage approval process / Loan products<br />
FHA Loans / Paying discount points / Co-signers / Home Buyer’s Resources<br />
Understanding Homeowner’s Insurance / Role of the title company<br />
Homeowner’s inspection / Final walkthrough / Ensuring a smooth closing<br />
75 Building your dream home<br />
Financing a construction project / Which professionals will I need?<br />
Preparing a budget / Top home improvement upgrades<br />
79 Making Your House into a Home<br />
Financing renovations / Choosing a contractor / Whom will I need?<br />
Realistic planning / Cost-plus vs. set price / Electrical intelligence<br />
Kitchen Remodeling / Windows / Lighting / Moving in<br />
Maintaining your home / Tiles<br />
2 | 2017 Lakewood Home Buyer’s Guide
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