Cars & PetsBy: BJ Killeen / Down the RoadWhile I want to participate in this month’sthemed edition, my wonderful kitty Rustypassed away a year ago, so as of right now, I’mpet free because I travel too much.There is a puppy or kitty in my future(probably both), but not right now.However, that doesn’t mean I can’ttalk about pets, and how a greatcar company, Subaru, has donea tremendous job of making sureanimals are a top priority.Subaru, makers of the venerableOutback, Forester, and other full-time all-wheel-drive vehicles, hasbeen involved with animals through it’s popular and ongoing SubaruLoves Pets initiative as part of its corporate Love Promise. While thePromise makes a lot of donations and does a lot of good for a variety ofcharities, one of the biggest is its commitment to help all animals, freeand in shelters, stay safe and healthy.Since 2015, Subaru retailers have partnered with local animalwelfare organizations to impact over 230,000 animals in need acrossthe country. It has donated almost $30 million over the years to helpinganimals, and Subaru even brings pets into its booth at auto shows forpeople to adopt.It features animals in its ads, and celebrates national Make a DogDay, which focuses on hard-to-adopt dogs. Subaru also encourages itsretailers to hold pet adoption days at their dealerships.Every December, Subaru participates in its Share the Love event;when you buy a Subaru in December,they will make a donation to one ofa handful of select charities, andthe ASPCA is one of the chosen.Through this program, Subaru hasdonated nearly $22 million to theASPCA, helped support over 1,500animal welfare-related events, andsignificantly impacted the rescue, transport, and adoption of morethan 64,000 animals nationwide.That’s true love.While it’s easy to bash big automotive manufacturers for a lot ofreasons, please remember to appreciate and support those who aregoing above and beyond to help those wonderful, less-fortunate furbabies. For more information on the Subaru Love Promise, visit thewebsite at Subaru.com.BJ Killeen has been an automotive journalist for over 30 years.She welcomes all questions and inquiries, and can be reached atbjkdtr@gmail.comBy: Jim Valkenburg / Insurance InsightWe all know about “porch pirates” whosteal our packages. So how do we keepour packages safe and are these stolen goodscovered under your home or renter’s insurancepolicy? First, to combat these thieves:1. Install a BoxLock. These are smart padlocks. The delivery personscans the package, and if the bar code matches, the box opens so theycan leave it inside.2. Install security camera. This might deter thieves if they think youare watching. With some devices, you can see the thief and talk or yellat them.3. Track your packages by signing up for alerts. FedEx, UPS andUSPS all offer text, e-mail and app alerts so you know when a deliverywill be made.4. Require a signature. This is a sure way to receive your package.5. Use Amazon Key or Locker – investigate these if you are comfortableletting an Amazon courier inside your home.6. If you are still working, plan to be away, etc. you can have thepackages sent to your work or to your grown children or a neighbor.How can the loss of your packages relate to your insurance? If youhave a homeowners, condo owners or a renter’s policy, you have theftcoverage. The theft coverage is consistent from company to companyand may be worded exactly the same by many companies.28Stolen Packages Not Restricted To HolidaysMarch 2021Once the package is delivered, it is now your responsibility. Thegood news is that it is covered underyour policy. The “bad” news is that yourdeductible applies first.Most people have a $500 or $1000deductible. That means that the valueof the theft has to be higher than yourdeductible.If you ordered a complete dining setfrom Wayfair for $2,000, it’s coveredafter your deductible. If you order a$200 birthday present for someone, don’tbother to call your insurance companybecause it’s lower than your deductible.This was Ginger,who we lost severalyears ago. She was amember of the familyand is still missed.Jim Valkenburg is a retired military officer and insurance executive.He and his wife owned and operated their own insurance agency forover 16 years. His primary purpose is to give out real informationthat can be used to make intelligent insurance decisions.
QUALITYSE HABLAESPAÑOLCARE,TIMESTHREE.DR. VON TOBEL | DR. ANG-ERMOCILLA | DR. ERMOCILLAThe physicians of Access PrimaryCare have over 60 years of combinedmedical experience in Clark County,specializing in senior health care. Withall-new state-of-the-art facilities and thelatest technology, these neighborhooddoctors have never been moreprepared to put patients first.ACCEPTING NEW PATIENTSaccesspcp.comOFFICE LOCATIONSMARYLAND PARKWAY2870 S Maryland Pkwy, Suite 120(702) 514-4219____SMOKE RANCH ROAD7190 Smoke Ranch Rd, Suite 150(702) 707-802529
Change language