Debtfree Magazine Issue 11 of 2021

not actually true. What if you, or others close to you, are addicted to
debt? How would you know? Well, be sure to read the article, and
think about how you really feel about debt.
We also discuss how the National Consumer Tribunal recently handed
two Debt Counsellors each massive R500 000 fines. Ouch! How
did they end up in this situation, and what can others learn from the
rulings? If you work in the industry, be sure to have a read and see if
there are things you could adjust to avoid a similar problem.
The end of the year is so close now, you can almost smell it. For
some, it will be a chance to relax, for others it can be a super stressful
time that presents many challenges. Good planning in the next few
days may make all the difference. Be sure to check out our articles
about Dangerous December and Saving for January.
We have jam packed the magazine as always with information that
we hope will help you to continue your journey to financial freedom.
You will be able to catch up with financial news and find some tips
and great advice on how to make the best out of being in debt
review.
With 2022 around the corner, we hope you will be able to do more
than just ‘survive’ the end of this year. We hope that you thrive,
that you excel, that you are able to successfully navigate the weeks
leading to the end of year and will soon find yourself debt free.