GB00_erste lage_E - Erste Group

Asset Gathering Corporate Center Total
in EUR million 2000 1999 2000 1999 2000 1999
Net interest income
Risk provisions for
(0.1) 0.9 4.4 5.8 924.0 736.3
loans and advances 0.0 0.0 0.3 (5.4) (161.9) (132.5)
Net commission income 108.1 102.0 0.0 25.7 423.4 322.4
Net trading result
General administrative
0.0 0.0 14.9 (4.3) 127.4 113.7
expenses (42.4) (44.5) (21.1) (9.5) (1,001.0) (821.7)
Other operating results 0.0 0.0 (45.9) (4.9) (35.1) 23.3
Pre-tax profit for the year 65.5 58.4 (47.4) 7.5 276.8 241.6
Less taxes (49.7) (49.1)
Less minority interests (35.3) (27.9)
Net profit after minority interests 191.8 164.6
Average risk-weighted
assets 12.3 54.0 339.1 415.5 32,668.7 28,800.9
Average attributed equity 0.6 2.5 16.1 19.6 1,564.0 1,358.0
Cost-income ratio
ROE based on net profit
39.3% 43.3% 109.5% 34.9% 67.9% 70.1%
before tax > 100.0% > 100.0% > (100.0%) 38.1% 17.7% 17.8%
after minority interests 12.3% 12.1%
Thereof based on
net profit before tax
Savings banks 13.5 12.9 0.0 0.0 47.0 31.4
Česká spořitelna 0.0 0.0 (13.6) 0.0 (0.7) 0.0
The savings bank business reported separately here is comprised of Erste Bank’s direct business
with savings banks, underwriting business, savings bank business with group subsidiaries and
investments in savings banks.
The earnings components of Česká spořitelna are also reported separately in each segment
and include the result of the ČS Group, amortisation of goodwill and funding costs for the acquisition.
Erste Bank 2000 103