GB00_erste lage_E - Erste Group

2000 CONSOLIDATED FIANCIAL STATEMENTS ACCORDING TO IAS
29) Net interest income
in EUR million 2000 1999
Interest income from
Lending and money market transactions
– with credit institutions 933.3 678.6
– with customers 1,634.8 1,354.6
Fixed-income securities 697.4 514.1
Other interest and similar income
Current income from
45.6 71.2
Shares and other variable-yield securities
Investments
49.9 42.5
– In non-consolidated subsidiaries 3.9 5.5
– In associates accounted for at equity 21.8 26.7
– In other investments 8.8 12.4
Property used by outside parties 25.3 26.4
Total interest and similar income
Interest expenses for
3,420.8 2,732.0
Amounts owed to credit institutions (1,191.7) (923.9)
Amounts owed to customers (683.7) (595.8)
Debts evidenced by certificates (456.4) (335.1)
Subordinated capital (140.2) (111.2)
Other (24.8) (29.7)
Total interest and similar expenses (2,496.8) (1,995.7)
Net interest income 924.0 736.3
Net interest income also includes the net interest income from finance leasing, which totalled EUR
52 million (1999: EUR 40 million).
30) Risk provisions for loans and advances
in EUR million 2000 1999
Allocation to risk provisions in lending business (269.4) (189.2)
Release of risk provisions in lending business 135.4 93.3
Direct write-off of loans and advances
Amounts received against
(45.1) (41.9)
written-off loans and advances 17.2 5.3
Total (161.9) (132.5)
94 Erste Bank 2000
Information on the
Group Income Statement