GB00_erste lage_E - Erste Group

2000 CONSOLIDATED FIANCIAL STATEMENTS ACCORDING TO IAS
23) Amounts owed to customers
Domestic Foreign countries Total
in EUR million 2000 1999 2000 1999 2000 1999
Savings deposits
Other
11,672 12,731 5,673 245 17,345 12,976
Public sector 177 190 341 137 518 327
Commercial customers 2,594 2,177 2,451 1,898 5,045 4,075
Private customers 1,580 1,177 3,846 631 5,426 1,808
Other 356 304 151 43 507 347
Total 16,379 16,579 12,462 2,954 28,841 19,533
24) Debts evidenced by certificates
in EUR million 2000 1999
Mortgage and municipal bonds 1,052 863
Bonds 5,499 4,090
Certificates of deposit 1,322 991
Profit-sharing rights 63 36
Other 370 380
Total 8,306 6,360
The EUR 2 billion Debt-Issuance Programme (“DIP”) launched in 1998 was increased in 1999 to
EUR 4 billion and then in 2000 to EUR 7 billion. The DIP is an umbrella programme for issuing
debt instruments in any currency, with a wide array of structures and maturities available. In 2000
28 new issues were floated with a total volume of EUR 2.8 billion, the utilisation rate of the DIP
as of 31 December 2000 was around 55.6%.
In order to further diversify its financial strength, in September 2000 Erste Bank set up a Euro
Commercial Paper Programme with an initial programme amount of EUR 1 billion. In 2000 three
issues were floated under this programme with a total volume of EUR 69 million.
25) Provisions
in EUR million 2000 1999
a) Employee benefits 531 612
b) Other provisions 233 98
Total 764 710
88 Erste Bank 2000