GB00_erste lage_E - Erste Group

2000 CONSOLIDATED FIANCIAL STATEMENTS ACCORDING TO IAS
15) Risk provisions for loans and advances
Changes in
As of scope of Changes in Reclassi- As of
in EUR million 1 Jan 2000 consolidation 4) exchange rate Allocations 2) Use Release 2) fication +) 31 Dec 2000
Specific risks 823 535 8 190 (193) (90) 45 1,318
Country risks 87 11 1 (4) (5) (11) (70) 9
General provisions 10 85 2 79 (1) (27) (63) 85
Subtotal 921 631 11 265 (199) (128) (89) 1,412
Suspended interest
Risk provisions for
44 75 2 24 (9) (1) (2) 133
loans and advances1) 965 706 12 289 (209) (129) (90) 1,544
Other provisions3) 49 0 0 0 0 0 (12) 37
Provision for guarantees
Total
6 22 0 4 (1) (7) 0 24
Risk provisions 1,020 728 12 294 (210) (136) (103) 1,605
+) in part due to branch spin-offs
1) Risk provisions for loans and advances are reported in item 4 of the Balance Sheet
2) Allocations to and releases of specific risks, country risks, general provisions and provisions for guarantees
are accounted for in the Income Statement under the item risk provisions for loans and advances.
Suspended interest is netted with net interest income and other risk provisions are reported in Other operating results
3) Includes provisions for legal proceedings, statements made in offering circulars, risks associated with investments and others
4) This addition essentially resulted from consolidating Česká spořitelna, although part of these risk provisions
are for implementing the ring-fencing agreement that was made as part of the acquisition transaction.
Loans and advances with suspended or adjusted interest totalled EUR 1,054 million as of 31 December
2000 (1999: EUR 685 million), the increase is almost exclusively due to the first-time consolidation
of Česká spořitelna.
16) Trading assets
in EUR million 2000 1999
Bonds and other fixed-income securities
Listed 2,257 940
Unlisted
Shares and other variable-yield securities
220 47
Listed 206 117
Unlisted
Positive fair value from derivative financial instruments
206 179
Currency transactions 123 18
Interest rate transactions 192 94
Other transactions 6 2
Total 3,210 1,397
84 Erste Bank 2000