june-2010

BUSINESS OPPORTUNITIES
Entrepreneurs Launch Successful Businesses With
Retirement Funds In Challenging Economy
By investing in themselves, a growing number of savvy entrepreneurs are
starting a business while expanding their 401(k)s.
It’s not widely known, but you can
invest up to 100% of your IRA/401(k) or
other retirement funds tax- and
penalty-free to purchase a small
business or franchise.
Not only can you buy a small business
outright, but your retirement funds
could provide the down payment on
more traditional loans. As a new
business owner, you could save
thousands in interest and overhead,
while growing your business and your
retirement account.
According to David Nilssen, cofounder
of Guidant Financial Group, a 2008 Inc.
500 company and leader in innovative
small business financing, a 401(k) is
allowed to hold both publicly traded
and privately held stock. “We help an
individual start their own business by
creating a private corporation and
rolling their existing retirement funds into
a new 401(k), which then buys stock in
the private corporation—making the
401(k) a shareholder. As the business
grows, so does the 401(k).”
Despite today’s economy, Nilssen
reports that this financing structure
contributes significantly to U.S. job
growth. “We’ve helped over 5,000
clients launch businesses with
retirement funds,” he says. “Our
average client creates 8.3 jobs.”
Nilssen adds, “You wouldn’t believe
how many times I hear individuals
complain, ‘If only I’d known this option
existed before I borrowed so much
money!’ Thankfully, this financing
vehicle is gaining national acceptance
and, in turn, is allowing entrepreneurs
to pursue their dreams of small
business ownership.”
Contact Us To Learn More About 401(k) Small Business Financing
And Receive A Free Info Packet
888.472.4455 | www.Guidant401k.com
Frank Czerwinski opened a
fast food franchise using his
401(k) with the help of
Guidant Financial Group. “I
felt it was more risky being in
corporate America than
putting my own money at risk
and controlling my own
destiny,” He says. “For me it
was an easy decision to [invest]
retirement funds to help
purchase the business.”
Named one of the
Top 10 Franchises
for a Recession
-- Online Marketing Network
CALL: Daron Kahn
888-887-1186
OR VISIT:
franchise.amramp.com
AVAILABLE IN THE U.S. & CANADA