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A Rationale-based Model for Architecture Design Reasoning

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7.1. The EFT system<br />

Figure 7.5: Intertwined Issues in the <strong>Architecture</strong> of MCP<br />

The design of the MCP process involved many requirements. Figure 7.5 is a diagram<br />

which illustrates some of the key decisions. In the design process, one of the key issues was<br />

the way payment messages are to be composed and decomposed. At the time of the design,<br />

an initial draft of the national payment message standard was specified in the Request <strong>for</strong><br />

Proposal (R2 1 3 ). This <strong>for</strong>mat was used as a basis <strong>for</strong> the EFT system since the EFT<br />

system was aimed at becoming a product which could be reused at the national level. As<br />

such, it was anticipated that the message <strong>for</strong>mat would be adaptable. As a result, the<br />

design of the message <strong>for</strong>mat was entirely definition-driven instead of hard-coding. This<br />

decision justifications are contained in AR11.<br />

The message exchange protocol was another key decision which had to be made. Requirement<br />

R2 3 5 specifies that a bank can have multiple connections to the payment<br />

processing centre. This is so that large volume of transactions can be sent through multiple<br />

bank branches settling through the same settlement account. There were two options<br />

112

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