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Participatory Evaluation of our 2008 - Action Against Hunger

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Figure 11. Amount remaining in group bank account 8 months after programme closure<br />

300,000<br />

250,000<br />

200,000<br />

Ugx<br />

150,000<br />

100,000<br />

50,000<br />

0<br />

1 2 3 4 5 6 7 8 9 10 11 12<br />

Opejal Aceno Oyoro<br />

This vindicates the FFS programme and aspects <strong>of</strong> ACF’s 2009 FSL strategy to nurture household<br />

linkages with formal financial institutions. It is also interesting to notice that with the exception <strong>of</strong><br />

two groups in Opejal, the remaining balances within each geographic cluster are roughly<br />

equivalent. This probably reflects the individual influence <strong>of</strong> each <strong>of</strong> the three ACF facilitators<br />

toward how groups managed their contributions, expenditure, and savings (although all accounts<br />

require three separate signatures to ensure protection and transparency).<br />

Participant cash contributions and savings are another positive outcome <strong>of</strong> the FFS programme.<br />

Although the individual method varied between groups, all utilised some form <strong>of</strong> group asset<br />

building through membership and registration fees. All groups also supported individual savings by<br />

tracking and managing the contributions <strong>of</strong> each member (usually agreed amounts at agreed<br />

intervals, but otherwise based on ability to pay). Illustrative examples <strong>of</strong> member contribution<br />

schedules are useful:<br />

• Ugx 300/month/member (Kok Can Ikweri)<br />

• Ugx 200/week/member (Apit Pe Ool)<br />

• Minimum Ugx 500/week/member but maximum Ugx 1,000/week/member (Acan Dano), based<br />

on individual ability<br />

These are examples <strong>of</strong> a common collective practice called bole cap in Langi, wherein group<br />

members each contribute savings and maintain a shared ledger. The scheme <strong>of</strong>ten pays out at the<br />

end <strong>of</strong> the year (before Christmas), with each member receiving the total sum <strong>of</strong> their contributions.<br />

The bole cap can also be used for immediate cash needs, not solely for annual disbursements.<br />

The prevalence <strong>of</strong> FFS group bole cap saving schemes represents a significant accomplishment<br />

for the FFS programme that can also help inform other ACF programming in the North. It illustrates<br />

how a new initiative can integrate existing practices, perhaps even increasing their viability through<br />

improved record keeping skills or the collectively perceived benefits <strong>of</strong> working as a production<br />

group. It also demonstrates that access to savings is an important social and financial asset valued<br />

by returnee households.<br />

Analysis <strong>of</strong> how groups utilised the ‘pr<strong>of</strong>its’ <strong>of</strong> their commercial and study plots also illustrates the<br />

ability <strong>of</strong> programme activities to support livelihood strategies. The categories used for analysis are<br />

based on those developed by FAO, although they have been adapted because FAO used slightly<br />

different categories for the commercial and study plots whereas for this evaluation ACF wanted<br />

greater comparability by using the same criteria for both plots: 9<br />

9 See FAO Tables 24 and 28 for comparison.<br />

<strong>Action</strong> <strong>Against</strong> <strong>Hunger</strong> Uganda - 31 - Farmer Field School <strong>Evaluation</strong>

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