Illustration Guide - Repsource - Manulife Financial
Illustration Guide - Repsource - Manulife Financial
Illustration Guide - Repsource - Manulife Financial
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The proposal, Continued<br />
one Account –<br />
Pre-Qualifier<br />
Credit History:<br />
• Judgement of Collection in last 7 years? Leave this check box empty.<br />
• Have you ever declared bankruptcy? The Hamiltons have never been<br />
bankrupt, so leave this box empty.<br />
• Lateness on Credit Cards/Loans/Mortgage Payments? They pay their<br />
debts regularly so select Never from the drop-down menu.<br />
The Property Information section reviews the clients' property to ensure it is<br />
within lending guideline requirements. See the Appendix for <strong>Manulife</strong>'s<br />
current credit policy.<br />
• Value of Property: Defaults to the value entered on the Client<br />
Information tab.<br />
• Square Footage: Enter 1400.<br />
• Usage of Property: Select Single Family Dwelling from the drop-down<br />
menu.<br />
• Location of Property: Select Suburban from the drop-down menu.<br />
• Owner Occupied: The property is owner occupied, so select this option.<br />
• Insulated with UFFI: The property does not have Ureaformaldehyde<br />
Foam Insulation (UFFI), so leave this check box empty.<br />
• Well/Septic: The property is on municipal water services (as opposed to a<br />
well and/or septic system), so leave this check box empty.<br />
<strong>Manulife</strong> one <strong>Illustration</strong> <strong>Guide</strong> 26 December, 2000