Shriram City Union Finance Limited - Karvy

• Emergence of new competitors;• Performance of the Indian debt and equity markets;• Occurrence of natural calamities or natural disasters affecting the areas in which our Company hasoperations; and• Other factors discussed in this Draft Prospectus, including under the section titled “Risk Factors” beginningon page 1 of this Draft Prospectus.All forward-looking statements are subject to risks, uncertainties and assumptions about our Company that couldcause actual results and valuations to differ materially from those contemplated by the relevant statement.Additional factors that could cause actual results, performance or achievements to differ materially include, but arenot limited to, those discussed under the sections titled “Industry” and “Our Business”. The forward-lookingstatements contained in this Draft Prospectus are based on the beliefs of management, as well as the assumptionsmade by and information currently available to management. Although our Company believes that the expectationsreflected in such forward-looking statements are reasonable at this time, it cannot assure investors that suchexpectations will prove to be correct or will hold good at all times. Given these uncertainties, investors are cautionednot to place undue reliance on such forward-looking statements. If any of these risks and uncertainties materialise, orif any of our Company’s underlying assumptions prove to be incorrect, our Company’s actual results of operationsor financial condition could differ materially from that described herein as anticipated, believed, estimated orexpected. All subsequent forward-looking statements attributable to our Company are expressly qualified in theirentirety by reference to these cautionary statements. Neither our Company, our Directors and Officers nor any oftheir respective affiliates have any obligation to update or otherwise revise any statements reflecting circumstancesarising after the date hereof or to reflect the occurrence of underlying events, even if the underlying assumptions donot come to fruition.ix