Shriram City Union Finance Limited - Karvy

*With respect to applications received from Category III applicants, applications by applicants who apply forNCDs aggregating to a value not more than ` 5 Lakhs, across all series of NCDs, (Option I and/or Option II), shall begrouped together, (“Reserved Individual Portion”) while applications by applicants who apply for NCDsaggregating to a value exceeding ` 5 Lakhs, across all series of NCDs, (Option I and/or Option II), shall be separatelygrouped together, (“Unreserved Individual Portion”).Participation by any of the above-mentioned investor classes in this Issue will be subject to applicable statutoryand/or regulatory requirements. Applicants are advised to ensure that applications made by them do not exceedthe investment limits or maximum number of NCDs that can be held by them under applicable statutory and/orregulatory provisions.In case of Application Form being submitted in joint names, the applicants should ensure that the de-mat account is alsoheld in the same joint names, and the names are in the same sequence in which they appear in the Application Form.Applicants are advised to ensure that they have obtained the necessary statutory and/or regulatorypermissions/consents/approvals in connection with applying for, subscribing to, or seeking allotment of NCDspursuant to the Issue.For further details, please see “Issue Procedure” on page 151.Principal Terms and Conditions of the IssueTERMS AND CONDITIONS IN CONNECTION WITH THE NCDsNature of the NCDsWe are offering NCDs which shall have a fixed rate of interest. The NCDs will be issued at a face value of `1,000/- per NCD. Interest on the NCDs shall be payable on an annual basis, as set out hereinafter. The terms ofthe NCDs offered pursuant to the Issue are as follows:Options I IIFrequency of Interest Payment Annual AnnualMinimum Application` 10,000/- (10 NCDs) (for all options of NCDs, namely Options I andOption II either taken individually or collectively)In Multiples of ` 1,000 (1 NCD) ` 1,000 (1 NCD)Face Value of NCDs` 1,000 ` 1,000(` / NCD)Issue Price (` / NCD) ` 1,000 ` 1,000Mode of Interest Payment Through Various options available Through Various optionsavailableCoupon (%) for NCD Holders in[●]% per annum[●]% per annumCategory I and Category IICoupon (%) for NCD holders in the[●]% per annum[●]% per annumReserved Individual PortionCoupon (%) for NCD holders in the[●]% per annum[●]% per annumUnreserved Individual PortionEffective Yield (per annum)For NCD holders in the ReservedIndividual Portion – [●]%For NCD holders in the UnreservedIndividual Portion – [●]%For all other NCD holders – [●]%For NCD holders in the ReservedIndividual Portion – [●]%For NCD holders in theUnreserved Individual Portion –[●]%For all other NCD holders – [●]%Put and call optionExercisable at the end of 48 months Nilfrom the Deemed Date of AllotmentTenor 60 months* 36 months140