Fall 2009 - Cochise College

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12COCHISE COLLEGE FALL 2009 SCHEDULE OF CLASSESFINANCIAL AID,SCHOLARSHIPS & GRANTSGETTING FUNDEDWhile Cochise College is committed to providing quality education at the lowest possiblecost, many students still discover that financing a college education is a challenge. Our staffcan assist you in obtaining grants, loans, scholarships and work-study opportunities.The federal government requires each post-secondary institution participating in financialaid programs to utilize their uniform and systematic evaluation of the financial need of allapplicants for aid. The form used to determine the amount you and your family can contributeto your education (EFC) is the FAFSA (Free Application for Federal Student Aid).Your need for financial aid will be determined by subtracting your family contribution(EFC) from your student budget. Student budgets are based on course of study, enrollmentstatus, and place of residence. Student aid from all federal and state funds will not exceed astudent’s need. A student must reapply each year for financial assistance. You must be eithera U.S. citizen or an eligible non-citizen to qualify for both federal and state aid.To apply for most types of assistance, students should complete the FAFSA as soon as possibleafter January 1 for the academic year which begins the following July. Contact theFinancial Aid Office at www.cochise.edu for further information on other available aid. Themost important thing to remember in applying for financial aid is to apply early.ScholarshipsAcademic scholarships are offered by the Cochise College Foundation on the basis of financialneed, grade point average, leadership qualities and community service. Funds are providedby private donors, and criteria vary by scholarship. Scholarship selection is dependent onthe student's overall achievement and may be limited to specific fields of study. Scholarshipapplications are available online and in the Financial Aid Office. Go to www.cochise.edu andselect Scholarships. If you encounter any difficulties with the application, contact the CochiseCollege Foundation Office at (520) 417-4100. Students also should contact their individualacademic departments regarding funds which may be available.All students are encouraged to apply for financial aid, regardless of their parents' financialstatus. The broad range of financial aid resources available provides funding for a variety ofeconomic levels. Students who do not have financial need may still qualify for academicscholarships, temporary loans or other programs.FEDERAL AID PROGRAMSPell GrantsThe Pell Grant, unlike a loan, does not have to be repaid (See Federal Refunds for exception).It is generally restricted to undergraduate students. Eligibility is established by the federalgovernment. The grant is targeted to students with high need. The award adjusts to theactual enrollment status. The award letter will always show a full-time award.Supplemental Education Opportunity Grants (SEOG)SEOG is a direct grant to undergraduate students demonstrating exceptional financialneed. Priority is given to students who submit the FAFSA by April 15..
COCHISE COLLEGE FALL 2009 SCHEDULE OF CLASSES 13Academic Competitiveness Grant (ACG)An eligible student may receive a grant of up to $750 for the first academic year of studyand up to $1,300 for the second academic year. Students must qualify for the Pell grant andmust have completed a rigorous high school program to be eligible for this grant. Studentswho indicate possible eligibility for this grant on the FAFSA application will receive instructionson how to complete the qualification process.NOTE: THE DOUGLAS AND SIERRA VISTA CAMPUSES AREUNDER CONSTRUCTION. WATCH FOR DETOURS ANDCLOSURES AND CHECK YOUR COLLEGE E-MAILOR THE WEB SITE FOR UPDATES.Federal Stafford LoansLow-interest student loans are available to help meet educational expenses. The loans mustbe repaid. Students must be enrolled in a minimum of six credit hours during the term(including eight-week terms) to be eligible. Loans will automatically be offered to studentswho indicate interest in the loan program. Loans also may be obtained by students who donot demonstrate need. A student must complete both the loan entrance counseling and theloan acceptance form before a student’s loan will be certified.LEAPThe LEAP Grant is a state program. Recipients must be residents of Arizona and mustdemonstrate high need. Priority is given to students who submit the FAFSA by April 15.Parents of Dependent Undergraduate Student Loan (PLUS)These are loans that parents of dependent students can get to pay for educational expenses. Thestudents must be enrolled at least half time. The parent must have no adverse credit history.Federal College Work StudyThe work-study program allows students to work and earn funds to apply to their collegecosts. Jobs are available both on and off campus and allow flexibility in work hours. Studentsseeking employment should apply at Career Services. There also are institutional work-studyjobs available to those who do not qualify for federal aid. For more information, contactCareer Services at (520) 417-4756/4752 or (520) 515-5457.HOW TO APPLYThe Financial Aid ProcessThe financial aid application process can take as long as four to six weeks and possiblylonger if complications result due to a required correction. A major factor in processing timeis the time it takes a student to complete their file. Plan ahead, read instructions carefully andrespond promptly to all requests for information or documents from the Financial Aid Office.The FAFSA is available each year on January 1 for the following academic year. It needs tobe submitted no later than April 15 in order to meet the priority deadline for additional grantfunding. FAFSA on the Web worksheets are available in the Financial Aid Office and at theFAFSA Web site.You can complete the federal application online at www.fafsa.ed.gov. If submitting theFAFSA online, be sure you obtain a PIN number (if you are a new applicant) before submittingthe application. If you are a dependent student, at least one parent will also have to obtaina PIN to complete an online application.
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