FOREWORD - Wentworth Institute of Technology

WIT Employee HandbookTable of Contents5. EXCLUDED MEDICAL SERVICES ...................................................... 41 6. SUBROGATION ................................................................................... 41 7. COBRA (CONSOLIDATED OMNIBUS BUDGETRECONCILIATION ACT OF 1985) ................................................ 42 8. WAIVER ................................................................................................ 42 9. CONTINUATION OF COVERAGE AFTER TERMINATION OFEMPLOYMENT .............................................................................. 42 10. CONTINUATION OF MEMBERSHIP AFTER AGE 65 ....................... 43 11. DEATH OF AN EMPLOYEE WITH MEDICAL COVERAGE .............. 43 IV B. DENTAL INSURANCE ................................................................................ 44 IV C. LIFE INSURANCE PROGRAM .................................................................. 45 1. WENTWORTH SPONSORED GROUP LIFE INSURANCEPROGRAM ..................................................................................... 45 2. OPTIONAL GROUP UNIVERSAL LIFE ................................................ 45 IV D. RETIREMENT AND ANNUITY PROGRAM ............................................... 46 1. ELIGIBILITY .......................................................................................... 46 2. CONTRIBUTIONS ................................................................................ 46 IV E. SUPPLEMENTAL RETIREMENT ANNUITIES (SRAs) ............................. 47 1. ALLOCATION OF PREMIUMS FOR RETIREMENT ANNUITIESAND SRAs ..................................................................................... 47 IV F. DISABILITY INSURANCE PROGRAMS ..................................................... 48 1. SHORT-TERM DISABILITY .................................................................. 48 2. LONG-TERM DISABILITY .................................................................... 48 IV G. DEPENDENT CARE FLEXIBLE SPENDING ACCOUNT .......................... 50 IV H. SURVIVOR BENEFIT ................................................................................ 50 IV I. SOCIAL SECURITY (FICA - FEDERAL INSURANCECONTRIBUTIVE ACT) .............................................................................. 52 1. SOCIAL SECURITY AND AGE 65 ....................................................... 52 IV J. UNEMPLOYMENT INSURANCE ............................................................... 53 1. WORKERS' COMPENSATION ............................................................. 53 2. REPORTING OF OCCUPATIONAL INJURIES .................................... 53 IV K. STATEMENT OF ERISA RIGHTS .............................................................. 54 IV L. EDUCATION BENEFITS ............................................................................. 56 1. TUITION ASSISTANCE ........................................................................ 56 2. PROFESSIONAL ORGANIZATIONS AND SEMINARS ....................... 58 IV.M. OTHER BENEFITS .................................................................................... 58 SECTION V: HOLIDAYS, LEAVES AND VACATIONS .................................................. 59 V A. VACATION ................................................................................................... 59 1. VACATION TIME FOR NON-EXEMPT AND EXEMPTEMPLOYEES ................................................................................. 59 2. REGULATIONS .................................................................................... 59 3. VACATION ACCUMULATIONS ........................................................... 61 V B. HOLIDAYS ................................................................................................... 62 March 20095