Architect 2016-01

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108 AIA and the AIAS, says that graduating architectural students have no such ability to earn debt relief through professional experience. With total student debt climbing close to the trillion-dollar mark, candidates in both parties have put forward proposals in response. Rubio, who himself carried student debt into his Senate career, emphasizes the need to promote vocational training. In a widely noted moment during a November debate, he said, “Welders make more money than philosophers. We need more welders and less philosophers.” Rubio has sponsored legislation that would allow forgiveness of loans greater than $57,500 after 20 years, with bigger loans forgiven after 30 years. He favors an approach that allows graduates to pay off debt by allocating a percentage of their income, with a $10,000 annual exemption. He also would create a system to allow individuals or companies to finance higher education bills, in exchange for a percentage of a student’s income for a set period of time following graduation, whether or not the student works for the company that’s financed the loans. “Allowing private entities to invest directly in an individual student is an alternative to student loans that will help make higher education more accessible,” Rubio said last year. Christie has also talked about a model that would allow graduates to devote a percentage of their income over a period of time to pay back private debt financiers. He also likes the idea of tax credits to pay down debt in exchange for community service. Carson has floated the idea of holding institutions of higher education themselves responsible for interest payments on student debt. Cruz has also discussed his personal debt burden, but he has offered limited support to student aid programs. In 2<strong>01</strong>3, he proposed cutting Pell grants, while increasing monthly payments for some loans by increasing the cap on income-based repayment plans. Conversely, Trump is against the idea of the government making any sort of profit from student lending. He told The Hill newspaper in July: “I think it’s terrible that one of the only profit centers we have is student loans.” Aside from promising to create more jobs for graduates, however, Trump hasn’t specified what his plan would be. All three of the Democratic candidates would increase federal support for higher education, making attendance at public institutions either a debt-free proposition or, in Sanders’ case, tuition-free. Each of them wants current borrowers to be able to refinance their student debt at lower interest rates. “We must substantially lower, as my legislation does, interest rates on student debt,” Sanders said in November. And While They’re at It Other AIA priorities include creating federal and state “Good Samaritan” laws that would shield architects from liability when they work in disaster zones. Some of the home states of the presidential contenders offer such protections, including Florida, Maryland, New Jersey, and Texas, but New York, Ohio, and Vermont do not. Moreover, with the federal government acting as the largest client for architects in the country, the AIA would like to see changes to procurement rules. A recent change in military bids, which limits the number of firms that have to compete in the final stages of costly competitions, was passed by Congress last year, as part of the defense bill. The same principle could be extended to the civilian side of government. Making Your Voice Heard The AIA will be holding a new advocacy event July 13–15 in Washington, D.C. The goal is to ensure that architects from around the country can make their voices heard by the presidential candidates as well as by members of Congress, whether or not they are running for re-election. The event will also offer training to help professionals connect with policymakers in their home states and cities—all the places where architecture is regulated, licensed, and affected by the broader policy landscape.
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