Vegas Voice 6-17 web

Miracle-Ear - The Hearing Solution
H
earing loss is the third leading chronic health
condition among Americans, after arthritis and
high blood pressure. Today, over 36 million Americans
experience some degree of hearing loss.
We know that hearing loss lowers the
quality of life for individuals
at any age. When
hearing loss goes
undetected,
it can lead
to social
isolation
and strained
relationships.
For over 70
years, Miracle-Ear, The
Plymouth Minnesota-based
Company, has specialized in designing
and manufacturing customizable hearing solutions
that feature discreet, comfortable products designed to
meet each individual’s hearing loss needs.
Miracle-Ear boasts the largest and only nationwide
network of hearing care centers. Miracle-Ear offers
free hearing tests at 1,200 locations across the United
States giving our customers access to unparalleled
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June 2017
service across the nation.
Miracle-Ear has been servicing the Las Vegas Valley
for over 30 years as a trusted resource for hearing
health care, offering state of the art technology and
outstanding customer service at six
convenient locations.
Choosing a hearing
aid is an important
decision, but
it does not
have to be
a difficult
decision. Not
only do we offer
the highest quality
hearing aids available,
we offer outstanding
personalized service as well. Customer
satisfaction is our number one priority.
We are sure you will agree that Miracle-Ear is the one
to trust for all your needs. That is because at Miracle-
Ear, we don’t just sell hearing aids, we offer hearing
solutions. We look forward to gaining customers for
life and building a strong presence in the Las Vegas
community.
Homeowners Insurance - Part I
By: Jim Valkenburg / Insurance Insight
Often called the least read best seller in
America, a Homeowner’s Insurance
policy exists on virtually every home in the
country. It stands to reason that you should understand it.
All homeowner’s policies have the same basic elements. In Part I, I will
detail the basic coverage categories and next month will explain some of
the extras that can or should be included in your policy.
Homeowners policies generally have coverages A, B, C, D, E, and F as
defined below:
Coverage A – Dwelling. This is coverage for your home. Insurance
companies require that it be the amount to replace your home after a loss
– it is NOT the market value but what it would cost to rebuild all or part
of your home in a timely manner.
Coverage B – Other Structures. This amount is typically 10% of
Coverage A. You can increase this amount if you have, for example, a
casita that would cost more than $20,000 to rebuild.
Coverage C – Personal Property. Your contents. The standard
home policy includes 50% of Coverage A, but most preferred policies
include 70%. Some contents are limited and we’ll talk about that next
month. CAUTION: You want to make sure you have replacement coverage
on your contents.
Coverage D – Loss of Use (or Additional Living Expense). This is
typically 20% of Coverage A and will pay the additional cost for you to
live elsewhere after a loss until your home is ready for occupancy. Some
companies do not give a dollar amount but, rather, state “actual loss
sustained” or “up to 12 months.”
Coverage E – Personal Liability. All home policies come standard
with $100,000, but for a few dollars you should increase this to either
$300,000 or $500,000. This is WORLD WIDE coverage for you and your
resident family.
Coverage F – Medical Payments to others. The standard amount
is $1,000, but you can usually raise this to $5,000. This is designed to pay
the other party for minor injuries sustained on your property.
Jim Valkenburg is a retired military officer and insurance
executive. He and his wife owned and operated their own
insurance agency for over 16 years. His primary purpose is to
give out real information that can be used to make intelligent
insurance decisions.
Breaking through Medicare
Insurance expert hosts community service events
to provide answers to Medicare questions.
Is Obama Care out and Trump Care in? How will the new
insurance regulations affect my Medicare plan?
Those are just a couple of the questions that are asked
when Rick Bronstein answers his phone at GreenSky
Insurance Services. Bronstein is an independent insurance
agent with nearly 40 years of experience, and his specialty is
understanding all of the intricate nuances of Medicare.
As a community service, Bronstein has decided to hit the
road and answer questions about Medicare and medigap
insurance for anyone in the Las Vegas Valley.
What is better than free advice? How about free advice with
a free cup of coffee and a snack?
Starting June 13 through July 24, Bronstein will be available
on the 2nd and 4th Tuesday from 9:30 am until 11:30 am at
the Great Harvest Bread Co. ® in the Siena Town Center
shopping center (corner of West Tropicana and Hualapai).
Bronstein invites Valley residents to sit down with him in a
casual conversation about Medicare while enjoying a cup of
coffee and one of Great Harvest’s delicious breakfast breads
and pastries.
Did you know that Nevada, like most states, offers ten
different types of supplemental insurance plans (A through N)
with different levels of standardized benefits and coverage?
Wading through the written documentation for each of these
plans can be a daunting task. However, by asking questions
about your specific needs, Bronstein can help you take the
guesswork out of choosing the right plan.
Bronstein can explain, in easy to understand terms, how
Medicare Part A and Part B works, and give you the tools to
decide if you need to purchase a Medicare Advantage plan,
also known as Medicare Part C.
As an independent agent, Bronstein works with United
Healthcare (AARP), Humana, Cigna, and other leading
insurance providers and can tell you how each company works
so that you are better be able to choose what’s right for you.
If you don’t care for coffee or pastry, you can call Rick
Bronstein at 702-479-1971, and he will be happy to speak with
you at your convenience.
MEDICARE & MEDIGAP INSURANCE SPECIALIST
Richard (Rick) Bronstein
702-479-1971
Call Rick today, or meet him at a FREE
“Medicare Answers & Coffee” event:
June 13 & 27, 9:30a-11:30a
Great Harvest Bread Co.
10180 W Tropicana (at Hualapai)
FREE insurance review FREE competitive quotes
FREE answers FREE service
FREE consultation FREE peace of mind
www.SilverStateMedicare.com • 800-550-0155
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