Vegas Voice 3-18

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E Crystal Czerkas- Sarbacker 20 March 2018 “Artful Living” In Your Home very year, Architectural Digest devotes an issue to art in the home. Of course, this extraordinary publication features the most beautiful homes in the world, but their message is quite simple... Use art to enhance your home; to create a mood; to make a statement about yourself. Art is one of the easiest ways to enhance and personalize your home. Whether you’re a senior like me who’s trying to simplify our home and eliminate clutter or a new retiree who’s moving to the next chapter of his life, this is the perfect time to commemorate the event with a new art piece. And don’t forget to select a subject matter that demonstrates your special interests. Whether it’s travel, boating, outdoors, sports, your favorite flowers or hobbies, the painting you select tells us about you and what you like. Plus the colors that attracted you to your new painting or artwork can be used like a color chart to help you redecorate or spruce up a room or an entire house. Your new painting becomes your home’s new focal point. Imagine your new painting over a sofa with pillows in complementary colors on adjacent chairs; or in your dining room with flowers and placemats set on your table; or over your bed with contrasting linens…Well, you get the picture. A large painting is a natural focal point. But if you have smaller pieces of art to display, group them together to add importance to your collection. And add family keepsakes and photos, to make your arrangement really unique. For example, I’m considering putting together a wall grouping of some of my Dad’s miniature drawings and the awards he won. But I have a problem... How much space it will take to display over a hundred awards? For more information, Call Ray at: COLLECTION 702/463-0966 The paintings shown here are by Crystal’s Dad, the award winning artist Victor Czerkas, the only known private student of the great Russian impressionist, Nicolai Fechin. Want more info? We’d be delighted to arrange a private showing... CBD’s & Neuro Disorders By: Dr. Victoria Boyd CBD and your body communicate via what has been identified as CB1 and CB2 receptors. CB1 receptors regulate the brain and nervous system, while CB2 regulates your immune system. Neurodegenerative disorders such as Parkinson, Huntington and Alzheimer diseases, and Neuropathy associated with conditions such as diabetes, lupus and fibromyalgia are highly impacted by the support CBD can provide to those suffering from these conditions. Cannabidiol acts as a natural anti-inflammatory and potent antioxidant, which makes it the perfect cocktail for neurodegeneration disorders and neuropathy. Neurodegeneration refers to several conditions that result in the loss of nerve structure and function. This deterioration gradually causes a loss of cognitive and motor abilities impacting memory and movement. Neurodegeneration is a key aspect of many diseases, however it is generally associated with Parkinson, Huntington and Alzheimer diseases. The Endocannabinoid System (ECS), your bodies gatekeeper, and digestive imbalance play major roles in Parkinson’s Disease (PD). PD presents itself with motor control impairment after the loss of 60- 80% of dopamine-producing neurons in a critical brain region. Research demonstrated that CBD may help to manage PD symptoms and regenerate some of the brain’s neurons. Neuropathy is not one single disease. Unfortunately, around 20 million people experience peripheral neuropathy, caused by as many as 100 diseases - including diabetes, endocrine diseases, some cancers, kidney disease, and autoimmune diseases such as lupus. This condition impacts the nerve cells in our arms and legs (peripheral neuropathy) causing constant pain, tingling, numbness, balance problems, temperature sensitivity, and sensitivity or pain from touching objects. These facts illustrate just how serious neuropathy can be. If you have neuropathy from diabetes, autoimmune diseases, or other sources, you might consider CBD as a daily supplement. Conventional treatments such as anti-inflammatory drugs, opioid painkillers, antidepressants, and other powerful medications, may mask the pain, but don’t work on the cause. In addition, unfortunately, these drugs don’t work for 42% of those impacted. The good news is using CBD as a daily supplement, its antiinflammatory and antioxidant power could benefit and help relieve pain, reverse damage and often prevent it all together. Fibromyalgia another chronic pain disorder, causes musculoskeletal pain, fatigue and cognitive issues. A 2009 study published in the US National Library of Medicine, and two additional studies found that CBD can relieve inflammatory and neuropathic pain from nerve injury and relieve some of the cognitive issues. Don’t suffer in pain, get your CBD at: www.Hempworx.com/RocksPlace. Ask me a question or suggest a topic: DrVictoriaBoyd@gmail.com. Dr. Victoria Boyd is an author, trainer, and host of The Wealthy Teacher Show and sharing knowledge is the cornerstone of her work. Attend a seminar every 3 rd Thursday on CBD at the Alta Wellness Center. Learn more at www.DrVictoriaBoyd.com.
A Math Puzzle By: Judy Polumbaum / Our View Nobody in Las Vegas needs to be told that the odds usually favor the house. Sports betting establishments may have taken a soaking on the Eagles’ upset of the Patriots in the Super Bowl, but big ventures can spread the jeopardy widely, and skillful handling of the laws of chance, employing big data and computer algorithms, enable them to carry on and prosper. The same principles, of course, underlie the insurance industry. Which brings me to the topic of this month’s column – keeping tabs on medical coverage. This means actually looking over your Explanation of Benefits, or EOB, as one keen-eyed reader of The Vegas Voice has been doing. Without divulging specifics that are protected by federal privacy laws, we can say that this person has discovered accounting anomalies in insurance documentation for medical procedures. An explanation of Explanation of Benefits is in order. This individual’s Medicare Advantage plan has three basic branches of coverage: It absorbs costs for certain services performed through a network of designated providers, requires set “co-pays” for certain other services within the network, and collects “co-insurance” for other specialized or out-of-network services - generally 20% of approved charges. Some EOBs appear to raise the flag of “unbundling,” or the separation of related costs into distinct procedures, possibly producing a higher tally than a bundled charge. Only someone versed in the arcana of Medicare could interpret this. More baffling is a consistent discrepancy in co-insurance charges: Instead of the typical 80-20 split, it turns out that a wee bit over 20% of the cost is to be billed to the consumer, with a correspondingly wee bit under 80% allocated to the plan. The monetary amounts are miniscule. For one specialized neurology test, billed at $1,108 with payment approved at $441.15, the patient’s 20% share should be $88.23 but is listed as $89.67, an evident overcharge of $1.44; while the insurance covers $351.48 instead of $352.92. A series of radiation therapy reports from a couple of years earlier reveals similar discrepancies of one or two dollars per bill. A mathematical puzzle indeed. Add the realization that once the customer reaches a maximum out-of-pocket figure for a given year (in this case, $2,500) the plan should cover 100% of any additional approved charges, and the nickeling-and-diming makes even less sense. But one or two dollars many times multiplied would be something else. So, here’s the question: Is this an isolated mystery, or a quandary facing others as well? Are these blips or a pattern? You can try to reach billing offices, claims departments, provider and underwriter customer service representatives, and so forth by phone. That is, if you want to encounter a myriad of keypad choices, get put on interminable hold on countless occasions, be referred to other numbers or promised callbacks that might or might not happen, and occasionally get bumped up to a supervisor who remains as flummoxed as you are, with those EOBs seemingly beyond reach. Or you can let us know if anything similar has happened to you. Again, submit your information and ideas by e-mail to: dan@ thevegasvoice.net or mail to The Vegas Voice. Judy Polumbaum is a professor emerita of journalism and a recent transplant to Las Vegas from the Midwest. 21
Page 1 and 2: Oct. 2012 2O18 March For your Healt
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Page 5 and 6: My Friend Marty By: Nelson Sardelli
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Page 11 and 12: SENIOR 50+ WEDNESDAY $4 MOVIES & MO
Page 13 and 14: WE BEAT Lowes, Home Depot, Costco &
Page 15 and 16: To Bag or Not to Bag By: Adrea Barr
Page 17 and 18: THE TEN TENORS: WISH YOU WERE HERE
Page 19: PRESENTS THE MUSIC OF ROBERT GOULET
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Page 25 and 26: Travel Especially for Active Senior
Page 27 and 28: Travel Especially for Active Senior
Page 29 and 30: What’s Your Reaction? By: BJ Kill
Page 31 and 32: Nevada’s Automobile Liability By:
Page 33 and 34: Dry Mouth By: James J. White / Your
Page 35 and 36: “Listening to The Vegas Voice”
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Page 39 and 40: Most Homes Sold in Henderson Every

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