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Debtfree Magazine November 2018

SA's Free Debt Counselling & Debt Review Industry Magazine. Tips and advice on getting out of debt and making a success of debt review. The November 2018 issue.

SA's Free Debt Counselling & Debt Review Industry Magazine. Tips and advice on getting out of debt and making a success of debt review. The November 2018 issue.

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DREADED DECEMBER<br />

DON’T LET<br />

DECEMBER<br />

TRIP YOU UP<br />

Where possible those who are under debt review should be wise and<br />

stick well within their budget. They should avoid any sudden increase<br />

in spending<br />

However those who have planned ahead and have been able to stick<br />

within their monthly budget over time may have been able to set aside<br />

a few extra rand during the preceding months to make use of during<br />

December. This may allow them to still travel to visit family.<br />

Rather than give large lavish gifts try to share thoughtful smaller low cost<br />

items or consider clever re-gifting ideas. Many smaller gifts and cards can<br />

be made at home in order to save money.

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