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Debtfree Magazine November 2018

SA's Free Debt Counselling & Debt Review Industry Magazine. Tips and advice on getting out of debt and making a success of debt review. The November 2018 issue.

SA's Free Debt Counselling & Debt Review Industry Magazine. Tips and advice on getting out of debt and making a success of debt review. The November 2018 issue.

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DREADED DECEMBER<br />

YOU DESERVE A<br />

BREAK FROM DEBT<br />

After a long hard year you may be focused on simply not being<br />

at work and the humdrum routine which wears you down. You do<br />

deserve a break. You do deserve some fun. Absolutely!<br />

With a little forethought and restraint you can ensure that you do this without<br />

running up big bills and running into trouble making your debt review<br />

payment this December.<br />

It’s rare these days to get a 13th cheque or bonus but it does sometimes<br />

happen. If you are fortunate enough to get one, what should you do with it?<br />

• Hit the shops, buy that flat screen tv?<br />

• Treat yourself?<br />

• Speak to your DC for advice?<br />

• Use to cover needed jan/annual costs and settle smaller debts?<br />

• Or distribute it to all debts evenly?<br />

Remember that you are trying to give yourself and your family the best<br />

financial gift of all - getting out of debt. If you do get a bonus why not talk<br />

to your Debt Counsellor about how best to use it?

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