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Debtfree Magazine November 2018

SA's Free Debt Counselling & Debt Review Industry Magazine. Tips and advice on getting out of debt and making a success of debt review. The November 2018 issue.

SA's Free Debt Counselling & Debt Review Industry Magazine. Tips and advice on getting out of debt and making a success of debt review. The November 2018 issue.

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poor planning during the months leading up to December and<br />

over spending. If you make it through this means you have really<br />

embraced the process.<br />

4<br />

Get through a whole month without thinking about how<br />

your debt is stressing you out.<br />

If debt review has now become part of your monthly life then this<br />

is an important day. You are finally in the swing of things. This is<br />

actually a milestone showing that you are on the way to success.<br />

You are now in financial control.<br />

5<br />

You reach the Half Way Mark<br />

Your court order will tell you approximately how many months it<br />

will take to pay off your debt according to the new restructured<br />

repayment plan. Once you reach the half way point you will finally<br />

start to notice the balances on your debts beginning to shrink in<br />

a more obvious way.<br />

6<br />

A Smaller Debt Gets Paid Off<br />

One of your debts being finally paid off is a big deal. With<br />

debt review it is often true that even smaller debts are repaid<br />

over longer time periods. This can make it seem like things are<br />

dragging on. So, a debt paid up, even a smaller one, is a big<br />

deal and should be celebrated.<br />

7<br />

One Debt Left<br />

You can finally see the light at the end of the tunnel and even if it<br />

has taken you many months or even years you can start to focus<br />

on where to next. Now you can begin to plan to build financial<br />

wealth rather than just be stuck with debt.

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