Debtfree Magazine November 2018

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FREE LEGAL RESOURCE DOWNLOAD ALL THE LATEST LEGISLATION Do you sometimes find that you are struggling to locate the current version of the National Credit Act? Be sure to check out http://www.lawsofsouthafrica.up.ac.za/ The University of Pretoria working along with legal firms such as Webber Wentzel, Werksmans, Adams & Adams and the SA Institute of Chartered Accountants have a fantastic legal resource available to the public which shows the latest SA legislation. The website, run by the Oliver R Tambo Law Library and supported by the Constitutional Court Trust, features both the current and past versions of many Acts (including the National Credit Act) as well as many other legal resources.
PAST VERSIONS The laws of South Africa website also features past versions of Acts. This can be extremely convenient and helpful when trying to find a copy of an Act or related regulations for a particular time or just to save in digital format on your device. You may need to argue a point in a case that requires you to know what the legislation said at a particular point in time (eg in May 2010) but you may now only able to easily find the current legislation which has since changed. This site will give you access to the older form of the Act or regulations which were applicable at that date. Best of all, the site features a search function which can help you quickly locate the desired Act. NEED A HARD COPY? This is a great resource for those working in the industry and is super convenient to use. For those who would like a hard copy of the Act to make notes on and take to court, you are most welcome to visit the <strong>Debtfree</strong> online shop and have one delivered to your door. The NCA Booklet also features a CD with the latest electronic version of the Act.
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SOUTH AFRICA’S DEBT COUNSELLING M
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How many times have you told yourse
Page 7 and 8: HOW COMMITTED ARE YOU TO DEBT REVIE
Page 9 and 10: DEBT REVIEW SCHOOL Know your abbrev
Page 11 and 12: D DECEMBER
Page 13: For many people December is simply
Page 16 and 17: DREADED DECEMBER DON’T LET DECEMB
Page 18 and 19: Jothie Bechoo ATTORNEYS & DEBT COUN
Page 20: HOW COMMITTED ARE YOU TO DEBT REVIE
Page 23 and 24: These are not short term, impulsive
Page 25 and 26: In many ways the challenge of stick
Page 27 and 28: HOW COMMITTED ARE YOU? UNDERSTAND Y
Page 29 and 30: SURE Credit ProteCtion - debt revie
Page 32 and 33: HOW COMMITTED ARE YOU? WAYS TO MEAS
Page 35 and 36: HOW COMMITTED ARE YOU? WARNING SIGN
Page 37 and 38: THE END OF THE YEAR IS COMING SOME
Page 39 and 40: 10% commitment to paying off Debt J
Page 42 and 43: KIM ARMFIELD AND ASSOCIATES When de
Page 44: NEWS NCR CONSUMER EDUCATION NCR HIR
Page 47 and 48: DTI RESEARCH FORUM DCASA LAUNCH INV
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Page 51 and 52: PROFESSIONAL DEBT COUNSELLING ATTOR
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Page 55: DON’T WORK WITH AN OUT DATED VERS
Page 60 and 61: Debt Counsellors Collective The NCR
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Page 64 and 65: CONSUMER FINANCIAL EDUCATION FOUNDA
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Debtfree Magazine November 2018

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